词条 | MT103 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
释义 |
MT103 is a SWIFT payment message type/format used for cash transfer specifically for cross border/international wire transfer. Specification of SWIFT MTSWIFT messages consist of five blocks of the data including three headers, message content, and a trailer. Message types are crucial to identifying content. Below are different SWIFT message types
All SWIFT messages include the literal "MT" (Message Type). This is followed by a three-digit number that denotes the message category, group and type. Consider the following example -- MT103: The first digit (1) represents the category. A category denotes messages that relate to particular financial instruments or services such as Cash Transfer(1), Treasury (3), or Cash Management (9). The category denoted by 1 is Cash Transfer. The second digit (0) represents a group of related parts in a transaction life cycle. The group indicated by 0 is a Financial Institution Transfer. The third digit (3) is the type that denotes the specific message. There are several hundred message types across the categories. The type represented by 3 is a notification.[1] MT103 FieldsBelow are the fields of an MT 103 message . These fields are referred to as tags.
In the above table, tags[2]{{Full citation needed |date=October 2018}} 52, 53, 54, 56, and 57 preferably contain Business Identifier Codes BIC, whereas tags 50 and 59 preferably contain an account number or BIC. As per SWIFT standard account number to be entered in IBAN (International Bank Account Number) format or in BBAN format (for domestic payments).[3] References1. ^{{Cite web|url=https://www.swift.com/standards/standards-resources|title=Standards document centre|date=2015-08-25|website=SWIFT|access-date=2016-04-29}} 2. ^{{Cite web|url=http://www.hsbc.com|title=HOME|last=|first=|last2=|date=|editor-last=chris|website=HSBC |location=south africa|archive-url=|archive-date=|dead-url=|access-date=2018-10-25}} 3. ^{{Cite web|url=https://docs.oracle.com/cd/E19509-01/820-7113/6nid5dl2r/index.html |title=SWIFT Message Type Reference |website=SWIFT Integration Projects |publisher=Oracle |access-date=2016-04-29}} 1 : Society for Worldwide Interbank Financial Telecommunication |
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