| 词条 | National Savings Certificates (India) |
| 释义 |
National Savings Certificates, popularly known as NSC, is an Indian Government Savings Bond, primarily used for small savings and income tax saving investments in India. It is part of the postal savings system of Indian Postal Service (India Post). These can be purchased from any Post Office in India by an adult (either in his/her own name or on behalf of a minor), a minor, a trust, and two adults jointly. These are issued for five and ten year maturity and can be pledged to banks as collateral for availing loans. The holder gets the tax benefit under Section 80C of Income Tax Act, 1961.[1][2][3] Other similar government savings schemes in India include: Public Provident Fund (PPF), Post Office Fixed Deposit, Post Office Recurring Deposit, etc.[4] The certificates were heavily promoted by the Indian government in the 1950s after India's independence, to collect funds for nation-building.[5] Discontinuation of Physical CertificateThe existing system of physical pre-printed certificates for NSC shall stand discontinued w.e.f. 1.4.2016 and shall be replaced by ‘National Savings Certificate' Certificate on electronic mode (e-mode). Till the CBS system transits to that e-mode, banks and post offices may choose to issue a physical certificate recorded on a passbook. Further reading
References1. ^{{cite web|url=http://nsiindia.gov.in/uniquepages/singlepage.asp?Id_Pk=105|title=National Savings Institute|year=2005|publisher=National Savings Institute|accessdate=31 March 2015|archiveurl=https://web.archive.org/web/20131219005704/http://nsiindia.gov.in/uniquepages/singlepage.asp?Id_Pk=105|archivedate=19 December 2013}} 2. ^{{cite news |title=All you wanted to know about National Savings Certificates |url=http://www.moneycontrol.com/news/investing/all-you-wanted-to-know-about-national-savings-certificates_780184.html |publisher=Money Control |date=Nov 9, 2012 |accessdate=March 17, 2013}} 3. ^{{cite news |title=Scrap NSC, Kisan Vikas Patra: RBI panel|url=http://articles.timesofindia.indiatimes.com/2004-07-23/india/27161743_1_small-savings-savings-schemes-rbi-committee |publisher=The Times of india |date=Jul 23, 2004 |accessdate=March 17, 2013}} 4. ^{{cite news |title=Interest on savings schemes cut |url=http://www.hindu.com/2000/01/15/stories/01150007.htm |publisher=The hindu |date=January 15, 2000 |accessdate=March 16, 2013}} 5. ^{{cite news |title=Minister's Call To Save More|url=https://news.google.com/newspapers?id=Tsc-AAAAIBAJ&sjid=lUwMAAAAIBAJ&pg=5079,8543105&dq=national+savings+certificates+india&hl=en |publisher=Indian Express |date=Mar 20, 1950 |accessdate=March 17, 2013}} External links{{commons category|National Savings in India}}
3 : Tax-advantaged savings plans in India|Postal system of India|Government bonds issued by India |
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