| 词条 | Palladium Card |
| 释义 |
The J.P. Morgan Palladium Card (now formally re-branded the J.P. Morgan Reserve Card[1]) was an invitation-only Visa credit card issued by JPMorgan Chase. The laser engraved card was minted out of solid metal and plated with palladium.[2] The card and its successor dominates a category of ultra exclusive, invitation-only credit and charge cards, which includes the American Express Centurion Card.[2] HistoryJPMorgan Chase introduced the Palladium Card in 2009 to cater to their ultra high net worth clients. Bloomberg described the Palladium Card as the "card for the 1% of the 1%".[3] Most J.P. Morgan clients who are invited to carry this card have a minimum of US$10 million in assets under management with J.P. Morgan's Private Bank and a median of US$100 million. The Palladium Card was one of the first U.S. credit cards to adopt EMV smart chip technology. With its brass construction and palladium plating, the card weighs 1 ounce or 28.35 grams, five times the weight of a conventional plastic credit card and twice the weight of the titanium constructed American Express Centurion Card. As of September 2016, the J.P. Morgan Palladium Card has been re-branded the J.P. Morgan Reserve Card, which is physically identical to its predecessor, but now includes a suite of improved benefits and privileges including complimentary airport lounge memberships such as United Club and Priority Pass Select, as well as being branded Visa Infinite.[1]Availability and feesThe J.P. Morgan Palladium Card and subsequent J.P. Morgan Reserve Card were offered to clients of J.P. Morgan Private Bank.[4] Card members were required to pay an annual fee of US$595.[3][2][4] After the re-branding to the J.P. Morgan Reserve Card in September 2016, the annual fee was adjusted to US$450. There are no fees for foreign transactions, late payments, returned payments, or cash advances.[3] The card has no pre-set spending limit, and operates as a hidden trade line where client usage activity is not reported to any credit reporting bureau.[1] References1. ^1 2 {{cite web|website=The Points Guy|author=Ellis, Nick|title=Have $10 Million with Chase? You Can Get the J.P. Morgan Reserve Card|date=August 25, 2016|url=https://thepointsguy.com/2016/08/jp-morgan-reserve-card/}} 2. ^1 2 {{cite news | url=http://business.time.com/2012/03/02/youre-probably-not-rich-enough-for-this-credit-card/ | title=You’re Probably Not Rich Enough For This Credit Card | work=TIME | date=2 March 2012 | accessdate=10 February 2015 | author=White, Martha C.}} 3. ^1 2 {{cite news | url=http://www.bloombergview.com/articles/2012-02-29/the-credit-card-for-the-1-percent-of-the-1-percent-the-ticker | title=The Credit Card for the 1 Percent of the 1 Percent: The Ticker | work=Bloomberg News | date=29 February 2012 | accessdate=10 February 2015 | author=Cohan, William D. | deadurl=yes | archiveurl=https://web.archive.org/web/20150214043005/http://www.bloombergview.com/articles/2012-02-29/the-credit-card-for-the-1-percent-of-the-1-percent-the-ticker | archivedate=14 February 2015 | df= }} 4. ^1 {{cite news|url=http://www.businessinsider.com/the-5-best-credit-cards-for-the-wealthy-2013-7?op=1/?IR=T |title=The 5 Best Credit Cards For The Wealthy |work=Business Insider |author=Zhen, Simon |date=16 July 2013|accessdate=10 February 2015}} See also
2 : Credit cards|JPMorgan Chase |
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