| 词条 | Plane Saver Credit Union |
| 释义 |
| image = | name = Plane Saver Credit Union | location = The Barn, Manor Lane, Harlington, Hayes, Middlesex UB3 5EQ | type = Industrial and Provident Society | founded = 1993 | homepage = planesavercu.co.uk }} Plane Saver Credit Union is a not-for-profit financial co-operative, with their main office based in Harlington, and a second office at Heathrow Airport. A member of the Association of British Credit Unions Limited,[1] Plane Saver has over 11,500 members, over £45 million in assets, and have lent more than £100 million to date. History{{see also|History of credit unions}}The credit union was known as British Airways (UK) Employees Credit Union from its foundation in 1993, until 1997, when it widened its scope to include employees of UK-based CAA-registered airlines and their associated companies.[2] In 2015, Plane Saver won the contract to offer their services to the Ministry of Defence. It is currently the fourth largest credit union in the UK. ActivitiesThe members of a credit union are required to share a common bond. In 2010, Plane Saver Credit Union further extended its common bond to those employed in, or associated with, the airline and transport industry, logistics, engineering, police, fire and ambulance services or the armed forces.[3] In a move backed by the Minister of State for Defence Personnel, Welfare and Veterans in 2014, the chair of the Co-operative Party called for the creation of a credit union aimed at military families. As members of the armed forces were already eligible to join, it was reported that Plane Saver was ready to assist in the creation of a military credit union, providing there could be payroll deduction.[4] Two other credit unions also won the contract, to give armed forces personnel a choice of provider. The three credit unions formed what became known as Joining Forces, in which they work together to promote the scheme. Plane Saver Credit Union was first UK adopter of payment waiver in 2014. Under the scheme, if a borrower cannot work due to sickness or unemployment, payments are immediately waived.[5][6][7] The credit union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PRA. Ultimately, like the banks and building societies, members’ savings are protected against business failure by the Financial Services Compensation Scheme.[8] See also
References1. ^Credit unions in membership of ABCUL Association of British Credit Unions (retrieved 1 November 2014) 2. ^About us Plane Saver Credit Union (retrieved 7 March 2015) 3. ^Join us Plane Saver Credit Union (retrieved 7 March 2015) 4. ^Treanor, Jill [https://www.theguardian.com/money/2014/sep/21/cooperative-drive-treble-credit-union-membership Credit unions drive to swell membership to 3m] The Guardian, 21 September 2014 5. ^Scuffham, Matt [https://www.reuters.com/article/2014/01/20/us-britain-credit-unions-idUSBREA0J12Z20140120 Waiver helps UK credit unions take on payday lenders] Reuters, 20 January 2014 6. ^Atkin, Joanne Westminster debates the loan protection gap Mortgage Finance Gazette, 30 May 2014 7. ^Jones, Rupert [https://www.theguardian.com/money/2013/sep/14/insurance-payment-protection-insurance Payment waiver looks to fill PPI void] The Guardian, 14 September 2014 8. ^Credit Union Guide Financial Services Compensation Scheme (retrieved 2 April 2015) External links
4 : Credit unions of the United Kingdom|Companies established in 1993|Heathrow Airport|British Airways |
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