| 词条 | Southland Credit Union |
| 释义 |
| name = Southland Credit Union | logo = Southland Credit Union.jpg | logo_size = | type = Credit union | foundation = 1936 | assets = $725m USD (2016) | location_country = | location = Los Alamitos, California, United States | locations = 8 Branches | area_served = Orange County, Gateway Cities, Santa Monica, and Downtown Los Angeles | homepage = [https://www.SouthlandCU.org/ southlandcu.org] }} Southland Credit Union is a not-for-profit community-chartered credit union in California serving the residents of Orange County, the Gateway Cities of Los Angeles County and the communities of Downtown Los Angeles and Santa Monica. Membership to Southland Credit Union is also available to employees of approximately 300 Select Employer Groups (SEG). As of December 2016, Southland Credit Union reported its assets exceed $725 million and are serving over 60,000 Members. History
Community charterSouthland Credit Union's community charter allows for Membership to residents and individuals, who work, worship or attend school in the following communities: {{col-begin-small}}{{Col-2}}Orange County, California Downtown Los AngelesGreater Santa Monica Area Brentwood, California Culver City, California Mar Vista, California Marina del Rey, California Pacific Palisades, California Santa Monica, California Venice, California West Los Angeles{{Col-2}}Gateway Cities Artesia, California Bellflower, California Cerritos, California Downey, California Hawaiian Gardens, California La Habra Heights, California La Mirada, California Lakewood, California Long Beach, California Norwalk, California Paramount, California Santa Fe Springs, California Signal Hill, California{{col-end}} Select Employer GroupsMembership with Southland Credit Union is available to employees of approximately 300 Select Employer Groups (SEG), including: {{col-begin-small}}{{Col-3}}Bandai Blank Rome Bureau of Alcohol, Tobacco, Firearms and Explosives City of Garden Grove Employees City of La Mirada Employees City of Lakewood Employees City of Lawndale Employees City of Los Alamitos Employees City of Lynwood Employees City of Paramount Employees City of Santa Monica Employees City of Seal Beach Employees Commerce Casino Costco{{Col-3}} Davis Elen Advertising Drug Enforcement Administration Employees and Retirees of Los Angeles County Frieda's Inc. General Services Administration Gibson, Dunn & Crutcher Horiba Internal Revenue Service Jones Day Latham & Watkins Los Alamitos Unified School District Los Angeles County Bar Association Los Angeles County Sheriff's Department Los Angeles Times{{Col-3}} Morgan, Lewis & Bockius Paul Hastings Perkins Coie Sidley Austin Tarzana Treatment Centers United States Army United States Attorney United States Bankruptcy Court United States Department of Homeland Security United States Department of the Treasury United States District Court United States Marshals Service Zodiac Aerospace{{col-end}} PerformanceTexas RatioAs of December 31, 2013 Southland Credit Union had $5.91 million in non-current loans and owned real-estate with $61.02 million in equity and loan loss allowances on hand to cover it. This gives Southland Credit Union a Texas ratio of 9.68% which is rated Grade A. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio TrendThe Texas Ratio for Southland Credit Union decreased slightly from 12.72% as of December 31, 2012 to 9.68% as of December 31, 2013, resulting in a positive change of 23.89%.This indicates that the balance sheet and financial strength for Southland Credit Union has improved slightly in recent periods. Deposit GrowthIn the past year, Southland Credit Union has increased its total deposits by $327,000, resulting in 0.08% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Southland Credit Union has shown is above average. CapitalizationThe Federal Deposit Insurance Corporation and the National Credit Union Administration consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Southland Credit Union has $481.02 million in assets with $61.02 million in equity, resulting in a capitalization level of 12.69%, which is rated "A+".[8] Products and servicesSouthland Credit Union offers:
References1. ^{{cite web|url=http://www.dbo.ca.gov/Publications/annual/1995yr99/1999_Annual_Report.pdf|title=1999 Annual Report|work=California Department of Financial Institutions|date=Dec 1999|accessdate=4 May 2014}} 2. ^{{cite web|url=http://www.dbo.ca.gov/Archives/Publications/Bulletins/2001/august01.htm|title=Monthly Bulletin, August 2001|work=California Department of Financial Institutions|date=Aug 2001|accessdate=30 May 2014}} 3. ^{{cite web|url=http://www.cutimes.com/2009/05/08/two-los-angeles-cus-on-merger-path|title=L.A. CUs on Merger Path|work=cutimes.com|date=May 8, 2009|accessdate=30 May 2014|first=Jim|last=Rubenstein}} 4. ^{{cite web|url=http://www.oc-breeze.com/2011/11/20/5434_southland-credit-union-opens-new-office-at-garden-grove-civic-center/|title=Southland Credit Union opens new office at Garden Grove civic center|work=oc-breeze.com|date=Nov 20, 2011|accessdate=30 May 2014|first=Shelley|last=Henderson}} 5. ^{{cite web|url=http://santamonica.patch.com/groups/eddie-greenbergs-blog/p/bp--santa-monica-credit-union-to-merge-with-southland849d885b57|title=Santa Monica Credit Union Merging With Southland Credit Union|work=santamonica.patch.com|date=Sep 18, 2012|accessdate=30 May 2014|first=Eddie|last=Greenberg}} 6. ^{{cite web|url=http://www.dbo.ca.gov/Publications/bulletins/volume01/pdf/monthly_bulletin_01_07.pdf|title=Monthly Bulletin, January 2014|work=California Department of Business Oversight|date=Jan 2014|accessdate=22 Oct 2014}} 7. ^{{cite web|url=http://www.cujournal.com/news/growth-strategies/southland-cu-harbor-fcu-announce-merger-plan-1026368-1.html|title=Southland CU, Harbor FCU Announce Merger Plan|work=Credit Union Journal|date=Aug 2016|accessdate=29 Dec 2016}} 8. ^{{cite web|url=http://www.depositaccounts.com/banks/southland-credit-union.html/ |title=DepositAccounts.com |publisher=DepositAccounts.com |date= |accessdate=2014-06-04}}
External links
2 : Credit unions based in California|Banks established in 1936 |
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