| 词条 | Avaloq |
| 释义 |
|name = Avaloq Group AG |logo = Logo Avaloq.svg |type = Public (Aktiengesellschaft) |traded_as = |founder = |area_served = Worldwide |key_people = |industry = Core banking, Financial services |products = |services = |revenue = |operating_income = |net_income = |assets = |equity = |num_employees = |subsid = |ratio = |homepage = {{URL|www.avaloq.com}} |footnotes = |intl = |foundation = 1985 |location_city = Freienbach |location_country = Switzerland |location = |dissolved = }}{{Use dmy dates|date=February 2017}}Avaloq is a Swiss company that develops and provides software for core banking. The software system, Avaloq Banking Suite, is used by more than 140 banks worldwide.[1] BackgroundCore banking is the activity, at the heart of any bank, that deals with information about customers, transactions and account balances. Banks have traditionally bought in software for these purposes rather than developing it internally. More and more functions have had to be added over the years as requirements have changed, for example for online banking. The result has been very complex computer programs that can be difficult to manage. Also, coding changes for compliance to new regulations and for accommodating new products can be problematic.[2] As a result, banks have tended to buy in modern comprehensive software from large, specialist firms. This may be run by the bank itself or by an agency running the computing service on behalf of the bank.[2][3] Company historyAvaloq was founded in Zurich in 1985, under the name "BZ Informatik Aktiengesellschaft", functioning as the information technology subsidiary of {{ill|BZ Bank|de}}. In 1991, 30% of the share capital was taken by the employees as a result of a partial management buyout. At that time there were five staff and the cost of the buyout was $200,000.[1] The first customer was Swiss National Bank, rapidly followed by five other commercial banks in Switzerland. The system then spread worldwide although it has had little impact in America.[1][2] Initially the firm was called BZ Informatik, and its product “AdvAntAge”. In 1996 the current name was adopted.[4] In 2001 the company split from BZ Bank, as the employees acquired 100% of the share capital. Current activitiesAvaloq Banking Group AG employs 2,500 staff, 500 of which are programmers. It has annual revenues of over $500 million and its software accounts for bank deposits to the sum of $4 trillion.[1] The founder and chairman is Francisco Fernandez.[1] [5] The Avaloq Banking Suite software is used by over 450 customers including HSBC, Barclays, Royal Bank of Scotland, UBS, Deutsche Bank, Nomura and Societe Generale.[1] Some of the customers have performed business process outsourcing to Avaloq itself for the actual running of the core computing service which uses cloud computing.[1][6][7] Apart from a 10% holding by a Swiss bank, Avaloq is owned by its employees and it has major offices in Zurich, Edinburgh and Manila.[1][8] In 2016 the firm was rumoured to be seeking investment from private equity investors.[9][10] The security of the data stored by the system is of the utmost importance. To guard against cyber attack the firm engages a number of companies based in Israel to attempt to break through the security systems and then help plug the weaknesses uncovered.[1] References1. ^1 2 3 4 5 6 7 8 {{cite web|last1=Smale|first1=Will|title=High security: The man who protects our bank accounts|url=https://www.bbc.co.uk/news/business-38800176|website=BBC News|accessdate=7 February 2017|date=6 February 2017|deadurl=no|archiveurl=https://web.archive.org/web/20170207000336/http://www.bbc.co.uk/news/business-38800176|archivedate=7 February 2017|df=dmy-all}} 2. ^1 2 {{cite web|title=Can Big Four Core Banking Vendors' Oligopoly Be Broken?|url=https://www.americanbanker.com/news/can-big-four-core-banking-vendors-oligopoly-be-broken|website=American Banker|archiveurl=https://www.webcitation.org/query?url=https%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fcan-big-four-core-banking-vendors-oligopoly-be-broken&date=2017-02-07|first1=Penny|last1=Crosman|date=7 October 2013|archivedate=7 February 2017|deadurl=no|language=en}} 3. ^{{cite web|last1=Eckert|first1=Martin|title=Swiss Banking Software Goes Worldwide|url=http://www.worlditlawyers.com/wp-content/uploads/2011/06/Swiss-Banking-Software-goes-worldwide_Martin_Eckert_MME-Partners2.pdf|website=worlditlawyers.com|archiveurl=https://www.webcitation.org/query?url=http%3A%2F%2Fwww.worlditlawyers.com%2Fwp-content%2Fuploads%2F2011%2F06%2FSwiss-Banking-Software-goes-worldwide_Martin_Eckert_MME-Partners2.pdf&date=2017-02-07|archivedate=7 February 2017|pages=20-21|date=June 2011|deadurl=no}} 4. ^{{cite web|title=History – Avaloq|url=https://www.avaloq.co.uk/about-us/history/|website=www.avaloq.co.uk|publisher=Avaloq|accessdate=7 February 2017|archiveurl=https://www.webcitation.org/query?url=https%3A%2F%2Fwww.avaloq.co.uk%2Fabout-us%2Fhistory%2F&date=2017-02-07|archivedate=7 February 2017|language=en|deadurl=no}} 5. ^{{cite web|title=Our Management Team – Avaloq|url=https://www.avaloq.co.uk/about-us/our-management-team/|website=www.avaloq.co.uk|publisher=Avaloq|accessdate=7 February 2017|language=en|deadurl=no|archiveurl=https://web.archive.org/web/20170208032929/https://www.avaloq.co.uk/about-us/our-management-team/|archivedate=8 February 2017|df=dmy-all}} 6. ^{{cite web|last1=Minetti|first1=Maurizio|title=Bankensoftware: Avaloq greift nach der Krone aloq greift nach der Krone|url=http://www.inside-it.ch/articles/15852|website=inside-it.ch|archiveurl=https://www.webcitation.org/query?url=http%3A%2F%2Fwww.inside-it.ch%2Farticles%2F15852&date=2017-02-07|archivedate=7 February 2017|date=23 October 2008|language=de|deadurl=no}} 7. ^{{cite web|last1=Pütter|first1=Christiane|title=Business Process Outsourcing Avaloq und Quirin Bank rollen BPO-Markt auf|url=http://www.cio.de/a/avaloq-und-quirin-bank-rollen-bpo-markt-auf,2903921|website=www.cio.de|publisher=CIO|accessdate=7 February 2017|language=de|date=14 January 2013|deadurl=no|archiveurl=https://web.archive.org/web/20160309042201/http://www.cio.de/a/avaloq-und-quirin-bank-rollen-bpo-markt-auf%2C2903921|archivedate=9 March 2016|df=dmy-all}} 8. ^{{cite web|title=Swiss firm Avaloq to create 500 jobs in Edinburgh|url=https://www.bbc.co.uk/news/uk-scotland-scotland-business-15212788|website=BBC News|accessdate=7 February 2017|date=7 October 2011|deadurl=no|archiveurl=https://web.archive.org/web/20170228025648/http://www.bbc.co.uk/news/uk-scotland-scotland-business-15212788|archivedate=28 February 2017|df=dmy-all}} 9. ^{{cite web|last1=Andreasyan |first1=Tanya |title=Avaloq in talks with private equity firms? |url=http://www.bankingtech.com/658672/avaloq-in-talks-with-private-equity-firms/ |website=www.bankingtech.com |archiveurl=https://www.webcitation.org/6o5z3A24d?url=http://www.bankingtech.com/658672/avaloq-in-talks-with-private-equity-firms/ |archivedate=7 February 2017 |language=en |date=29 November 2016 |deadurl=no }} 10. ^{{cite web|last1=Hody|first1=Peter|title=Avaloq in Private Equity Hands?|url=http://www.finews.com/news/english-news/25205-avaloq-francisco-fernandez-private-equity-kkr-bpo-deutsche-bank|website=finews.com|archiveurl=https://www.webcitation.org/query?url=http%3A%2F%2Fwww.finews.com%2Fnews%2Fenglish-news%2F25205-avaloq-francisco-fernandez-private-equity-kkr-bpo-deutsche-bank&date=2017-02-07|archivedate=7 February 2017|date=18 November 2016|deadurl=no}} 5 : Software companies of Switzerland|Banking software companies|Software companies established in 1991|Business software|Financial services companies of Switzerland |
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