“Banker's lien”的意思、由来-开放百科全书

词条

Banker's lien

释义

Scope
References

{{Banking |image=London.bankofengland.arp.jpg |caption=The Bank of England, established in 1694.}}A banker's lien is a legal right arise in many common law jurisdictions of a bank to exercise a lien over any property in the custody of the bank as security for the indebtedness of the customer to the bank.^[1]

Scope

The precise effect of a banker's lien varies according to the laws of a particular jurisdiction. Under English common law it applies to all property coming into the possession of the bank in the usual course of banking business,^[2] subject to the important exception that it does not apply to property which is deposited with the bank for safe custody.^[3]

Whilst most common law liens normally only give the lienee a passive right to retain the property, unusually, the banker's lien permits the bank the sell the relevant property.^[4]

The lien does not generally extend to intangible rights, including credit balances on accounts. However those credit balances may be subject to the banker's right to combine accounts.^[5]

The banker's lien may be modified or abrogated by agreement.^[1]

References

1. ^¹{{cite book |author1=E.P. Ellinger |author2=E. Lomnicka |author3=C. Hare |year=2011|title=Ellinger's Modern Banking Law |edition=5th|publisher=Oxford University Press|isbn=978-019-923209-3|page=864}}
2. ^Brandao v Barnett (1846) 12 Cl 7 F 787
3. ^Leese v Martin (1873) LR 17 Eq 224 at 235. The bank holds such property as bailee, and may be entitled to exercise a separate lien as such.
4. ^Rosenberg v International Banking Corporation (1923) 14 Ll LR 344 at 347
5. ^National Westminster Bank Ltd v Halesowen Presswork & Assemblies Ltd [1972] AC 785

5 : Property law|Legal terminology|Business law|Banking|Liens

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