| 词条 | BharatQR |
| 释义 |
BharatQR, developed by NPCI, Mastercard, and Visa, is an integrated payment system in India. The system, which was launched in September 2016, facilitates users to transfer their money from one source to another. The money transferred through BharatQR is received directly in the user's linked bank account. It provides a common interface for American Express, Visa, Mastercard, and RuPay cards. As opposed to other such systems, used by private companies and banks, BharatQR is interoperable with all the banks.[1] Currently, BharatQR is supported on Android and iOS devices. OverviewBharatQR was launched in September 2016 as per the directions set by the Reserve Bank of India with aim of facilitating India in transition to a less-cash society. The system helps in enabling digital payments to reduce the usage of card swiping machines for payment. A number of banks supported BharatQR, before the system was launched, and got ready to deploy it.[2] Although, BharatQR primarily works by scanning QR codes, it is not the only way to make payments. It allows users to pay through Aadhar number, UPI payment address or through account number and IFSC code, thus, minimizing the need to pay using debit and credit card which are, supposedly, less secure than BharatQR.[3] The system, also, supports Dynamic QR code generation which eliminates the need of entering the amount for payment.[4] What are the Benefits of BharatQR?
UsageBy early 2018, Delhi Metro Rail Corporation is planning to introduce BharatQR code enabled AFC gates at all the stations of the Airport Express Line allowing passengers to use the system while using the Line. Two entry points at Lal Qila metro station and two exit points at Jama Masjid metro station are set by DMRC providing commuters to enter and exit using QR codes.[6] Samsung Pay, which earlier in 2017, integrated Samsung Pay mobile wallet with Unified Payments Interface, integrated BharatQR to pay at merchants supporting UPI payment system.[7]References1. ^{{Cite news|url=http://www.financialexpress.com/money/bharat-qr-here-are-5-things-to-know-about-the-new-cashless-transaction-mechanism/560282/|title=Bharat QR: Here are 5 things to know about the new cashless transaction mechanism|date=2017-02-21|work=The Financial Express|access-date=2017-11-17|language=en-US}} 2. ^{{Cite news|url=https://www.npci.org.in/sites/default/files/NPCI-Mastercard-Visa-develop-BharatQR.pdf|title=NPCI, Mastercard, Visa develop BharatQR|last=|first=|date=|work=NPCI|access-date=17 November 2017|archive-url=|archive-date=|dead-url=}} 3. ^{{Cite news|url=http://www.thehindubusinessline.com/info-tech/how-to/how-bharat-qr-works/article9605890.ece|title=How Bharat QR works|date=2017-03-29|work=The Hindu Business Line|access-date=2017-11-17|language=en}} 4. ^{{Cite web|url=http://meity.gov.in/bharat-qr-code|title=BHARAT QR CODE {{!}} Ministry of Electronics and Information Technology, Government of India|website=meity.gov.in|language=en|access-date=2017-11-17}} 5. ^{{Cite web|url=https://bharatqrcode.com/benefits-bharat-qr-payment-system/|title=Benefits of BharatQR Payment System|last=|first=|date=2018-10-03|website=bharatqrcode.com|archive-url=|archive-date=|dead-url=|access-date=}} 6. ^{{Cite web|url=https://www.gadgetsnow.com/tech-news/use-smartphone-to-travel-on-metros-airport-line-soon/articleshow/61483670.cms|title=Use smartphone to travel on metro’s Airport line soon {{!}} Gadgets Now|website=Gadget Now|access-date=2017-11-17}} 7. ^{{Cite news|url=https://gadgets.ndtv.com/apps/news/samsung-pay-india-upi-payment-bharat-via-qr-code-update-rollout-1776832|title=Samsung Pay App in India Gets UPI Payments Support for Bharat QR Codes|work=NDTV Gadgets360.com|access-date=2017-11-17|language=en}} External links
3 : 2016 establishments in India|Mobile payments in India|Electronic funds transfer |
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