| 词条 | Dara-Salaam Bank |
| 释义 |
| name = Dara-Salaam Bank | logo = Dara_salaam_bank_logo.jpg | type = Private company | traded_as = | foundation = 2010 | location = Hargeisa, Somaliland | key_people = | industry = Banking, finance | products = Loans, debit cards, ATM, guarantees | revenue = | assets = | num_employees = | homepage = {{URL|www.darasalaambank.com}} }} The Dara-Salaam Bank (DSB) is a bank headquartered in Hargeisa, the capital city of the self declared and autonomous republic of Somaliland.[1] OverviewDara-Salaam Bank was established in March 2010.[2] A Muslim financial institution, the bank provides personal banking and corporate banking. Its Islamic banking services and facilities include Mudarabah, Murabaha, Musharakah and Istisna'a. Additionally, the bank offers electronic banking, SMS banking, mobile banking and internet debit.[2][3] In September 2010, the bank also launched an independent (Kaafi) service, partnering with parent company Telesom.[2] ServicesSalaam Bank's personal banking services include current accounts and savings accounts. The current accounts permit clients to pay for utilities through online, mobile, and direct debit orders, receive and wire international transfers, make payments via checks, use the Salaam Debit Card for purchases/withdrawals at ATM and POS locations, and access their accounts online and through mobile devices.[2] The institution's corporate banking services include current accounts, fund transfers, Letters of Credit, and Letters of Guarantee. The current accounts are reserved for entities with valid commercial/industrial registration. Wire fund transfers can be made from the client's account to any other global bank account. Letters of Credit are aimed at reducing counterpart risk and can be fully or partially covered by the client. Letters of Guarantee are intended to safeguard against contractual risk and can be domestic or foreign.[2] Additionally, the bank provides other common types of guarantees. Among these are tender/bid bonds, performance bonds, payment guarantees, and shipping guarantees.[2] See also
Notes1. ^{{cite web|title=FINANCIAL SECTOR DIAGNOSTIC STUDY FOR HARGEISA, SOMALILAND|url=http://www.ilo.org/wcmsp5/groups/public/---africa/---ro-addis_ababa/---sro-addis_ababa/documents/projectdocumentation/wcms_398843.pdf|website=ILO.Org|publisher=International Labour Organisation|accessdate=20 November 2017}} 2. ^1 2 3 4 5 Bank| About us Accessed 08 October 2016 3. ^{{cite web|title=Somaliland’s Private Sector at a Crossroads|url=https://openknowledge.worldbank.org/bitstream/handle/10986/22583/9781464804915.pdf?sequence=5|publisher=World Bank|accessdate=20 November 2017}} External links 5 : Economy of Somalia|Companies of Somalia|Banks of Somalia|2010 establishments in Somalia|Banks established in 2010 |
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