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词条 Draft:Charity Bank
释义

  1. Ethical Policy

  2. References

  3. External links

{{AFC submission|d|v|u=Waynepagecb|ns=118|decliner=Praxidicae|declinets=20190120091329|reason2=adv|ts=20181213101341}} {{AFC submission|d|v|u=Waynepagecb|ns=118|decliner=Dreamy Jazz|declinets=20181013165907|small=yes|ts=20180710095038}} {{AFC submission|d|corp|u=Waynepagecb|ns=118|decliner=LeoFrank|declinets=20180627140208|small=yes|ts=20180530094121}} {{AFC submission|d|corp|u=Waynepagecb|ns=118|decliner=Heliosxeros|declinets=20180416124334|small=yes|ts=20180416082033}} {{AFC submission|d|corp|u=Waynepagecb|ns=2|decliner=Davisonio|declinets=20180411153346|small=yes|ts=20180411151243}} {{AFC comment|1=Despite the dubious history of this title, a reasonable case could be made that [https://www.standard.co.uk/business/on-the-money-londoners-care-about-earning-interest-ethically-a3794536.html The Evening Standard], [https://www.channel4.com/news/banking-five-banks-blazing-the-ethical-trail 4 News], and [https://www.theguardian.com/society/2002/oct/17/charityfinance The Guardian] are sufficient sources to meet NCORP. The other references are mostly drek. -- RoySmith (talk) 01:20, 22 June 2018 (UTC)}}{{AFC comment|1=Previously in mainspace as Charity Bank. Deleted under G11 (and others) in 2010 and twice in 2016. -- RoySmith (talk) 01:11, 22 June 2018 (UTC)}}{{AFC comment|1=Please note this has been deleted before and wikipedia is not a reference – Craig Davison (talk) 15:33, 11 April 2018 (UTC)}}
Charity Bank is an independent ethical bank that lends money to charities and social enterprises.[1][2] Its shareholders are all charitable trusts, foundations and social purpose organisations.[3]

It is regulated by the PRA and FCA. Its head office is located in Tonbridge, Kent and its regional managers work across the UK.

Charity Bank was founded in 2002 to provide low-cost loans to charities and social enterprises[4][5][6][7][8].

Charity Bank funds loans by offering savings and deposit accounts to charities, businesses, trusts, credit unions and individuals in the UK. Charity Bank is a member of the Financial Services Compensation Scheme, the UK’s deposit protection scheme.[9]

{{Infobox company
| name = Charity Bank
| type = Bank, Social Enterprise, Ethical Bank
| industry = Financial Services
| founded = 2002
| hq_location = Tonbridge, England, UK
| key_people = Edward Siegel, chief executive
| products = {{Unbulleted list|Loans to charities|Savings|Social enterprise}}
| num_employees = 60
| website = www.charitybank.org
}}

Ethical Policy

Charity Bank maintains the following policies concerning its activities:

Loans criteria

Charity Bank only leads to charities and social enterprises.[10][11][12][13][14]

Staff and directors

Charity Bank pays no bonuses to its employees and its non-executive directors work for free.

Transparency

Savers are sent an annual portfolio of the loans the bank has made so they can see how their savings are invested.[15]

Savers are also invited to meet charities from their local community that have been supported by Charity Bank, as a direct way of sharing the difference their savings make.[16][17]

Accreditation

Charity Bank is the only bank in the UK to be awarded the Social Enterprise Mark, reflecting its social sector ownership and social purpose.[18]


References

1. ^{{Cite web|url=https://thegoodshoppingguide.com/ethical-banks-and-building-societies|title=Banks & Building Societies Ethical Comparison|website=thegoodshoppingguide.com|access-date=2018-12-13}}
2. ^{{Cite news|url=https://www.theguardian.com/money/2012/jul/18/eithical-investment-banks-building-society|title=Ethical banking: as banks wallow in the mire, is it still possible?|last=Bachelor|first=Lisa|date=2012-07-18|work=The Guardian|access-date=2018-12-13|language=en-GB|issn=0261-3077}}
3. ^{{Cite news|url=https://www.theguardian.com/money/2016/jul/16/carbon-free-banking-ethical-investment-fossil-fuels|title=Carbon-free banking: where to save, invest and borrow|last=Jones|first=Rupert|date=2016-07-16|work=The Guardian|access-date=2018-12-13|language=en-GB|issn=0261-3077}}
4. ^{{Cite news|url=http://news.bbc.co.uk/2/hi/business/1961378.stm|title=UK charity bank set for launch|last=|first=|date=2002-05-01|work=BBC News|access-date=2018-12-13|language=en-GB}}
5. ^{{Cite news|url=http://news.bbc.co.uk/2/hi/business/2335471.stm|title=Charity bank opens for business|last=|first=|date=2002-10-17|work=BBC News|access-date=2018-12-13|language=en-GB}}
6. ^{{Cite web|url=https://www.telegraph.co.uk/finance/4493531/Charity-Bank-hangs-out-flags.html|title=Charity Bank hangs out flags|last=Oct 2002|first=12:00AM BST 19|date=2002-10-18|website=www.telegraph.co.uk|language=en|access-date=2018-12-13}}
7. ^{{Cite news|url=https://www.theguardian.com/money/2002/may/01/ethicalmoney.society|title=Depositors fund Charity Bank loans|last=James|first=John|date=2002-05-01|work=The Guardian|access-date=2018-12-13|language=en-GB|issn=0261-3077}}
8. ^{{Cite news|url=https://www.theguardian.com/society/2002/oct/17/charityfinance|title=First not-for-profit bank open for business|last=McCurry|first=Patrick|date=2002-10-17|work=The Guardian|access-date=2018-12-13|language=en-GB|issn=0261-3077}}
9. ^{{Cite news|url=https://www.telegraph.co.uk/finance/personalfinance/tax/9735125/Give-your-charitable-donations-the-X-factor.html|title=Give your charitable donations the X factor|last=Murray-West|first=Rosie|date=2012-12-10|work=The Telegraph|access-date=2018-12-13|language=en-GB|issn=}}
10. ^{{Cite web|url=https://www.independent.co.uk/money/spend-save/can-ethical-banks-offer-a-realistic-alternative-7920634.html|title=Can ethical banks offer a realistic alternative?|date=2012-07-07|website=The Independent|language=en|access-date=2018-12-13}}
11. ^{{Cite news|url=https://www.theguardian.com/environment/green-living-blog/2012/feb/10/ethical-bank-account|title=How to choose an ethical banking account {{!}} Simon Birch|last=Birch|first=Simon|date=2012-02-10|work=The Guardian|access-date=2018-12-13|language=en-GB|issn=0261-3077}}
12. ^{{Cite news|url=https://www.theguardian.com/money/2013/oct/23/ethical-alternatives-co-operative-bank|title=Ethical alternatives to the Co-operative Bank|last=Jones|first=Rupert|date=2013-10-23|work=The Guardian|access-date=2018-12-13|language=en-GB|issn=0261-3077}}
13. ^{{Cite news|url=https://www.telegraph.co.uk/finance/personalfinance/tax/2819419/Tax-efficient-charitable-donations.html|title=Tax-efficient charitable donations|last=Wright|first=Melanie|date=2007-11-13|work=The Telegraph|access-date=2018-12-13|language=en-GB|issn=0307-1235}}
14. ^{{Cite news|url=https://www.theguardian.com/money/2014/jan/04/children-savings-accounts|title=Getting children into the savings habit|last=Jones|first=Rupert|date=2014-01-04|work=The Guardian|access-date=2018-12-13|language=en-GB|issn=0261-3077}}
15. ^{{Cite web|url=https://www.independent.co.uk/money/spend-save/a-responsible-and-sustainable-home-for-your-cash-8218943.html|title=A 'responsible and sustainable' home for your cash|date=2012-10-20|website=The Independent|language=en|access-date=2018-12-13}}
16. ^{{Cite news|url=https://www.theguardian.com/money/2018/sep/29/ethical-investing-community-green-project|title=Ethical investing: how you can do a power of good|last=Jones|first=Rupert|date=2018-09-29|work=The Guardian|access-date=2018-12-13|language=en-GB|issn=0261-3077}}
17. ^{{Cite web|url=https://blueandgreentomorrow.com/features/charity-bank-invites-savers-to-follow-the-money-and-see-its-social-impact-first-hand/|title=Charity bank invites savers to Follow the Money and see its social impact first-hand|last=|first=|date=2015-09-21|website=Blue and Green Tomorrow|language=en-US|archive-url=|archive-date=|dead-url=|access-date=2018-12-13}}
18. ^{{Cite web|url=https://www.socialenterprisemark.org.uk/directory/united-kingdom/kent-1/tonbridge/finance-1/charity-bank/|title=Charity Bank|website=Social Enterprise Mark CIC|language=en-US|access-date=2018-12-13}}

External links

  • [https://charitybank.org/ charitybank.org/]
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