“Draft:Getting a Mortgage in the UK as a Expat living in the UAE”的意思、由来-开放百科全书

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Draft:Getting a Mortgage in the UK as a Expat living in the UAE

释义

Problems getting a mortgage as a UK Expat
Credit ratings do not translate internationally Providing proof of income can be difficult Tougher identity checks Salaries aren't normally paid in GBP There are fewer mortgage lenders and products available
Frequently asked questions
I live permanently overseas, can I still get a mortgage? What kind of mortgage can I get? Does it matter who I work for? Do I have to be in the UK to sign documents? What are the timescales with getting a mortgage? What kind of deposit will be required? Can I 'Buy to Let' while living in the UAE? Can I rent my property with a view to living back in the UK in the future? How much can I borrow?
References

{{AFC submission|t||u=HolbornWiki|ns=118|demo=|ts=20190320145417}} {{AFC comment|1=This draft reads very much like a "how-to" guide which Wikipedia does not allow. WikiDan61^ChatMe!_ReadMe!! 16:42, 20 March 2019 (UTC)}}

According to the Office for National Statistics there are nearly 4 million British people living abroad^[1]. Many of these people will still have financial commitments and investments back in the UK, many of these investments will be in the form of property. There are many reasons why you may want a UK mortgage as an expat including:

Moving back to the UK and buying a property you intend to live in
Purchasing a UK property as an investment
Remortgaging a property in the UK that you already own

Problems getting a mortgage as a UK Expat

If you are an expat living and working abroad getting a mortgage back in the UK may not be as straightforward as you might think. Despite the fact that you are probably earning a good salary, tax free, there are a number of obstacles for UAE residents and you will probably need specialist help to get around them.

Credit ratings do not translate internationally

Providing proof of income can be difficult

Tougher identity checks

Salaries aren't normally paid in GBP

There are fewer mortgage lenders and products available

Frequently asked questions

I live permanently overseas, can I still get a mortgage?

What kind of mortgage can I get?

Does it matter who I work for?

Do I have to be in the UK to sign documents?

What are the timescales with getting a mortgage?

What kind of deposit will be required?

Can I 'Buy to Let' while living in the UAE?

Can I rent my property with a view to living back in the UK in the future?

How much can I borrow?

References

1. ^{{Cite web|url=https://www.ons.gov.uk/peoplepopulationandcommunity/populationandmigration|title=Population and migration - Office for National Statistics|website=www.ons.gov.uk|access-date=2019-03-20}}

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