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词条 Draft:Kuflink
释义

  1. History

  2. Business model

  3. References

{{AFC submission|d|corp|u=96.88.30.253|ns=118|decliner=SamHolt6|declinets=20181129172309|ts=20181129010615}} {{AFC submission|d|corp|u=65.127.85.11|ns=118|decliner=Heliosxeros|declinets=20180808104116|small=yes|ts=20180804035515}} {{Infobox company
| name = Kuflink
| type = PLC
| founders = Harwinder Singh, Rawinder Binning[1]
| hq_location_city = Gravesend, Kent
| hq_location_country = England, UK
| industry = Peer-to-peer lending
}}Kuflink is UK-based peer-to-peer property investment lender and a bridging lender business.[2] The firm pairs individual borrowers together with lenders who grant loans in return for interest.[3]

History

Alpha Bridging Solutions Ltd was incorporated in December 2011 as a bridging loan provider and joined the Association of Short Term Lenders in early 2016.[4] In May 2016, Alpha Bridging rebranded to Kuflink Bridging and also introduced their new peer-to-peer platform.[4]

In October 2016, the firm became fully authorized by the Financial Conduct Authority to operate in the UK,[5] making it one of the first P2P lenders in the UK to become authorised.[6]

In November 2016, Kuflink moved to its current headquarters in Gravesend, Kent.[7]

In October 2017, Kuflink announced a five-year sponsorship deal with Ebbsfleet United F. C. As part of the agreement, Stonebridge Road stadium is called Kuflink Stadium.[8]

In December 2017, Kuflink announced Narinder Khattoare as the new CEO of the company.[9]

In January 2018, Kuflink joined the Bridging Loan Directory.[10]

Kuflink has opened a second office in London’s fintech scene on Old Street.[11]

Business model

Kuflink is made up of a peer-to-peer platform Kuflink and its sister bridging lender business Kuflink Bridging.[12] It allows investors to invest in short-term property loans secured against UK property[13] to businesses and individuals.[14] Kuflink funds 20 percent of every deal, leaving only 80 percent of each loan to be funded by outside investment.[15] It uses multi-source verification and risk-scoring to perform anti-money laundering checks on individuals.[16]

Kuflink's Innovative Finance Isa can be started with a minimum investment of £100 with a current maximum investment of £20,000.[17] In June 2017, Kuflink launched its Innovative Finance ISA on its P2P platform.[17]

References

1. ^[https://www.crunchbase.com/organization/kuflink-limited "Kuflink Limited"] Crunchbase
2. ^Marc da Silva, [https://www.propertyinvestortoday.co.uk/breaking-news/2017/4/lend-and-earn-annual-returns-of-up-to-6-with-kuflink "Lend and earn annual returns of up to 6% with Kuflink"], Article in Property Investor Today
3. ^[https://www.p2p-banking.com/2018/04 "Interview with Narinder Khattoare, CEO of Kuflink"], Article in P2P-Banking
4. ^Rebekah Commane, "Alpha Bridging rebrands and introduces new funding platform", Article in Specialist Lending Solutions
5. ^Rozi Jones, "Kuflink Bridging receives full FCA authorisation", Article in Financial Reporter
6. ^Joanne Atkin, [https://www.mortgagefinancegazette.com/lending-news/bridging-finance/fca-authorises-kuflinks-p2p-platform-27-04-2017/ "FCA authorises Kuflink’s P2P platform"], Article in Mortgage Finance Gazette
7. ^ Chris Price, "Lending company Kuflink moves in to former Blockbuster store in Gravesend", Article in Kent Online
8. ^Kathryn Gaw, "Kuflink signs sponsorship deal with Ebbsfleet United Football Club", Article in Peer2Peer Finance News
9. ^Tom Belger, [https://bridgingandcommercial.co.uk/article-desc-12857_kuflink-group-appoints-new-ceo Kuflink Group appoints new CEO"], Article in Bridging and Commercial
10. ^[https://bridgingloandirectory.co.uk/kuflink-bridging-joins-bridging-loan-directory/ "Kuflink Bridging joins Bridging Loan Directory"], Article in Bridging Loan Directory
11. ^[https://specialistfinanceintroducer.co.uk/kuflink-opens-second-office-in-london/ "Kuflink opens second office in London"], Article in Specialist Finance Introducer
12. ^Ryan Bembridge, [https://www.mortgageintroducer.com/kuflink-group-appoints-narinder-khattoare-ceo/ "Kuflink Group appoints Narinder Khattoare as CEO"], Article in Mortgage Introducer
13. ^Carol Lewis, [https://www.thetimes.co.uk/article/lending-to-strangers-is-a-still-a-good-deal-despite-the-risks-lf0c550j7 "Lending to strangers is still a good deal, despite the risks"], Article in The Times
14. ^John Fitzsimons, "Want to invest in property? Then take a look at these peer-to-peer platforms", Article in Peer2Peer Finance News
15. ^Emily Nicolle, "Kuflink opens up loan investments with 20% loss guarantee", Article in AltFi
16. ^[https://www.wealthadviser.co/2016/09/27/244050/kuflink-turns-contego-aml-checks "Kuflink turns to Contego for AML checks"], Article in WealthAdviser
17. ^Rosie Murray-West, [https://www.ftadviser.com/investments/2017/07/03/kuflink-launches-innovative-finance-isa "Kuflink launches Innovative Finance Isa"], Article in FTAdviser
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