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词条 Ocean Finance
释义

  1. Criticisms

  2. References

  3. External links

{{Infobox company
|name = Ocean Finance
|trading_name = Ocean
|logo =
|type = Privately owned
|foundation = 1991
|founder = Paul Newey
|location_city = Manchester
|area_served = United Kingdom
|location_country = England
|industry = Financial services
|owner = Think Money Group
|homepage = {{URL|www.oceanfinance.co.uk/}}
}}Ocean Finance is a loans and mortgages business set up in 1991 in Staffordshire, United Kingdom. It became infamous in the late 1990s and early 2000s for its advertising, including sponsoring its own channel on Sky TV[1] and its advertising became widely parodied.[2] The firm prospered on the back of rising house prices and the credit boom. By 2002 the firm was a leading player in the UK's secured loan market valued at over £14bn.[3]

The firm was bought by US insurance company American International Group (AIG) in 2006 for over £200m.[4][5] Paul Newey stepped down as chief executive in 2009.[6]

Ocean Finance was the shirt sponsor of Tamworth F.C. from 2004 - 2009.[7] In 2008, it launched the UK's first TV channel dedicated to promoting loans and mortgages.[8]

Like many other mortgage businesses it struggled after the 2008 global credit crunch. The Ocean Finance brand was acquired[9] by Think Money Group in 2012. In 2014 the company launched the Ocean Credit Card in conjunction with Capital One.[10]

Criticisms

In 2004, the firm was criticized by some for its focus on offering second charge (secured) loans, to sub prime customers, often used for debt consolidation.[11]

References

1. ^{{Cite web|title = Ocean Finance launches dedicated TV channel|url = http://www.brandrepublic.com/article/846412/ocean-finance-launches-dedicated-tv-channel|website =Brand Republic|accessdate = 2015-10-15}}
2. ^{{cite web|title=A Look Back At The 00s: 'Glo-fi' And The Sadness Of The Advertised Man|url=http://thequietus.com/articles/03406-a-look-back-at-the-00s-glo-fi-and-the-sadness-of-the-advertised-man|publisher=The Quietus|accessdate=10 March 2016}}
3. ^{{cite web|title=Secured lending rises 37% in a year|url=https://www.theguardian.com/money/2003/feb/17/loans.creditanddebt|website=theguardian.com|accessdate=10 March 2016}}
4. ^{{Cite news|title = AIG buys UK lender Ocean Finance|url = http://news.bbc.co.uk/1/hi/business/6160126.stm|newspaper = BBC News Online|date = 2006-11-17|access-date = 2015-10-15}}
5. ^{{Cite web|title = Newey's gamble on Ocean pays off|url = https://www.telegraph.co.uk/finance/2950894/Neweys-gamble-on-Ocean-pays-off.html|website =The Daily Telegraph|accessdate = 2015-11-03}}
6. ^{{Cite web|title = Rich List 2013: No.28 - Paul Newey (£230m)|url = http://www.birminghampost.co.uk/business/rich-list-2013-no28---3908174|website = Birmingham Post|accessdate = 2015-11-03}}
7. ^{{cite web|title=Lambs-Ocean link continues|url=http://www.thelambs.co.uk/news/newsDetail.asp?secID=1&newsID=598|publisher=Tamworth F.C.|accessdate=10 March 2016}}
8. ^{{cite web|title=Ocean Finance launches 'Loan TV'|url=http://www.broadcastnow.co.uk/ocean-finance-launches-loan-tv/1847771.article|publisher=Broadcast magazine|accessdate=18 March 2016}}
9. ^{{Cite web|title = EXCLUSIVE: Think Money buys Ocean Finance|url = http://www.mortgageintroducer.com/exclusive-think-money-buys-ocean-finance/#.Vuweo_l97IW|website = Mortgage Introducer |accessdate = 2015-10-15}}
10. ^{{Cite web|title = Product launches of the week|url = http://www.yourmoney.com/investing/product-launches-of-the-week-20140704/|website = Your Money|accessdate = 2015-10-15|language = en-US}}
11. ^{{cite web|last1=Ringshaw|first1=Grant|title=Pioneer of controversial loans to net £250m from Ocean Finance sale|url=https://www.telegraph.co.uk/finance/2896324/Pioneer-of-controversial-loans-to-net-250m-from-Ocean-Finance-sale.html|publisher=The Daily Telegraph|accessdate=18 March 2016}}

External links

  • [https://www.oceanfinance.co.uk Ocean Finance website]
  • [https://www.thinkmoneygroup.careers Think Money Group]

5 : Financial services companies of England|Companies based in Manchester|British companies established in 1991|Financial services companies established in 1991|1991 establishments in England

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