| 词条 | Payconiq |
| 释义 |
| name = Payconiq | logo = Payconiqlogo.png | image = Payconiq availability Europe.png | image_caption = Payconiq services are available in the Netherlands, Belgium, Luxembourg and the city of Munich. | type = | traded_as = | industry = Financial services | foundation = 2015 | founder = ING Group | location = Luxembourg, Luxembourg | key_people = Duke Prins (CEO) | products = Mobile applications | revenue = | net_income = | aum = | assets = | equity = | num_employees = | intl = | homepage = {{url|payconiq.com}} | url = | format = | title = | publisher = }}Payconiq is a Luxembourgish based company developing an electronic payment system with the same name, which started operations in Belgium in 2015.[1] The payment system is meant to help pay back friends and can also be used to pay cashless in stores by using the app on your smartphone. The system was launched by ING Bank and was joined later by Belgian banks KBC Bank and Belfius.[2] The payment system also operates in the Netherlands and has been launched in Luxembourg through the acquisition of the Luxembourgish fintech startup Digicash Payments.[3] The company aims to service the entire Benelux region by mid 2018 with the aim of expanding European-wide.[4] Since January 2018, Payconiq started a pilot program for their services in Munich, Germany.[5] BelgiumPayconiq Belgium and the Belgian payment system Bancontact announced in March 2018 their intention to merge.[6][7][8] The merger was finalized in July 2018 and the company is currently named Bancontact Payconiq Company.[9] The new company got a capital injection of €17,6 million of its five major shareholders Belfius, BNP Paribas Fortis, ING, KBC and AXA.[10] It then also merged its two existing payment apps called 'Payconiq' and 'Bancontact' into one app called 'Payconiq by Bancontact' which is supported by 20 Belgian banks and 290.000 stores in Belgium.[8][11] SystemThe consumer downloads the app through the App Store or Google Play on the smartphone and couples the app to his or her bank account. Then, the consumer chooses the beneficiary out of a list with stores (through GPS localization or by scanning a QR-code) or friends (by e-mail address or cellphone number). The beneficiary enters the amount due to pay and the consumer enters the pincode or fingerprint.[1] References1. ^1 {{Cite news|url=https://ecommercenews.eu/dutch-banks-to-launch-all-in-one-app-payconiq/|title=Dutch banks to launch all-in-one app Payconiq|date=2017-04-20|work=Ecommerce News|access-date=2017-10-24|language=en-US}} 2. ^{{Cite news|url=http://www.standaard.be/cnt/dmf20161202_02603935?_section=62413889&M_BT=505213020320&adh_i=ce5d2cf46c386ac80aad7f31c3cc38a3&imai=|title=Banken slaan handen in elkaar voor betalen via smartphone|last=Dendooven|first=Pascal|work=De Standaard|access-date=2017-10-02|language=nl-BE}} 3. ^{{Cite news|url=https://www.wort.lu/en/luxembourg/digicash-belgian-payconiq-to-buy-luxembourg-s-digicash-5980ac6da5e74263e13c50fe|title=Digicash: Belgian Payconiq to buy Luxembourg's Digicash|date=2017-08-01|work=Wort.lu|access-date=2017-10-02|language=en}} 4. ^{{Cite news|url=https://www.finextra.com/newsarticle/30910/payconiq-continues-european-expansion-with-acquisition-of-luxembourgs-digicash|title=Payconiq continues European expansion with acquisition of Luxembourg's Digicash|last=Finextra|date=2017-08-02|work=Finextra Research|access-date=2017-10-24|language=en}} 5. ^{{Cite news|url=https://www.reuters.com/article/us-netherlands-fintech-payconiq/defections-weaken-dutch-banks-fintech-defense-idUSKBN1FK0TS|title=Defections weaken Dutch banks' fintech defense|date= 2018-01-31|work=Reuters|accessdate=2018-02-02}} 6. ^{{Cite news|url=http://www.brusselstimes.com/belgium/10804/bancontact-and-payconiq-belgium-to-merge|title=The Brussels Times - Bancontact and Payconiq Belgium to merge|last=News|first=TBT|access-date=2019-02-03|language=en-gb}} 7. ^{{Cite web|url=https://www.finextra.com/newsarticle/31882/payconiq-to-merge-with-bancontact-in-belgium|title=Payconiq to merge with Bancontact in Belgium|date=2018-03-27|website=Finextra Research|language=en|access-date=2019-02-03}} 8. ^1 {{Cite web|url=https://www.verdict.co.uk/electronic-payments-international/news/belgian-payment-firms-payconiq-bancontact-merge-operations/|title=Belgian payment firms Payconiq and Bancontact to merge operations|website=Electronic Payments International|language=en-US|access-date=2019-02-03}} 9. ^{{Cite web|url=https://tech2.org/belgium/payconiq-and-bancontact-become-one-joint-app/|website=tech2.org|access-date=2019-02-03}} 10. ^{{Cite web|url=https://www.tijd.be/ondernemen/banken/bancontact-tankt-15-miljoen-euro-extra-kapitaal-bij/10037030.html|title=Bancontact tankt 15 miljoen euro extra kapitaal bij|date=2018-08-03|website=De Tijd|language=nl|access-date=2019-02-03}} 11. ^{{Cite web|url=https://www.tijd.be/ondernemen/banken/bancontact-en-payconiq-samen-in-een-app/10090215.html|title=Bancontact en Payconiq samen in één app|date=2019-01-23|website=De Tijd|language=nl|access-date=2019-02-03}} External links
5 : Mobile payments|Online payments|Android (operating system) software|IOS software|Cross-platform software |
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