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词条 PayMe
释义

  1. History

  2. Features

  3. References

  4. See also

  5. External links

{{For|the American silent drama film|Pay Me!}}{{short description|mobile payment service based in Hong Kong}}{{Infobox software
| name = PayMe
| logo = PayMe from HSBC logo.png
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| developer = HSBC
| released = {{Start date and age|2017|02|08|df=yes}}
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| ver layout = simple
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| operating system = iOS, Android
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| language = English, Simplified Chinese, Traditional Chinese
| genre = Mobile payment
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| website = {{URL|payme.hsbc.com.hk}}
| standard =
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}}PayMe (officially known as PayMe from HSBC) is a peer-to-peer payments service from HSBC, currently available only for Hong Kong phone numbers and banks. Users can transfer money to one another using a mobile app, linked to their credit card or (any local) bank account.[1]

As at July 2018, the service had over one million active users, out of a Hong Kong population of 7.3 million.[2]

History

On its launch in February 2017, topping up was only possible from a Visa or Mastercard credit card, with a limit of HK$10,000 per month.[3]

On launch day, heavy traffic meant that some users were unable to register, leading to media dubbing the service "Play Me".[3][4]

In April 2018, the app won the FinTech Grand Award in the official Hong Kong ICT Awards.[5][6]

From June 2018, users were able to link to a local bank account,[7] with monthly top-up limits raised to HK$30,000, or HK$50,000 with a verified residential address.[8][9] At the same time, PayMe launched an online shopping payment service, in collaboration with HKTVmall.[10]

Features

PayMe was introduced as a standalone mobile app, offering P2P social payment.[11] Users register via a Facebook account or Hong Kong mobile phone number and authorise access to a credit card or local bank account (not necessarily a HSBC account), from which the balance can be topped up, and a bank account to receive money.

There are no transaction fees.

When the PayMe account balance is too low to make a given transaction, the app automatically withdraws the necessary funds from the registered bank account or card.[12]

The social networking interaction component allows users to send and request money, and split bills with others, similarly to Venmo in the United States.[13] When the user makes a transaction, the details are posted on the social timeline, and available for other users to see, subject to privacy settings.

The app encourages users to add friends, by searching for available contacts in the app. If a user makes a transaction to a non-PayMe user, a sharable payment link is created that can be distributed through social media such as WhatsApp.[14] When the user opens the link, they can choose to collect the money by inputting their bank account, or receive it by creating a new PayMe account.[15]

References

1. ^{{Cite news|url=http://www.thestandard.com.hk/section-news.php?id=179398|title=Fund transfers made easy as HSBC rolls out P2P app|work=The Standard|access-date=2018-06-22|language=en-US}}
2. ^{{Cite news|url=http://www.thestandard.com.hk/breaking-news.php?id=110664&sid=2|title=HSBC payment app users surpass 1m|work=The Standard|access-date=2018-07-18|language=en-US}}
3. ^{{Cite news|url=http://www.ejinsight.com/20170209-pay-me-play-me/|title=Pay me? Play me!|date=2017-02-09|work=EJ Insight|access-date=2018-06-22|language=en-US}}
4. ^{{Cite news|url=http://www.marketing-interactive.com/hsbcs-social-payment-apps-server-went-first-day/|title=HSBC’s social payment app faces launch troubles|last=Writer|first=Staff|work=Marketing Interactive|access-date=2018-06-22|language=en-US}}
5. ^{{Cite news|url=https://www.hsbc.com/news-and-insight/insight-archive/2018/payments-app-takes-two-prizes|title=Payments app takes two prizes {{!}} News and insight {{!}} HSBC Holdings plc|work=HSBC.com|access-date=2018-06-22|language=en}}
6. ^{{Cite web|url=https://www.info.gov.hk/gia/general/201804/04/P2018040400633.htm|title=Local ICT achievements commended at Hong Kong ICT Awards 2018 (with photos)|website=www.info.gov.hk|access-date=2018-06-22}}
7. ^{{Cite web|url=https://payme.notey.com/post/20687483/you-can-now-top-up-your-payme-up-to-hkd30-000.html|title=You can now top up your PayMe up to HKD30,000!|website=PayMe from HSBC {{!}} What's New|access-date=2018-06-22}}
8. ^{{Cite news|url=http://www.scmp.com/business/banking-finance/article/2151389/hsbc-strikes-back-mobile-payment-war-lifts-payme-limit|title=HSBC strikes back in mobile payment war, lifts PayMe top-up to HK$50K|work=South China Morning Post|access-date=2018-06-22|language=en}}
9. ^{{Cite news|url=http://www.thestandard.com.hk/breaking-news.php?id=109120&sid=2|title=HSBC e-payment app raises top-up limit to HK$50,000|work=The Standard|access-date=2018-06-22|language=en-US}}
10. ^{{Cite news|url=http://www.scmp.com/business/companies/article/2152334/payme-app-comes-e-commerce-platform-hktvmall-hsbcs-first-foray|title=HSBC joins the fray for online payments with TV shopping service|work=South China Morning Post|access-date=2018-06-26|language=en}}
11. ^{{Cite news|url=http://www.scmp.com/business/banking-finance/article/2021701/hsbc-launch-new-mobile-p2p-payment-platform-next-few-days|title=HSBC to launch new mobile P2P payment platform in the ‘next few days’|work=South China Morning Post|access-date=2018-06-22|language=en}}
12. ^{{Cite news|url=https://www.chinadailyasia.com/hknews/2017-02/08/content_15568360.html|title=HSBC joins rush to launch peer payment app|last=|first=|date=|work=China Daily Asia|access-date=2018-06-22}}
13. ^{{Cite news|url=https://www.bankingtech.com/2017/01/hsbc-targets-hong-kong-millennials-with-new-social-payment-app/|title=HSBC targets Hong Kong millennials with new social payment app|work=FinTech Futures|access-date=2018-06-22|language=en-gb}}
14. ^{{Cite web|url=https://www.about.hsbc.com.hk/-/media/hong-kong/en/news-and-media/170209-hsbc-payme-press-release-eng.pdf|title=HSBC Introduces a social P2P payment app to Hong Kong|last=|first=|date=|website=HSBC|archive-url=|archive-date=|dead-url=|access-date=22 June 2018}}
15. ^{{Cite news|url=http://www.thestandard.com.hk/section-news.php?id=179398|title=Fund transfers made easy as HSBC rolls out P2P app|work=The Standard|access-date=2018-06-22|language=en-US}}

See also

  • AlipayHK
  • WeChat Pay
  • Octopus card
  • JETCO

External links

  • {{Official website|payme.hsbc.com.hk}}
{{Mobile payments}}{{HSBC Group}}

4 : HSBC|Mobile payments|Payment service providers|Online payments

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