| 词条 | QR code payment |
| 释义 |
QR code payment is a contactless payment method where a payment is performed by scanning a QR code from a mobile app.[1] This is an alternative to doing electronic funds transfer at point of sale using a payment terminal.[2] This avoids a lot of the infrastructure traditionally associated with electronic payments such as payment cards, payment networks, payment terminal and merchant accounts. To use a QR code payment the consumers scans the QR code displayed by the merchant with their phones to pay for their goods.[3] They enter the amount they have to pay and finally submit.[3] This is a more secure card-not-present method than others.[3] HistoryThe first mobile wallet app for cryptocurrency Bitcoin featured sending and receiving payments with QR codes in 2012.[4] In 2014, Chinese technology company Tencent introduced a new feature on its messaging app WeChat to allow it's users to make payments. This was introduced via in-app online wallet and a QR Code payment system.[5] TransportationLine 1 of the Mumbai Metro in India allows users to purchase a ticket on their phones using QR code payments. Instead of swiping an RFID card or single-use token, a QR code is generated on the Paytm app which is then read by a scanner mounted on the turnstile.[6]Notable service providers
Standards also exists to determine the content of the payment QR codes like the EPC QR code in Europe. References1. ^{{cite web|url=http://www.dignited.com/27256/scan-to-pay-how-qr-code-payments-work/|title=Scan to pay. How QR code payments work - Dignited|date=11 January 2018|publisher=}} {{Finance-stub}}2. ^{{cite web|url=https://www.theverge.com/2017/12/28/16826698/china-qr-code-payment-regulation|title=China begins regulating QR code payments|publisher=}} 3. ^1 2 {{cite web|url=https://www.mobilepaymentstoday.com/articles/how-qr-codes-are-changing-e-commerce/|title=How QR codes are changing e-commerce|date=19 October 2017|publisher=}} 4. ^{{cite |url=https://web.archive.org/web/20120806051229/https://play.google.com/store/apps/details?id=de.schildbach.wallet |title=Google Playstore: Bitcoin Wallet |date=August 6, 2012 |author=Andreas Schildbach}} 5. ^{{cite news |url=https://www.channelnewsasia.com/news/cnainsider/wechat-china-cashless-revolution-9353998 |title=WeChat phenomenon: How a messaging app helped spark China’s cashless revolution |date=October 29, 2017 |author=Derrick A Paulo}} 6. ^{{cite news |title=Paytm introduces QR-based metro tickets for Mumbaikars |url=https://www.businesstoday.in/current/economy-politics/paytm-metro-ticketing-window-fare-pass-qr-code-metro-line-mumbaikar/story/264271.html |accessdate=17 November 2018 |work=Business Today |date=17 November 2017}} 7. ^{{cite web|url=https://mea.mastercard.com/en-region-mea/consumers/masterpass-africaqr.html|title=Masterpass® QR: collect e-payment without POS terminal|website=mea.mastercard.com}} 2 : Payment systems|Mobile payments |
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