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词条 Real People Group
释义

  1. Overview

  2. History

  3. Member companies

  4. Shareholders

  5. Governance

  6. See also

  7. References

{{Distinguish|The Real People}}{{EngvarB|date=November 2015}}{{Use dmy dates|date=November 2015}}{{Infobox company
| name = Real People Investment Holdings
| logo =
| type =
| traded_as =
| foundation = {{Start date and years ago|1999|09|13|df=y}}
| founder =
| location = Rosebank
South Africa
| key_people = Peter de Beyer
Chairman
Neil Grobbelaar
Executive director
| industry =
| products =
| revenue = {{Decrease}} ZAR 1.4 Billion (2015)
| profit = {{Decrease}} ZAR -323 Million (2015)
| assets = {{Decrease}} ZAR 3.7 Billion (2015)
| num_employees = 1,600 (2015)
| homepage = Homepage
}}Real People Group, officially known as Real People Investment Holdings Limited, is a microfinance holding company with its headquarters in Rosebank, South Africa.[1]

Overview

Real People Group is a South African-based financial services institution with operations in Southern and East Africa. These subsidiaries specialize in providing short to medium-term unsecured loans to individuals and SMEs.[1] The group has more than 1,600 employees.[2]

History

Real People Group was incorporated on 13 September 1999 with its co-business was to create operational capability by collecting on non and partially-performing consumer finance portfolios in South Africa. The group later expanded to other complimentary areas of business such as provision of finance in form or education loans and SME financing.[2] Expanded its operations to Kenya, through Real People Kenya Limited (previously known as African Provident Limited). On 21 August 2013 the company converted into a public limited liability company.[2]

{{As of|2015|November|}}, the group has listed bonds on the JSE,[6] NASDAQ OMX Stockholm[2] and the Nairobi Securities Exchange.[3]

Member companies

The companies that compose the Real People Group include, but are not limited, to the following:[4]

  • Real People (Proprietary) Limited – East London, South Africa – 100% Shareholding – The flagship company of the group. Engaging in portfolio recovery solutions, responsible finance and general purpose lending
  • Real People Assurance Company – East London, South Africa – 99% Shareholding – Carrying out long term insurance business.
  • Factors (Pty) Limited – East London, South Africa – 100% Shareholding – A general purpose lending company.
  • Real People Credit (Pty) Limited – East London, South Africa – 100% Shareholding – A firm discontinued receivables thereby giving clients greater liquidity.
  • Real People Holdings International Limited – Port Louis, Mauritius – 100% Shareholding – A holding company for the non-South African subsidiaries.
  • Real People Kenya Limited – Nairobi, Kenya – 100% Shareholding – Previously named African Provident Limited. A micro-finance company.
  • Real People Financial Services (Uganda) Limited – Kampala, Uganda – 100% Shareholding – A micro-finance company.

Shareholders

The stock of Real People Group is privately held. As of November 2015, shareholding in the group's stock was as indicated in the table below:[5]

Real People Group Stock Ownership
RankName of OwnerPercentage Ownership
1 Old Mutual 30.1
2 Management Private Equity Consortium 29.1
3 Norfund 15.7
4 B-BBEE Shareholders 3.9
5 Others 21.2
Total100.00

Governance

Real People Group is governed by an eleven-person board of directors Peter de Beyer as the chairman and Neil Grobbelaar as the Group CEO.[4]

See also

  • Microfinance in Kenya
  • Microcredit
  • Microfinance

References

1. ^{{Cite web|url = http://www.realpeoplegroup.co.za/index.php?nav=responsible-finance|title = What we do > Responsible Finance|date = |accessdate = 2015-11-28|website = |publisher = Real People Group|last = |first = }}
2. ^{{Cite web|url = http://www.realpeoplegroup.co.za/storage/files/Listing_of_Senior_Unsecured_Floating_Rate_Bonds_due_2018_-_17_Sep_2014.pdf|title = Real People Group - Information Memorandum|date = 2014-09-17|accessdate = 2015-11-28|website = |publisher = Real People Group|last = |first = }}
3. ^{{Cite web|url = http://realpeople.co.ke/wp-content/uploads/2015/04/Real-People-Information-Memorandum.pdf|title = Real People Kenya - Information Memorandum|date = 25 June 2015|accessdate = 2015-11-28|website = |publisher = Real People Kenya|last = |first = }}
4. ^{{Cite web|url = http://www.realpeoplegroup.co.za/storage/files/Real_People_Investment_Holdings_Group_Annual_Financial_Statements_2015.pdf|title = Real People Group - Integrated Report 2015|date = 2015-03-31|accessdate = 2015-11-28|website = |publisher = Real People Group|last = |first = }}
5. ^{{Cite web|url = http://www.realpeoplegroup.co.za/storage/files/Corporate_Brochure_20151119.pdf|title = Real People Group - Corporate Brochure (November 2015)|date = 2015-11-19|accessdate = 2015-11-28|website = |publisher = Real People Group|last = |first = }}{{dead link|date=April 2018 |bot=InternetArchiveBot |fix-attempted=yes }}

4 : 1999 establishments in South Africa|Companies established in 1999|Companies of South Africa|Microfinance organizations

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