词条 | Vipps |
释义 |
}}{{Infobox company | name = Vipps | logo = Vipps logo.png | type = | industry = Payments | fate = | predecessor = | successor = | founded = | founder = | defunct = | hq_location_city = Oslo | hq_location_country = Norway | area_served = Norway | key_people = | products = | num_employees = | num_employees_year = | parent = | website = https://www.vipps.no/ }}Vipps[1] is a Norwegian mobile payment application designed for smartphones developed by DNB. Vipps was released May 30, 2015 and by reaching 1 million users November 5, 2015 – Vipps is Norway's largest payment application. Although Vipps is developed by DNB, it is an application open for customers from any Norwegian bank The serviceVipps is an application that gives the user the possibility to make payments to a receivers telephone number instead of an account number. If the receiver has a bank account in one of the owner banks of Vipps, the money is confirmed and available for the receiver within seconds. Other receivers have to register their credit card in Vipps and will get the money the next bank day. If a payment is made to a phone number not connected to Vipps, the receiver will get an SMS instructing them to download the application. If they don't the payment will be cancelled. It is possible to send a request for payment, a kind of bill. The application is designed for smartphones (newer iOS or Android versions, not Windows anymore). After downloading the Vipps application, there is an onboarding-process where the user assigns a credit- or debit card (Visa/MasterCard), personal- and account information. After registration the users account information is connected to the users mobile telephone number. Users must have a phone number, bank account, credit card and identity number, all those must be Norwegian. SecurityVipps is protected by a user defined four digit identification code. For payments exceeding 2000 NOK the application launches the Norwegian BankID[3] electronic identification for user authentication. There are also security checks in the applications during registration and payments. The phone numbers have no check digit, but the name of receiver is shown before the payment is confirmed, if the receiver has a Vipps account. If the receiver has no Vipps account, the sender must make sure the phone number is correct. Social PaymentsThe users can add a user-image to their profile which will be visible to other users and in addition to payments the application lets users chat with each other. History
See also
References1. ^https://www.vipps.no/ {{Mobile payments}}2. ^[https://dnbfeed.no/teknologi/du-vil-ikke-tro-hvor-mange-som-har-lastet-ned-vipps/ Du vil ikke tro hvor mange som har lastet ned Vipps] (4. nov 2015) 3. ^https://www.bankid.no/ 2 : Mobile payments|Banking in Norway |
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