| 释义 |
- See also
{{About|the type of mortgage loan|the series of paper sizes|ISO 216#A series{{!}}A series}}{{unreferenced|date=August 2009}}{{Globalize/USA|date=December 2010}}In the mortgage industry of the United States, A-paper is a term to describe a mortgage loan for which the asset and borrower meet the following criteria: - In the United States, the borrower has a credit score of 680 or higher
- The borrower fully documents their income and assets
- The borrower's debt to income ratio does not exceed 35%
- The borrower retains 2 months of mortgage payments in reserves after closing
- The borrower injects at least 20% equity
See also- Alt-A paper
- Subprime lending
{{DEFAULTSORT:A-Paper}}{{Finance-stub}} 3 : Mortgage industry of the United States|United States housing bubble|Real estate terminology |