| 词条 | Arthur L. Williams Jr. |
| 释义 |
| name = Arthur L. Williams Jr. | image = | image_size = | birth_date = {{birth date and age|1942|4|23}} | birth_place = Cairo, Georgia, U.S. | occupation = Retired | salary = | networth = US$1.4 billion (2008)[1] | title = Founder, CEO chairman of A.L. Williams Corporation | spouse = Angela Williams | children = 2 | signature = | footnotes = | }} Arthur L. "Art" Williams Jr. (born April 23, 1942) is an insurance executive living in Palm Beach, Florida. He is the founder of A.L. Williams & Associates, known as Primerica Financial Services since 1991. Early life and educationBorn on April 26, 1942 in Cairo, Georgia.[2] He obtained his bachelor's degree in arts and sciences at Mississippi State University in Starkville, Mississippi and his master's degree in science from Auburn University. From his early days in high school, Art aspired to be a professional football coach. CareerIn 1965, Williams's father suddenly died of a heart attack. He had a whole life insurance policy that left their family underinsured. Five years later Art Williams' cousin Ted Harrison introduced him to the concept of term life insurance, a much less expensive and simpler alternative to whole life which at that time was almost never sold and rarely heard of outside the insurance industry. Williams was taken aback by the idea of not knowing that there was a choice when buying life insurance and described the whole conversation as "disturbing,"[3] recalling his father's death and referring to the fact that people had no idea of such a product. Believing that families were paying too much for whole life policies that left them poor in the wallet and deeply underinsured, Williams joined his cousin at ITT Financial Services in 1970. In June 1973, six months before ITT went out of business, he left and went on board with Waddell & Reed, another Buy term and invest the difference (BTID) company that saw early success. Williams gained momentum at W&R and became regional vice-president (RVP) the same year, with a sales force that covered 6 states. Despite the numerous benefits of working at W&R in comparison to ITT, it became clear to Williams that with a corporate structure in which the executives, not the sales force, owned the company, financial decisions would always have priority over the clients and there would be limits on how much the company could grow. On February 10, 1977 Williams and 85 associates founded their own company A.L. Williams & Associates on a simple philosophy: "Buy Term and Invest the Difference."[4] He convinced many customers to switch from their conventional whole-life insurance to term policies. The company's rapid growth to become the largest seller of life insurance in the U.S. was enhanced by his emphasis on promoting his people. He was one of the first to have weekly video conferences on the company's private television broadcast system. This allowed him to personally speak to each of his 100,000 plus agents and to create a family feeling that inspired them to become Financially Independent. A.L. Williams became Primerica Financial Services. {{main|Primerica#History}}Williams made a large portion of his fortune from investments, particularly in Citigroup, in which he owned 21 million shares {{asof|2007|lc=yes}}.{{Citation needed|date=September 2007}} Williams purchased and entirely renovated the old Edwards Inn and Spa in Highlands, North Carolina spending nearly forty million dollars. The inn went from being relatively unknown to the #4 hotel according to Tripadvisor in 2012. Sports ownershipBirmingham BarracudasWilliams first entered the ranks of sports ownership in 1995, when he was granted a Canadian Football League expansion franchise for Birmingham, Alabama. He wanted a nickname for the team that would "scare the spit out of people," and chose the Barracudas moniker for his franchise. Like many owners of the CFL's newer American franchises, Williams went into a venture way over his head, being unfamiliar with Canadian football. He felt the city was a logical choice to place his franchise, due to the popularity of football in the state of Alabama. The results of his venture however told a different story. Fan support and attendance for home games were initially strong during the summer months, but declined considerably when the NFL, NCAA and high school football seasons started. In order not to compete directly against the other leagues, Williams persuaded the CFL to allow his franchise to play their September and October home games on Sundays. Williams estimated he spent $10 million to launch the Barracudas franchise, and lost a substantial amount throughout the course of the season.[5] Williams was outspoken in his criticism of the Canadian Football League, and its unique concept. He, along with the other owners of the American franchises wanted several changes made. Amongst the requests were to reduce the size of a CFL field and gameplay to American football standards, as well as changing the name of the league to show more of an American presence. He strongly petitioned the league to move the season to the spring months, as he wasn't willing to risk another season going head-to-head with the other football leagues.[6] When the league refused to accommodate his requests, Williams decided to sell the franchise to a group of investors called Ark-La-Tex Football Association, who intended to move the team to Shreveport as a replacement for the Pirates franchise, which collapsed under the mismanagement of Bernard Glieberman. The transaction proposal was for $750,000. Williams said it was a significant loss, based on his own estimates. The league rejected the sale and opted to contract the remaining American franchises prior to the 1996 season instead.[7][8] Tampa Bay LightningWilliams returned to the sports ownership ranks in 1998, when he purchased the National Hockey League's Tampa Bay Lightning from Kokusai Green for $117 million, outbidding Detroit Pistons owner William Davidson for the franchise.[9] Williams was visible and outspoken during the early stages of his ownership of the Lightning. He cleared the majority of the team's debt, which was $102 million at the time of the sale and added an additional $6 million to the player payroll, which allowed the team to acquire established players such as Wendel Clark, Craig Janney and Bill Ranford to the roster. This would be a stark contrast to the penny-pinching manner of the previous ownership.[9]. The Lightning drafted Vincent Lecavalier with the first overall pick at the 1998 NHL Entry Draft, whom Williams declared to be "The Michael Jordan of hockey." The statement drew heavy criticism in hockey circles, as it placed lofty expectations on the young forward, along with showing ignorance towards the sport.[10][11] Similar to his time in the CFL, Williams was seen as an owner being in way over his head. His lack of knowledge about ice hockey, compared with his thick Southern accent and fundamentalist Christian views made him an easy target for his NHL colleagues, who often referred him as "Jed Clampett" behind his back. This claim was validated by the fact Williams didn't smoke or drink alcohol and used words like "goldangit" in place of profanities.[12] On the ice, Williams' lone season as team owner was mired in chaos. Despite publicly assuring general manager Phil Esposito and assistant general manager Tony Esposito their jobs were safe, Williams fired them two games into the 1998–99 season, giving head coach Jacques Demers exclusive control of the team's hockey operations as both coach and general manager. The team would record a ten game losing streak early in the season, all but ending any chance of making the playoffs. The Lightning finished the season at 19–54–9. By the spring of 1999, the team's on-ice performance, along with the turmoil in the front office and long-term financial situation proved to be too much to handle. Williams hadn't attended a game since the team hosted the 1999 NHL All-Star Game in January. He would go on to explain his refusal of being as visible as he was in the early stages of his ownership was his disappointment regarding the venture. citing "this team broke my heart". Williams lost $20 million in the 1998–99 season alone, which was more in one year as he estimated he could have lost in five years.[13] Williams eventually sold the team to Davidson, whom he outbid a year earlier for $115 million, which was $2 million less than his original purchase price.[14][15] WealthIn 1998, he saved the Christian Liberty University in Virginia, donating $70 million and erasing decades of debt. He stated that "My wife and I always knew God wanted us to do something special with our money".[16] {{As of|2006}}, he ranks number 512 on the Forbes list of the "World's Billionaires" with an estimated wealth of $1.5 billion.[18][17] {{As of|2008}}, he ranks number 843 on the Forbes list of the "World's Billionaires" with an estimated wealth of $1.4 billion.[1] BooksHe wrote five books:
SpeechesArt Williams's best known speech is "Just Do It".[18] made to the organization of National Religious Broadcasters in 1987. See also
References1. ^1 [https://www.forbes.com/lists/2008/10/billionaires08_Arthur-Williams-Jr_DA4B.html Forbes 2008], accessed on March 6, 2008 2. ^{{cite news |author= The 700 Club |authorlink= The 700 Club |title= Art Williams : The Life Coach |url= http://www.cbn.com/700club/guests/bios/Art_Williams111406.aspx |publisher= Christian Broadcasting Network |accessdate=2007-09-02}} 3. ^{{cite book |last= Williams |first= Art |author2=Karen Kassel Hutto |authorlink= Arthur L. Williams Jr. |title= Coach |date=June 2006 |publisher= Art Williams Productions |location= Atlanta, Georgia |isbn= 0-9786266-0-5 }} 4. ^[https://www.forbes.com/lists/2005/54/DA4B.html Williams biography], accessed on July 8, 2006 5. ^Cudas Apparently Through in Birmingham. Gadsden Times, Associated Press, November 7, 1995, accessed 29 January 2014 https://news.google.com/newspapers?nid=1891&dat=19951107&id=KrwfAAAAIBAJ&sjid=FNgEAAAAIBAJ&pg=4898,678628 6. ^{{cite web |url= http://www.businessweek.com/stories/1995-12-03/canadian-football-is-running-out-of-plays |title=Canadian football is running out of plays|last1=Symonds |first1=William C. |date=3 December 1995 |publisher= Bloomberg BusinessWeek |accessdate=23 January 2014}} 7. ^{{cite web |url=https://news.google.com/newspapers?nid=1891&dat=19960107&id=2rsfAAAAIBAJ&sjid=rdcEAAAAIBAJ&pg=3525,564879|title=Barracudas Bound for Shreveport? |date=January 7, 1996 | publisher=Gadsden Times |accessdate=26 January 2014}} 8. ^Ralph, Dan. [https://news.google.com/newspapers?nid=2202&dat=19960126&id=iBUmAAAAIBAJ&sjid=2P0FAAAAIBAJ&pg=4313,1970578 Speros reportedly close to pulling Stallions]. Associated Press, 1996-01-26. 9. ^1 {{cite book |title=Cracked Ice: An Insider's Look at the NHL |last=Fischler |first=Stan |authorlink=Stan Fischler |year=1999 |publisher=Masters Press |location=Lincolnwood, Illinois |isbn=1-57028-219-6}} 10. ^{{Cite web|url=http://articles.latimes.com/1998/oct/28/sports/sp-36862 |last=Hodges |first=Jim |title=Here's Looking At You, Kid |year= October 28, 1998 |publisher=Los Angeles Times}} 11. ^{{Cite web|url=https://www.sun-sentinel.com/news/fl-xpm-1998-10-18-9810170224-story.html |last=Russo |first=Michael |title=Lightning Owner Not Dumb, Just Ignorant |year= October 18, 1998 |publisher=Sun-Sentinel}} 12. ^{{Cite book|last=Duhatschek |first=Eric |authorlink= |title=Hockey Chronicles |year=2001 |publisher=Checkmark Books |location=New York City |isbn=0-8160-4697-2|display-authors=etal}} 13. ^{{cite web|url=http://www.lcshockey.com/issues/115/tam.asp|title=LCS Hockey : Team Reports : Tampa Bay Lightning}} 14. ^Blunderful, St. Petersburg Times 15. ^http://www.lcshockey.com/issues/115/tam.asp 16. ^Chicago Tribune, accessed on October 31, 2017 17. ^1 [https://www.forbes.com/lists/2006/10/DA4B.html Forbes 2006], accessed on October 25, 2014 18. ^{{cite web|url=http://artwilliamsjustdoit.com |title=Art Williams Website |accessdate=2013-08-06 |deadurl=yes |archiveurl=https://web.archive.org/web/20130917044452/http://artwilliamsjustdoit.com/ |archivedate=2013-09-17 |df= }}
10 : 1942 births|Living people|American billionaires|Auburn University alumni|Mississippi State University alumni|National Hockey League executives|People associated with direct selling|People from Cairo, Georgia|Primerica|Tampa Bay Lightning executives |
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