| 词条 | Bank of St. Helena | ||||||
| 释义 |
| name = Bank of St. Helena Ltd | logo = Bank of St. Helena logo.png | type = Limited company | genre = | traded_as = | foundation = 1 April 2004 | founder = | fate = | location = Market Street | location_city = Jamestown | location_country = Saint Helena | locations = | area_served = Saint Helena Ascension Island | key_people = Carolyn Thomas, Chairman Rosemary Bargo, Managing Director | industry = Financial services | products = Banking | services = | defunct = | revenue = | operating_income = | net_income = | assets = | equity = | owner = Government of Saint Helena | num_employees = 47 | divisions = | subsid = | homepage = {{URL|www.sainthelenabank.com}} | footnotes = }} The Bank of St Helena is a government-owned bank based on the British overseas territory of Saint Helena. It also operates a branch in the dependent territory of Ascension Island. The Government of St. Helena owns 100% of the bank and operates it as a parastatal. The Governor appoints the board of Directors. The bank has a deposits of around SHP 72.7 million. Lending accounts for SHP 13.5 million, and SHP 56.8.5 million is invested.( 2016-17 Annual Report.) ServicesThe bank offers both current and savings accounts to personal customers, as well as business banking from its two offices, one in Jamestown, Saint Helena, and the other in Georgetown, Ascension Island. The bank also offers services to tourists and others visiting Saint Helena and Ascension Island. These include currency exchange, encashment of traveller's cheques and providing cash advances on selected credit/debit cards. The bank maintains a relationship with Lloyds Bank, allowing its customers to use their banking network for United Kingdom and international money transmission. Current details of the bank's services are available on its website. Money and banking on Saint HelenaThe Currency Commissioners, part of the government of Saint Helena, issue the island's banknotes and coins. Bank of St Helena is the island's only bank and the island does not have a central bank. The bank sets its own deposit and lending rates. As at May 2011 the ordinary savings rate is 2% and the normal personal lending rate is 7%. HistoryThe bank was formed on 1 April 2004, by the Banking Ordinance 2003 and the Bank of St Helena Ordinance 2003. The bank inherited the assets and liabilities of the Government Savings Bank (in Saint Helena) and the Ascension Island Savings Bank. The Government Savings Bank in St Helena had been established in 1865.[1] The bank's first Manager was Richard Winch. The full list of Managers is as follows:
References1. ^Trendell, Arthur James Richens (1890-92) The Colonial year book, 1890-92. (London: S. Low, Marston, Searle, & Rivington [etc.]). External links
6 : Banks of the United Kingdom|Economy of Saint Helena|Banks established in 2004|Organisations based in Saint Helena|2004 establishments in Saint Helena and Dependencies|Jamestown, Saint Helena |
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