| 词条 | Depository institution |
| 释义 |
Colloquially, a depository institution is a financial institution in the United States (such as a savings bank, commercial bank, savings and loan associations, or credit unions) that is legally allowed to accept monetary deposits from consumers. Under federal law, however, a "depository institution" is limited to banks and savings associations - credit unions are not included.[1] An example of a non-depository institution might be a mortgage bank. While licensed to lend, they cannot accept deposits.[2] See also
References1. ^12 U.S.C. 1813©. 2. ^{{cite web | title = nondepository financial institution | publisher = TheFreeDictionary.com | date = 2014 | url = http://www.thefreedictionary.com/nonndepository+financial+institution | accessdate = 2014-07-28 }}
1 : Financial services |
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