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词条 Pan-European automated clearing house
释义 {{Refimprove|date=September 2014}}

A pan-European automated clearing house (PE-ACH) is a clearing house that is able to settle SEPA compliant credit transfers and direct debits across the Eurozone.

At present there is only one PE-ACH in operation – STEP2 – which was established by the Euro Banking Association in April 2003. According to a survey done by Equens, in the future one PE-ACH might be less relevant as banks will settle their transactions via multiple clearing houses[1] rather than using one central clearing house.

1. ^{{cite web|last=Syrbe|first=Benjamin|title=European Trend Survey ‘Banks & Future’|url=http://www.equens.com/knowledgeandresearch/downloads_knowledge_research.jsp|work=Equens whitepaper|publisher=Equens|accessdate=15 October 2013}}

5 : Payment networks|Banking technology|Banking in the European Union|Eurozone|Payment clearing systems

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