词条 | PLUS Loan |
释义 |
A PLUS Loan is a student loan offered to parents of students enrolled at least half time, or graduate and professional students, at participating and eligible post-secondary institutions. The original, now obsolete, meaning of the acronym was "Parent Loan for Undergraduate Students". Similarities with Stafford and Perkins loansPLUS loans share some similarities with the Stafford and Perkins loans offered to students:{{citation needed|date=October 2015}}
Differences from Stafford and Perkins loans
Changes as of July 1, 2006Like the Stafford Loan program, the PLUS program changed to a higher, but fixed rate, structure for loans disbursed after midnight, July 1, 2006. The rate offered through the Direct Loan Program will be 7.9%.{{citation needed|date=October 2015}} Additionally, the PLUS program was made available for graduate and professional students to borrow to finance their own educations, commonly referred to as the Grad PLUS loan. Amendments were made to the PLUS Master Promissory Note in an addendum to accommodate the changes in eligibility as well as the new fixed rate structure. Changes as of July 1, 2008For PLUS loans made to parents that are first disbursed on or after July 1, 2008, the borrower has the option of beginning repayment on the PLUS loan either 60 days after the loan is fully disbursed or wait until six months after the dependent student on whose behalf the parent borrowed ceases to be enrolled on at least a half-time basis.{{citation needed|date=October 2015}} References1. ^{{cite web|url=http://studentaid.ed.gov/PORTALSWebApp/students/english/PlusLoansGradProfstudents.jsp|title=Direct PLUS Loans for Graduate and Professional Degree Students|publisher=Federal Student Aid|deadurl=yes|archiveurl=https://web.archive.org/web/20110807172946/http://studentaid.ed.gov/PORTALSWebApp/students/english/PlusLoansGradProfstudents.jsp|archivedate=2011-08-07|df=}} 2. ^{{cite web|title=Plus loans|url=https://www.arapahoe.edu/catalog/paying-for-school.htm|publisher=arapahoe.edu|accessdate=29 October 2015|deadurl=yes|archiveurl=https://web.archive.org/web/20151027205035/https://www.arapahoe.edu/catalog/paying-for-school.htm|archivedate=27 October 2015|df=}} External links
1 : Student loans in the United States |
随便看 |
|
开放百科全书收录14589846条英语、德语、日语等多语种百科知识,基本涵盖了大多数领域的百科知识,是一部内容自由、开放的电子版国际百科全书。