| 词条 | Quicken Loans |
| 释义 |
| name = Quicken Loans | former_names = Rock Financial (1985–1999) | logo = L-QuickenLoansETA-CMYK-20140228.png | type = Private | founder = {{unbulleted list|Dan Gilbert|Ron Berman|Gary Gilbert|Lindsay Gross}} | industry = Mortgage lending | genre = | products = {{unbulleted list|15- and 30-Year Fixed-Rate Mortgages|FHA Loans|VA Loans|ARM Loans|Jumbo Loans}} | services = | revenue = | operating_income = | net_income = | owner = | num_employees = 24,000 nationally | parent = Rock Holdings Inc. | divisions = | subsid = | footnotes = | homepage = {{url|www.quickenloans.com}} | foundation = {{start date and age|1985}} (as Rock Financial) | location_city = Detroit, Michigan | location_country = U.S. | location = One Campus Martius | origins = | title = | dissolved = | key_people = Jay Farner (CEO)[1] }}Quicken Loans Inc. is a mortgage lending company headquartered in the One Campus Martius building in the heart of the financial district of downtown Detroit, Michigan. In January 2018, the company became the largest overall retail lender in the U.S. (it is also the largest online retail mortgage lender).[2] Unlike other large mortgage lenders that depend on deposits, Quicken Loans relies on wholesale funding to make its loans and uses online applications rather than a branch system.[3] Title Source and One Reverse Mortgage are also part of the Quicken Loans Family of Companies.[4] The company closed more than $400 billion of mortgage volume across all 50 states from 2013 through 2017.[5] HistoryQuicken Loans, originally Rock Financial, was founded in 1985 by Dan Gilbert, Gary Gilbert,[6] and Lindsay Gross. In July 1987 the name was changed to Rock Financial Corp. As RFC grew so did the head count, hitting 50 employees in August 1991. In May 1998, Gilbert took Rock Financial public, launching an IPO underwritten by Bear Stearns and Prudential Securities.{{citation needed|date = January 2017}} In December 1999, Intuit Inc. (makers of QuickBooks, TurboTax, Quicken, and an online lending platform QuickenMortgage) purchased Rock Financial Corp. for $532M. The company was renamed Quicken Loans. In June 2002, Dan Gilbert led a small group of private investors in purchasing the Quicken Loans subsidiary back from Intuit for $64M.[7] The company started to change course in the late 1990s, shifting from a traditional mortgage provider to an online-focused lender. Traditionally, the home mortgage business in America has been fragmented due to varying regulations in each state and locality. Gilbert challenged this orthodoxy, however, by offering loan applications online that were reviewed by experts versed in the regulations of each region but who were located in a central headquarters.[3] On November 12, 2007, Gilbert announced a development agreement with the city of Detroit to move the company headquarters downtown, consolidating suburban offices.[8] The construction sites reserved for development by the agreement included the location of the former Statler Hotel on Grand Circus Park and the former Hudson's location.[8] Quicken Loans moved into its downtown headquarters in August 2010. The initial move brought 1,700 employees to the city.[9] Since 2009, Quicken has leased office space in the Compuware building facing Campus Martius Park in Detroit. The company also houses its employees in Downtown Detroit's First National Building, The Qube, Chrysler House, One Woodward Avenue, and 1001 Woodward, all owned by Quicken Loans' parent company, Rock Ventures.[10] In the spring of 2008, Rock Holdings entered the reverse mortgage market with the acquisition of One Reverse Mortgage. The company saw a small drop in employment levels following the 2008 financial crisis.[11][12] In August 2007, the entire mortgage industry faced a crisis in obtaining new credit from banking institutions and hedge funds. In response, Quicken Loans discontinued:[13]
In 2004, Quicken Loans became a defendant in a class action lawsuit. This was filed against the company on behalf of employees who had worked as loan consultants for any Quicken office within the past three years. The claimants alleged that Quicken violated the Fair Labor Standards Act (FLSA) by failing to pay the plaintiffs overtime for working beyond a 40-hour work week. Quicken Loans denied these claims, and said it is not aware of any such violations of the FLSA. On March 17, 2011, a federal jury found in favor of Quicken Loans, ending the seven-year-old lawsuit. The decision means that Quicken Loans is not obligated to pay overtime payments to the plaintiffs.[14] In 2014, Quicken Loans grew to be the 2nd largest mortgage lender in the United States, and remains the nation's largest online mortgage lender.[15] The company employs 24,000 people nationwide, with approximately 17,000 now working in the city of Detroit, making it Detroit's largest employer, minority employer, and taxpayer.[16] [17]In 2016, Quicken Loans launched Rocket Mortgage, one of the first fully online mortgage lenders.[18] In January 2018, Quicken Loans became the nation's largest mortgage lender.[19] On October 15, Quicken Loans announced that it was expanding into Canada by opening a tech center across the river in downtown Windsor, Ontario.[20][21][22] See also{{Portal|Metro Detroit|Companies}}
References1. ^{{cite web|url=https://www.quickenloans.com/press-room/leader/jay-farner/|title=Jay Farner - Quicken Loans Pressroom|publisher=}} 2. ^{{Cite news|url=https://www.sfchronicle.com/business/networth/article/Quicken-Loans-bests-Wells-Fargo-in-key-part-of-12544569.php|title=Quicken Loans tops Wells Fargo to become No. 1 in retail home loans|last=Pender|first=Kathleen|date=2018-02-01|work=San Francisco Chronicle|access-date=}}[https://www.sfchronicle.com/business/networth/article/Quicken-Loans-bests-Wells-Fargo-in-key-part-of-12544569.php] 3. ^1 {{Cite news|url=https://www.economist.com/news/finance-and-economics/21699457-one-americas-biggest-mortgage-lenders-not-others-new-foundation|title=A new foundation|newspaper=The Economist|issn=0013-0613|access-date=June 3, 2016}} 4. ^{{Cite web|url=http://www.rockventures.com/financial-services/|title=Financial Services {{!}} Rock Ventures|website=www.rockventures.com|access-date=August 19, 2016}} 5. ^{{Cite news|url=https://www.quickenloans.com/press-room/2018/02/15/quicken-loans-nations-largest-mortgage-lender-among-fortunes-top-15-best-places-work-america/|title=Quicken Loans, the Nation's Largest Mortgage Lender, Among FORTUNE's Top-15 Best Places to Work in America {{!}} Quicken Loans Pressroom|date=2018-02-15|work=Quicken Loans Pressroom|access-date=2018-03-10|language=en-US}} 6. ^{{cite news|last1=Segal|first1=David|title=A Missionary's Quest to Remake Motor City|url=https://www.nytimes.com/2013/04/14/business/dan-gilberts-quest-to-remake-downtown-detroit.html?pagewanted=all&_r=1|accessdate=January 26, 2016|work=New York Times|publisher=New York Times|date=April 13, 2013}} 7. ^{{cite news | title = The 400 richest Americans| publisher = Forbes Magazine| date = August 24, 2007 | url = https://www.forbes.com/lists/2006/54/biz_06rich400_Daniel-Gilbert_LIVH.html | accessdate = August 24, 2007}} 8. ^1 Howes, Daniel (November 12, 2007).Quicken moving to downtown Detroit.The Detroit News. Retrieved on November 12, 2007. 9. ^{{cite news|last=Randolph|first=Ned|title=Detroit native Dan Gilbert bets big on the city's rebound|url=https://www.reuters.com/article/2011/11/02/us-detroit-comeback-gilbert-idUSTRE7A17UG20111102|accessdate=November 28, 2012|newspaper=Reuters|date=November 2, 2011}} 10. ^{{cite news|last=Wayland|first=Michael|title=Gilbert's glory: 1,500 Quicken Loans employees move to Detroit, help 'transform downtown'|url=http://www.mlive.com/business/detroit/index.ssf/2011/10/gilberts_glory_1500_quicken_lo.html|accessdate=November 28, 2012|newspaper=mLive|date=October 11, 2011}} 11. ^{{cite news | title = Gilbert: Housing slump hits Quicken| publisher = The Detroit News | date = October 15, 2007 | url = http://www.detnews.com/apps/pbcs.dll/article?AID=/20071015/BIZ/710150366/1001 | accessdate = October 15, 2007}} 12. ^{{cite news | title = Quicken lays off 250 in Mich., Ariz., Ohio| publisher = The Detroit News | date = June 20, 2008 | url = http://www.detnews.com/apps/pbcs.dll/article?AID=/20080620/BIZ/806200406 | accessdate = July 1, 2008}} 13. ^{{cite news |title = Gilbert: Mortgage squeeze could be blessing for Quicken |publisher = The Detroit Free Press |date = August 16, 2007 |url = http://www.freep.com/apps/pbcs.dll/article?AID=/20070816/COL06/70816033&imw=Y |accessdate = August 16, 2007 |archiveurl = https://web.archive.org/web/20070927020018/http://www.freep.com/apps/pbcs.dll/article?AID=%2F20070816%2FCOL06%2F70816033&imw=Y |archivedate = September 27, 2007 |deadurl = yes |df = mdy-all}} 14. ^{{Cite news| last = Duggan| first = Daniel| title = Dan Gilbert: Quicken's triumph in overtime trial "a victory for right over wrong"| newspaper = Crains Detroit Business| date = March 17, 2011| url = http://www.crainsdetroit.com/article/20110317/FREE/110319930 }} 15. ^{{cite news|last=Morris|first=Bill|title=Finally, a Downtown's Upswing|url=https://www.nytimes.com/2012/10/19/sports/baseball/a-long-awaited-upswing-for-downtown-detroit.html|accessdate=November 28, 2012|newspaper=New York Times|date=October 18, 2012}} 16. ^{{Cite web|url=https://www.forbes.com/companies/rock-ventures/|title=Rock Ventures on the Forbes America's Largest Private Companies List|access-date=2016-08-03}} 17. ^{{cite news|last1=King|first1=R.J.|title=Quicken Loans Family of Companies Surpasses 17K Employees in Detroit, More to Come|url=http://www.dbusiness.com/daily-news/Annual-2017/Quicken-Loans-Family-of-Companies-Surpasses-17K-Employees-in-Detroit-More-to-Come/|accessdate=21 September 2017|work=D Business|publisher=D Business|date=September 5, 2017}} 18. ^{{Cite news|last=Swanson|first=Brena|title=Game changer? Quicken Loans takes mortgage lending fully digital|url=https://www.housingwire.com/articles/35683-game-changer-quicken-loans-takes-mortgage-lending-fully-digital|date=November 24, 2015|access-date=January 21, 2017}} 19. ^{{Cite news|url=https://www.detroitnews.com/story/business/2018/02/01/quicken-loans-mortgages/110027646/|title=Quicken Loans becomes largest U.S. mortgage lender|work=Detroit News|access-date=2018-03-10|language=en}} 20. ^{{cite web|url=https://windsorstar.com/news/local-news/new-quicken-loans-tech-centre-a-windsor-beachhead-says-rock-ventures-principal|title=New Quicken Loans tech centre a Windsor beachhead, says Rock Ventures principal|date=October 31, 2018|work=Windsor Star}} 21. ^{{cite web|url=https://windsorstar.com/news/local-news/detroit-billionaire-gilbert-quicken-loans-move-into-windsor|title=Detroit businessman Gilbert, Quicken Loans moving into Windsor|date=October 15, 2018|work=Windsor Star}} 22. ^{{cite web|url=https://windsorstar.com/news/local-news/local-tech-companies-welcome-quicken-loans-as-potential-game-changer|title=Local tech companies welcome Quicken Loans as potential game changer|date=October 16, 2018|work=Windsor Star}} External links
5 : Companies based in Detroit|Financial services companies established in 1985|Financial services companies of the United States|Mortgage lenders of the United States|Rock Ventures |
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