| 词条 | Experian |
| 释义 |
|name = Experian plc |logo = | type = Public limited company |traded_as = {{LSE|EXPN}} FTSE 100 Component |foundation = {{start date and age|1996}} |location = Dublin, Republic of Ireland (incorporated) Nottingham, United Kingdom (UK Headquarters)[1][2] Costa Mesa, California, United States |key_people = Don Robert, Chairman Brian Cassin {{small|(CEO)}} |industry = Business services |revenue = {{US$|link=yes}}4.662 billion (2018)[3] |operating_income = {{US$}}1.095 billion (2018)[3] |net_income ={{US$}}815 million (2018)[3] |assets = |num_employees = 16,239 (2018)[3] |homepage = {{official URL}} }}Experian plc is a consumer credit reporting company. Experian collects and aggregates information on over one billion people and businesses including 235 million individual US consumers and more than 25 million US businesses.[4][5] Based in Dublin, Ireland, the company operates in 37 countries with headquarters in the United Kingdom, the United States, and Brazil. The company employs approximately 17,000 people and reported revenue for 2018 of US $4.6 billion.[6] It is listed on the London Stock Exchange and is a constituent of the FTSE 100 Index. Experian is a partner in the UK government's Verify ID system and USPS Address Validation. It is one of the "Big Three" credit-reporting agencies, alongside TransUnion and Equifax.[7] In addition to its credit services, Experian also sells decision analytic and marketing assistance to businesses, including individual fingerprinting and targeting.[8] Its consumer services include online access to credit history and products meant to protect from fraud and identity theft.[9] Like all credit reporting agencies, the company is required by US law to provide consumers with one free credit report every year.[10] HistoryThe company was established in the United States as TRW Information Systems and Services Inc., a subsidiary of TRW Inc., when it acquired Credit Data in 1968.[11] In November 1996, TRW sold the unit, as Experian, to two Boston private equity firms: Bain Capital and Thomas H. Lee Partners. Just one month later, the two firms sold Experian to The Great Universal Stores Limited, a retail conglomerate with millions of customers paying for goods on credit based in Manchester, England (later renamed GUS).[12] The Great Universal Stores Limited, had employed John Peace, a computer programmer, to combine the mail order data from various of its subsidiaries and businesses to create a central database to which was later added electoral roll data as well as county court judgements.[13] GUS's database was commercialised in 1980 under the name Commercial Credit Nottingham (CCN). So when The Great Universal Stores Limited acquired Experian in 1996,[14] Experian was merged into CCN.[15] During the next ten years, Experian broadened its product range to new industry sectors, beyond financial services, and entered new markets such as Latin America, Asia Pacific and Eastern Europe. The business expanded through both organic development and acquisitions.[15] In October 2006 Experian was demerged from the British company GUS and listed on the London Stock Exchange.[16] In August 2005, Experian accepted a settlement with the Federal Trade Commission (FTC) over charges that Experian had violated a previous settlement with the FTC. The FTC's allegations concerned customers who signed up for the "free credit report" at Experian's Consumerinfo.com site. The FTC alleged that ads for the "free credit report" did not adequately disclose that Experian would automatically enroll customers in Experian's $79.95 credit-monitoring program.[17][18] In January 2008, Experian announced that it would cut more than 200 jobs at its Nottingham office as it moved development work to India to reduce costs.[19] Experian shut down its Canadian operations on 14 April 2009.[20] In March 2017, Experian agreed to pay a $3 million fine related to giving credit scores to consumers that were not their true credit score. The Consumer Financial Protection Bureau was the United States federal agency who imposed the fine.[21] In May 2018, Experian and Mitek formed a partnership to add identity document verification and biometric facial matching to its digital identity verification software. Experian’s CrossCore fraud prevention and identity platform will feature Mitek’s Mobile Verify and Mobile Fill solutions to deliver seamless new account opening and help businesses achieve compliance and mitigate fraud exposure, according to the announcement.[22] Notable acquisitionsThe acquisition in 2002 of ConsumerInfo.com enabled Experian to start supplying credit reports to consumers, enabling consumers to monitor their credit status.[23] In 2004 Experian acquired CheetahMail, a business founded in 1998 that provided e-mail marketing software and services.[24] In the same year Experian also acquired [https://www.edq.com Experian Data Quality] (formerly QAS Ltd.), a supplier of contact data management and identity verification solutions.[25] In 2005, Experian acquired PriceGrabber for $485 million.[26] Also in 2005, Experian acquired FootFall, an information provider to the retail and retail property industries:[27] Experian FootFall. Still in 2005, Experian acquired LowerMyBills.com for US$330 million.[28] In September 2006, Experian announced its purchase of Northern Credit Bureaus, located in Quebec, Canada.[29] In June 2007, Experian acquired an initial 65% stake in Serasa, the market leading credit bureau in Brazil and now the largest credit bureau in the world. The purchase price for the initial stake was $1.2bn. This was the first acquisition for Experian in Latin America.[30] In mid-2007, Experian acquired a number of software companies with products that filled gaps in their existing portfolio. The intention was to be able to offer Experian's customers an Experian-branded product for all phases of the customer lifecycle. These included:
Experian purchased the company RentBureau in June 2010, which houses rental payment histories on over 7 million US residents; this data was included in Experian US consumer credit reports as of January 2011.[35] In March 2012, RentalBureau launched in the UK. By including rental payment data in credit reports, several million people living in private rented accommodation will have the ability to access more and lower cost credit deals.[36] In August 2010, Experian became the first CICRA licensed credit bureau to go live in India. Since then the company has provided Experian credit reports to lenders and consumers in compliance with the Reserve Bank of India's (RBI) guidelines.[37] Experian purchased a majority stake in Techlightenment on 17 January 2011, as part of Experian's strategy to grow its digital marketing capabilities. Techlightenment is a social media advertising company based in the UK. Techlightenment will form part of the UK Experian Marketing Services Division.[38] In May 2011, Experian acquired a 98% holding in Computec S.A., a credit services information provider based in Colombia, for the equivalent of US$380m.[39] In June 2011, Experian acquired Medical Present Value, Inc. (MPV), a provider of data, analytics and software in the US healthcare payments market. Its products are used by healthcare providers to manage payments between patients, commercial payers (such as insurance companies) and government programmes.[40] In July 2011, Experian acquired Virid Interatividade Digital Ltda ("Virid"), an email marketing company offering email delivery, email based behavioural segmentation, real-time campaign reporting, mobile delivery and social media integration in Brazil.[41] In December 2011, Experian acquired Garlik Ltd, a provider of web monitoring services in the UK. Garlik helps consumers to protect themselves from the risks of identity theft and financial fraud.[42] In May 2012, Experian announced it had signed an agreement to sell PriceGrabber, its price comparison shopping business and North America online lead generation activities, which operate under the brands Classes USA and LowerMyBills to Ybrant Digital Limited, a digital marketing services business based in Hyderabad, India.[43] However, since then, Experian has announced that Ybrant Digital has failed to comply with its obligation to close the transaction and Experian considers Ybrant Digital to be in breach of contract.[44] In February 2013 Experian launched its consumer credit bureau in Australia. Experian will provide consumer credit reports to utility, financial and telecommunication companies. This launch follows the passing of the Privacy Amendment Bill in November 2012, which will mean a step change for lenders, who will now be able to take positive (in addition) to negative credit history into account when making lending decisions.[45] In October 2013 Experian bought 41st Parameter, a fraud-prevention vendor, increasing its presence in the fraud prevention market and extending its presence into web fraud transaction protection.[46] Then in November 2013 Experian bought Passport Health Communications, a data and software provider, enabling it to offer clients in the US healthcare industry a one-stop-shop to manage risk and to satisfy their payments requirements.[47] In October 2017 Experian in North America acquired Clarity Services, a leading credit bureau servicing the sub-prime market.[48] In December 2018 Experian funded Asian fintech startup Jirnexu with $10 million. The startup operates financial comparison services in Malaysia and Indonesia and helps comsumers to compare offerings from various banks.[49] OperationsIn the United States, like the other major credit reporting bureaus, Experian is chiefly regulated by the Fair Credit Reporting Act (FCRA). The Fair and Accurate Credit Transactions Act of 2003, signed into law in 2003, amended the FCRA to require the credit reporting companies to provide consumers with one free copy of their credit report per 12-month period. Like its main competitors, TransUnion and Equifax, Experian markets credit reports directly to consumers. Experian heavily markets its for-profit credit reporting service, FreeCreditReport.com, and all three agencies have been criticised and even sued for selling credit reports that can be obtained at no cost.[50][51] Its market segmentation tool, Mosaic, is used by political parties to identify groups of voters. In the British version there are 15 main groups, broken down into 89 hyperspecific categories, from "corporate chieftains" to "golden empty-nesters" which can be taken down to the level of individual postcodes. It was first used by the Labour Party, but then taken up by the Conservatives in the 2015 General Election campaign.[52] Corporate responsibilityIn July 2012 Experian launched a free online teaching resource called "Values, Money and Me", designed to help primary school pupils explore both practical and emotional issues around managing money. The tool aims to give young children a head start in life by helping develop their financial knowledge and abilities, as well as their attitudes and values towards money. Values, Money and Me has been awarded a Quality Mark by Personal Finance Education Group, a UK financial education charity.[53] Sales to identity thievesIn 2013 a Vietnamese national, Hieu Minh Ngo,[54] was charged by the U.S. Department of Justice with attempting to sell personally identifiable information on hundreds of thousands of U.S. residents. This information had been allegedly purchased from Experian subsidiary and data aggregator Court Ventures. However Ngo testified under oath that the information he had sold to identity thieves had actually been acquired from another hacker based out of Russia, and not Experian or Court Ventures. Ngo then resold the information he acquired from the Russian hacker through the identity fraud enabling websites Superget.info and Findget.me.[55][56][57][58][59] The information offered for anonymous sale on these websites included individual's name, address, Social Security number, date of birth, place of work, duration of work, state driver's licence number, mother's maiden name, bank account number(s), bank routing number(s), email account(s) and other account passwords.[59] 2015 data breachOn 1 October 2015 Experian announced that they had discovered a breach existing between 1 September 2013 and 16 September 2015. As many as 15 million people who used the company’s services, among them customers of American cellular company T-Mobile who had applied for Experian credit checks, may have had their private information exposed.[60][61] See also
References1. ^{{Cite web| last = Feisst| first = Melanie| title = Ireland has the edge, says expansive GUS| accessdate = 2016-07-25| date = 2006-07-27| url = https://www.telegraph.co.uk/finance/2944305/Ireland-has-the-edge-says-expansive-GUS.html}} 2. ^{{Cite web| title = About Experian | Company Profile | Office Locations| |accessdate = 2016-07-25| url = http://www.experian.com/corporate/experian-locations.html}} 3. ^1 2 3 {{cite web|url=https://www.experianplc.com/media/3529/experian-2018-annual-report.pdf|title=Annual Report 2018|publisher=Experian|date=3 March 2019}} 4. ^{{Cite web|url=http://www.experianplc.com/about-us/our-business-activities/credit-services/|title=Credit Services|website=Experian plc|access-date=2017-09-23}} 5. ^{{Cite web|url=http://www.experian.com/corporate/experian-corporate-factsheet.html|title=About Experian {{!}} Company Profile {{!}} Corporate Fact Sheet|website=www.experian.com|access-date=2017-09-23}} 6. ^{{Cite web|url=http://www.experian.com/corporate/experian-profile.html|title=Credit Report Company Information at Experian.com|website=www.experian.com|access-date=2017-09-23}} 7. ^{{cite news|title=How to protect yourself against the theft of your identity|url=https://www.economist.com/news/finance-and-economics/21728955-top-tip-keep-eye-your-bank-and-credit-card-statements-how-protect|accessdate=15 September 2017|work=The Economist|date=14 September 2017}} 8. ^{{Cite news|url=https://uk.reuters.com/article/uk-facebook-privacy/facebook-cuts-ties-to-data-brokers-in-blow-to-targeted-ads-idUKKBN1H41LZ?il=0|title=Facebook cuts ties to data brokers in blow to targeted ads|last=Ingram|first=David|work=U.K.|access-date=2018-03-29}} 9. ^{{Cite web|url=http://www.experian.com/corporate/principal-businesses.html|title=Experian's Four Principal Business Groups|website=www.experian.com|access-date=2017-09-23}} 10. ^{{Cite news|url=https://www.consumer.ftc.gov/articles/0155-free-credit-reports|title=Free Credit Reports|date=2013-03-26|work=Consumer Information|access-date=2017-09-23}} 11. ^{{cite web|url=https://www.experianplc.com/media/1323/8151-exp-experian-history-book_abridged_final.pdf|title=A Brief History of Experian|page=7|publisher=Experian|accessdate=4 March 2018}} 12. ^{{cite web|url=https://www.independent.co.uk/news/business/gus-shares-soar-on-pounds-1bn-acquisition-1352446.html|title=GUS shares soar on pounds 1bn acquisition|publisher=The Independent|date=15 November 1996|accessdate=4 March 2018}} 13. ^{{cite web|url=http://investing.businessweek.com/research/stocks/private/person.asp?personId=159718&privcapId=411002|title=John Wilfred Peace|publisher=Bloomberg|accessdate=2 January 2014}} 14. ^{{Cite news|url=https://query.nytimes.com/gst/fullpage.html?res=9501E2DF173AF936A25752C1A960958260 |title=Large British Retailer to buy US credit data company |work=New York Times |date=15 November 1996 |accessdate=18 April 2011}} 15. ^1 {{Cite web|url=http://www.experianplc.com/about-experian/history.aspx|title=Experian history|publisher=Experianplc.com}} 16. ^{{Cite web| title = London Stock Exchange company profile| publisher=London Stock Exchange| url = http://www.londonstockexchange.com/exchange/prices-and-news/stocks/summary/company-summary.html?fourWayKey=GB00B19NLV48JEGBXSET1| accessdate = 17 July 2009}} 17. ^{{Cite web |title = Consumerinfo.com Settles FTC Charges |publisher = Federal Trade Commission |url = http://www.ftc.gov/opa/2007/02/cic.shtm |accessdate = 15 July 2010 |deadurl = yes |archiveurl = https://web.archive.org/web/20100606164830/http://www.ftc.gov/opa/2007/02/cic.shtm |archivedate = 6 June 2010 |df = dmy-all}} 18. ^Quotation marks around "free credit report" are part of FTC press release 19. ^Experian to cut 200 jobs Computer Weekly. Retrieved 3 March 2008. 20. ^Experian Canada. Retrieved on 25 March 2009 21. ^{{cite news |last=Koren |first=James Rufus |url=http://www.latimes.com/business/la-fi-cfpb-experian-scores-20170323-story.html |title=Credit bureau Experian fined $3 million over misleading credit scores |work=Los Angeles Times |date=2017-03-23 |accessdate=2017-03-24 }} 22. ^{{Cite news|url=https://www.biometricupdate.com/201805/mitek-and-experian-partner-to-add-id-document-and-facial-verification-to-crosscore|title=Mitek and Experian partner to add ID document and facial verification to CrossCore|date=2018-05-31|work=BiometricUpdate|access-date=2018-09-25}} 23. ^{{Cite web|author=Chief Marketer|url=http://chiefmarketer.com/news/experian-buys-consumerinfocom|title=Experian buys Consumerinfo.com|publisher=Penton media|date=19 March 2002|deadurl=yes|archiveurl=https://archive.is/20130119042232/http://chiefmarketer.com/news/experian-buys-consumerinfocom|archivedate=19 January 2013|df=dmy-all}} 24. ^{{Cite web|author=Mickey Alam Khan |url=http://www.dmnews.com/Experian-Buys-CheetahMail-Aims-to-Boost-DM-Services/article/83524/ |title=Experian buys CheetahMail |publisher=Dmnews.com |date=4 March 2004 |accessdate=18 April 2011}} 25. ^{{Cite web|author=Jules Grant,, brandrepublic.com, 6 October 2004, 07:00 am |url=http://www.brandrepublic.com/news/223953/experian-buys-address-software-firm-qas-106m/ |title=Experian buys address software firm QAS for £106m |publisher=Brand Republic |date=6 October 2004 |accessdate=18 April 2011}} 26. ^{{Cite news|url=https://www.forbes.com/home/feeds/afx/2005/12/14/afx2390699.html |title=Forbes |work=Forbes |date=14 December 2005 |accessdate=18 April 2011|archiveurl=https://web.archive.org/web/20070503062759/http://www.forbes.com/home/feeds/afx/2005/12/14/afx2390699.html|archivedate=3 May 2007}} 27. ^FootFall acquisition press release {{webarchive|url=https://web.archive.org/web/20080405201230/http://www.experiangroup.com/corporate/news/releases/2006/2006-01-06/ |date=5 April 2008 }} Retrieved on 24 May 2008 28. ^{{Cite news| url=https://www.forbes.com/feeds/afx/2005/05/05/afx2001898.html | work=Forbes | date=5 May 2005 | title=GUS' Experian buys LowerMyBills.com for initial 330 mln usd UPDATE|archiveurl=https://web.archive.org/web/20110709031317/http://www.forbes.com/feeds/afx/2005/05/05/afx2001898.html|archivedate=9 July 2011}} 29. ^{{Cite web|url=http://www.qas-experian.com.au |title=Experian expands operations in Canada |publisher=Qas-experian.com.au |date= |accessdate=18 April 2011}} 30. ^{{Cite news|url=http://uk.reuters.com/article/2007/06/26/experian-seresa-idUKWLA065520070626 |title=Experian to buy 65 pct stake in Brazil's Seresa|publisher=Reuters |date=26 June 2007 |accessdate=24 March 2012}} 31. ^{{Cite news|url=http://www.dmnews.com/Experian-buys-Frances-Emailing-Solution-to-grow-CheetahMail/article/95434/|title=Experian buys France's Emailing Solution|author=Dianna Dilworth|date=3 May 2007|journal=Direct Marketing News}} 32. ^Hitwise acquisition press release {{webarchive|url=https://web.archive.org/web/20080216141331/http://www.experiangroup.com/corporate/news/releases/2007/2007-04-17b/ |date=16 February 2008 }}. Retrieved on 1 March 2008. 33. ^{{Cite web|title=Tallyman|url=http://www.experian-da.com/solutions/tallyman.html|publisher=Experian Decision Analytics}} 34. ^Experian Acquires Tallyman Collections Software. Retrieved on 23 January 2009 35. ^{{Cite web|url=http://www.creditgeeks.co.uk/news/experian-us-includes-rent-payment-data-in-credit-reports/ |title=Experian US – Rent Data Now in Credit Reports |publisher=Creditgeeks.co.uk |date= |accessdate=18 April 2011}} 36. ^{{Cite news|url=https://www.theguardian.com/money/2012/mar/15/experian-rental-payments-credit-files|title=Experian to include rental payments in credit files|publisher=Guardian.co.uk |date= 15 March 2012|accessdate=15 March 2012|location=London|first=Lisa|last=Bachelor}} 37. ^{{cite web|url=http://www.moneycontrol.com/news/cnbc-tv18-comments/global-credit-agency-experian-opens-doorsindia_477349.html|title=Global credit agency Experian opens doors in India|date=12 August 2010|publisher=Money Control|accessdate=24 March 2012}} 38. ^{{Cite web |url=http://uk.finance.yahoo.com/news/Experian-plc-Acquisition-afxcnf-904321303.html?x=0&.v=1 |title=Experian plc – Acquisition of stake in Techlightenment |publisher=Uk.finance.yahoo.com |date= |accessdate=18 April 2011 |deadurl=yes |archiveurl=https://web.archive.org/web/20110718134053/http://uk.finance.yahoo.com/news/Experian-plc-Acquisition-afxcnf-904321303.html?x=0&.v=1 |archivedate=18 July 2011 |df=dmy-all }} 39. ^{{cite news|url=http://uk.reuters.com/article/2011/05/03/uk-experian-computec-idUKTRE7421GC20110503|title=Experian to buy majority of Colombia's Computec|date=3 May 2011|publisher=Reuters|accessdate=24 March 2011|first=Sudip|last=Kar-Gupta}} 40. ^{{cite web|url=https://news.yahoo.com/experian-acquires-medical-software-firm-185m-144127163.html|title=Experian acquires medical software firm for $185M|date=28 June 2011|publisher=Associated Press|accessdate=24 March 2011}} 41. ^{{cite news|url=https://www.reuters.com/finance/stocks/EXPN.L/key-developments/article/2369935|title=Experian plc Announces Acquisition of Virid Interatividade Digital Ltd|publisher=Reuters|date=25 July 2011}} 42. ^{{cite web|url=http://www.mrweb.com/drno/news14766.htm|title=Experian Buys Garlik|publisher=Mr Web|date=23 December 2011}} 43. ^{{cite news|url=https://www.independent.co.uk/news/business/news/experian-makes-a-loss-in-offloading-pricegrabber-to-indians-7734885.html|title=Experian makes a loss in offloading PriceGrabber to Indians|publisher=The Independent|date=11 May 2012|location=London}} 44. ^{{cite web|url=http://www.ft.com/cms/s/0/ab25ea82-07b3-11e2-9df2-00144feabdc0.html|title=Experian's PriceGrabber sale falls through|publisher=FT.com|date=26 September 2012}} 45. ^{{Cite web|url= http://www.creditgeeks.co.uk/blog/experian-credit-reports-to-launch-in-australia/ |title=Experian Credit Reports to Launch in Australia|publisher=Creditgeeks.co.uk |date= | accessdate=9 April 2013}} 46. ^{{Cite web|url=http://www.adexchanger.com/data-exchanges/experian-buys-device-id-firm-41st-parameter-for-324m-gets-adtruth-in-the-bargain/|title=41st Parameter for $324M, Gets AdTruth In The Bargain|publisher=Ad exchanger |date=1 October 2013 | accessdate=13 December 2013}} 47. ^{{Cite web|url=http://www.cityam.com/blog/1383725761/experian-expands-healthcare-reach-it-buys-passport-health-communications|title=Experian expands healthcare reach as it buys up Passport Health Communications|publisher=City AM |date=6 November 2013 | accessdate=13 December 2013}} 48. ^{{cite web|url=https://www.autoremarketing.com/financial-services/experian-acquires-clarity-services-launches-alternative-data-driven-solution|title=After acquiring Clarity Services, Experian launches alternative-data-driven solution|publisher=Auto Remarketing|date=19 March 2018|accessdate=3 March 2019}} 49. ^{{Cite web|url=https://techcrunch.com/2018/12/04/experian-10-million-jirnexu/|title=Experian leads $10M investment in Southeast Asia fintech startup Jirnexu|website=TechCrunch|access-date=2018-12-05}} 50. ^{{Cite news|first=Bob |last=Sullivan |title=Many free credit reports still aren't free |url=http://www.msnbc.msn.com/id/7803368/ |publisher=MSNBC |date=10 May 2005 |accessdate=29 October 2006 }} 51. ^{{Cite web |url=http://www.consumeraffairs.com/news04/experian_class_action.html |title=Experian, Consumerinfo.com Named in Class Action Suit |accessdate=29 October 2006 |work=ConsumerAffairs.com |deadurl=yes |archiveurl=https://web.archive.org/web/20061102191439/http://www.consumeraffairs.com/news04/experian_class_action.html |archivedate=2 November 2006 |df=dmy-all }} 52. ^{{cite news|title=Tories identify eight groups of voters as Labour look to Obama campaign for inspiration: The sophisticated tools that rivals hope will win them 2015 election revealed|url=https://www.independent.co.uk/news/uk/politics/tories-identify-eight-groups-of-voters-as-labour-look-to-obama-campaign-for-inspiration-the-8925374.html|accessdate=1 November 2016|publisher=Independent|date=6 November 2013}} 53. ^{{cite web|url=http://www.pfeg.org/resources/details/values-money-and-me|title=Values Money and Me|publisher=pfeg|date=June 2012}} 54. ^{{cite web|url=http://www.justice.gov/opa/pr/vietnamese-national-charged-widespread-international-scheme-steal-and-sell-hundreds-thousands|title=Vietnamese National Charged in Widespread International Scheme to Steal and Sell Hundreds of Thousands of U.s. Persons’ Personally Identifiable Information|publisher=|accessdate=25 March 2016}} 55. ^{{cite news| last = Schwartz | first = Mathew | date = 21 October 2013| title = Experian Sold Data To Vietnamese ID Theft Ring| url = http://www.informationweek.com/security/attacks/experian-sold-data-to-vietnamese-id-thef/240162911| newspaper = InformationWeek | publisher = UBM Tech| accessdate = 22 October 2013}} 56. ^{{cite news| last = Seltzer | first = Larry | date = 21 October 2013| title = Experian caught up in ID theft investigation| url = http://www.zdnet.com/experian-caught-up-in-id-theft-investigation-7000022199/| newspaper = ZDNet | publisher = CBS Interactive| accessdate = 22 October 2013}} 57. ^{{cite news| last = Masnick | first = Mike| date = 21 October 2013| title = How Experian Sold Consumer Data To Popular ID Theft Service| url = http://www.techdirt.com/articles/20131021/10565524945/how-experian-sold-consumer-data-to-popular-id-theft-service.shtml| newspaper = Techdirt | publisher = Floor64, Inc.| accessdate = 22 October 2013}} 58. ^{{cite news| last = Doctorow | first = Cory | date = 21 October 2013| title = Experian sold consumer data to identity thieves' service| url = http://boingboing.net/2013/10/21/experian-sold-consumer-data-to.html| newspaper = Boing Boing | accessdate = 22 October 2013}} 59. ^1 {{cite web|url = http://krebsonsecurity.com/2013/10/experian-sold-consumer-data-to-id-theft-service/|title = Experian Sold Consumer Data to ID Theft Service|last = Krebs |first = Brian |date = 20 October 2013|website = krebsonsecurity.com |accessdate = 22 October 2013}} 60. ^{{Cite web|title = Experian hack exposes 15 million people's personal information|url = https://www.theguardian.com/business/2015/oct/01/experian-hack-t-mobile-credit-checks-personal-information|website = The Guardian |location=London |accessdate = 2015-10-26|first = Sam|last = Thielman}} 61. ^{{Cite web|url=https://krebsonsecurity.com/2015/10/experian-breach-affects-15-million-consumers/|title=Experian Breach Affects 15 Million Consumers |publisher=Krebs on Security|access-date=2017-09-23}} External links
12 : Collection agencies|Companies based in Dublin (city)|Companies based in Nottingham|Companies established in 1996|Companies listed on the London Stock Exchange|Companies of the Republic of Ireland|Credit scoring|Data brokers|Data companies|Data quality companies|Market research|TRW Inc. |
| 随便看 |
|
开放百科全书收录14589846条英语、德语、日语等多语种百科知识，基本涵盖了大多数领域的百科知识，是一部内容自由、开放的电子版国际百科全书。