“Bank Polska Kasa Opieki”的意思、由来-开放百科全书

Bank Polska Kasa Opieki Spółka Akcyjna, commonly using the shorter name Bank Pekao S.A., is a universal bank and currently the second largest bank in Poland with its headquarters in Warsaw. The Italian bank UniCredit used to own 59% of the company.^[1] It sold the bank in December 2016.^[2] Now Powszechny Zakład Ubezpieczeń owns 20% of the company, Polish Development Fund 12.80%, UniCredit 6.28% and others 60.94%.

The bank was founded in 1929 by the Ministry of Treasury as a national bank, mainly to provide financial services to Poles living abroad.^[1] In 1939 the bank had branches in virtually every capital city of countries where Poles lived.

The full name "Polska Kasa Opieki" may be translated literally as "Polish Bank of Aid," and the popular form "Pekao" sounds out the acronym "PKO."

History

Formative years

In 1929, the then President of Pocztowa Kasa Oszczędności, Henryk Gruber drew attention to the fact that there is a demand for a bank that will be able to provide financial services to eight million Poles living outside the country. Starting from these assumptions, on March 17, 1929,^[3] the Ministry of the Finance established the Bank Polska Kasa Opieki Spółka Akcyjna.^[4] On October 29 of the same year, the District Court in Warsaw registered the entry of Bank Polska Kasa Opieki SA into the commercial register. The company's shareholders were Pocztowa Kasa Oszczędności, Bank Gospodarstwa Krajowego and Państwowy Bank Rolny.

The first branches were opened in France, Argentina, the United States and Tel Aviv in Israel, and in 1939 Pekao already had branches in the capitals of most countries where Polish emigration settled.^[5]

People's Republic of Poland

After the end of World War II and the beginning of the Soviet domination in Poland , the bank took care of international financial operations conducted by the authorities of the newly established Polish People's Republic. With the bank's help, the Poles who live abroad could support their families behind the Iron Curtain. In 1968, the Minister of Finance authorized the establishment of foreign currency accounts for persons working abroad in Bank Pekao. Monopoly on their conduct Pekao lost only in 1989 with the onset of economic reforms that swept in Poland and the communist bloc.

In the 1970s, currency accounts in Pekao were divided into three categories: Account A for people paying currencies with documented origin,^[6] B accounts for payments with undocumented origin, and C accounts for foreigners. The funds from B accounts could not be legally exported abroad, but in 1976 the rights of A and B accounts were leveled.^[6] In 1974, the bank had around 91,000 registered accounts. At the end of the 1980s, the total value of foreign currency accounts was 3.3 billion USD.^[7]

Much earlier, as already in 1960, the bank began issuing its own vouchers, "Bon Towarowy PeKaO", nominated in US dollars. Initially, for these vouchers (as well as directly for convertible currencies deposited in domestic and foreign bank representations) it was possible to buy both foreign and deficit domestic goods in the foreign sales network operated directly by Bank Pekao.^[8] The offer of the bank for individual clients included a variety of goods covering, among others, groceries (including "Krakus" ham and western chewing gum), alcohol, cosmetics, textiles, household appliances, bicycles, motorcycles, cars, trucks, tractors, agricultural machinery, fuel, building materials, installation and sanitary equipment, and also apartments and furniture. This retail network was created with the establishment of the Pewex "internal export" company, in 1972 out of the bank's structures.^[6]

List of directors

Pekao Group

Gallery

See also

References

1. ^¹{{Cite web|url=https://corporatefinanceinstitute.com/resources/careers/companies/top-banks-in-poland/|title=Banks in Poland - Overview of Top 10 Banks in Poland|website=Corporate Finance Institute|language=en-US|access-date=2019-01-09}}
2. ^{{Cite web|url=https://www.ft.com/content/27b03722-c6e3-11e6-8f29-9445cac8966f|title=New Bank Pekao owner vows to keep it independent|last=|first=|date=|website=Financial Times|language=en-GB|archive-url=|archive-date=|dead-url=|access-date=2019-01-09}}
3. ^{{Cite web|url=https://markets.businessinsider.com/stocks/bank_polska_kasa_opieki-stock|title=Stock {{!}} BANK POLSKA KASA OPIEKI Stock Price Today {{!}} Markets Insider|last=GmbH|first=finanzen net|website=markets.businessinsider.com|access-date=2019-01-10}}
4. ^{{Cite web|url=https://it-offshore.com/en/banki-i-proczessing/banki/korporativnyj-schet/pekao-s.a.html|title=Bank Pekao S.A.|website=it-offshore.com|access-date=2019-01-10}}
5. ^{{cite web|url = http://www.pekao.com.pl/o_banku/historia/ |title= HISTORIA BANKU PEKAO SA |date = 2014-08-26}}
6. ^¹²{{Cite web|url=https://www.degruyter.com/downloadpdf/j/sho.2016.34.issue-1/sho-2016-0004/sho-2016-0004.pdf|title=BLACK MARKET – FINANCIAL CRIMES COMMITTED FOR PERSONAL PURPOSES|last=|first=|date=|website=www.degruyter.com|archive-url=|archive-date=|dead-url=|access-date=2019-01-10}}
7. ^{{cite web|url = http://wyborcza.pl/alehistoria/1,133037,14057165,Podwojne_zycie_dolarow.html|title=Alehistoria, Tygodnik Historyczny, dodatek do Gazety Wyborczej|author=Witold Gadomski|date = 2013-06-07}}
8. ^{{Cite web|url=http://culture.polishsite.us/articles/art363fr.htm|title=Polish dollars - did they really exist? Yes!|last=|first=|date=|website=culture.polishsite.us|archive-url=|archive-date=|dead-url=|access-date=2019-01-10}}