请输入您要查询的百科知识：

　

词条 Ghetto tax
释义

  1. Economic principles

  2. Examples

  3. See also

  4. References

  5. External links

{{Economics sidebar}}

A ghetto tax the phenomenon of people with low incomes, particularly those living in poverty-stricken areas, paying higher prices for goods and services.[1][2][3]

Economic principles

A ghetto tax is not literally a tax. It is a situation in which people pay higher costs for equivalent goods or services simply because they are poor or live in a poor area. A paper by the Brookings Institution, titled From Poverty, Opportunity: Putting the Market to Work for Lower Income Families,[4] is widely cited as a study into ghetto taxes, although the report itself does not use the term.[1][5][6]

The problem of ghetto taxes is closely associated with mobility; one study in the United States showed that higher prices might be prevalent in some neighbourhoods, but people with access to a car would have more access to affordable goods and services elsewhere, whilst those without a car would bear the brunt of higher local prices.[2][7]

Examples

  • Credit services: Lower income consumers are much more reliant upon alternative financial services that are more expensive, such as check cashers and payday lenders, pawnshops, and auto-title lenders.[5]
  • Financial Services: Customers who can maintain a minimum bank balance can avoid fees, such as monthly fees, or qualify for higher interest rates on their deposits. There are also fewer ATMs in poor areas, and often they are third-party machines that charge fees to all users.
  • Health care: Poorer people have worse and more expensive health conditions, and poorer neighborhoods have fewer doctors' offices and medical facilities.
  • Transportation: Poorer neighborhoods tend to have fewer nearby jobs, requiring longer commutes and more transportation costs in time and money. This can also decrease employment opportunities, increasing unemployment.[8] Public transportation also tends to underserve poorer areas.
  • Groceries: Grocery stores in poor neighbourhoods are smaller than in large neighbourhoods; lacking economies of scale, they are more expensive as well. Low income households may find transportation to cheaper out-of-town supermarkets too costly, or too burdensome, with refrigerated foods needing to last a car or bus ride home.[2][3] Some poor households may not be able to afford large quantities, and hence lose out on bulk discounts.[9] Poorer areas are also more likely to be food deserts, with only convenience stores available, which have higher prices than supermarkets and a higher proportion of unhealthy foods.
  • Household appliances: In the USA, lower-income households are more likely to spend more on a given household item. Also, rent-to-own and consumer financing terms tend to have high interest rates and are mostly used by people unable to pay the full costs of their purchases up-front.[5]
  • Utilities: Poor people are more likely to pay higher prices for long-distance phone calls.[10]
  • Cigarettes: In some areas it is possible to buy (legally or illegally) single cigarettes. Purchasers are typically poor (and perhaps unable to afford a whole pack of cigarettes), but per-cigarette cost is higher, thus making smoking a more expensive habit for poorer people. This is in addition to the fact that (in many countries) the prevalence of smoking is already concentrated in lower socioeconomic groups.[11][12]

See also

  • Regressive tax
  • Sin tax

References

1. ^1 {{cite news|url=https://www.nytimes.com/2006/07/19/us/19poor.html?_r=1|accessdate=14 August 2011|title=Study Documents ‘Ghetto Tax’ Being Paid by the Urban Poor| work=The New York Times| first=Erik| last=Eckholm| date=19 July 2006}}
2. ^1 2 {{cite journal|doi=10.1086/589563|jstor=589563|journal=Journal of Consumer Research |title=Cost of Being Poor: Retail Price and Consumer Price Search Differences across Inner-City and Suburban Neighborhoods|year=2008|last1=Talukdar|first1=Debabrata|volume=35|issue=3|pages=457}}
3. ^1 {{cite news|url=https://www.washingtonpost.com/wp-dyn/content/article/2009/05/17/AR2009051702053.html|accessdate=14 August 2011|title=The High Cost of Poverty: Why the Poor Pay More - washingtonpost.com| work=The Washington Post| first=DeNeen L.| last=Brown| date=18 May 2009}}
4. ^{{cite web|url=http://www.brookings.edu/research/reports/2006/07/poverty-fellowes |date=July 2006 |accessdate=9 June 2015 |title=From Poverty, Opportunity: Putting the Market to Work for Lower Income Families |publisher=Brookings Institution}}
5. ^1 2 {{cite web |title=From Poverty, Opportunity: Putting the Market to Work for Lower Income Families |url=http://www.brookings.edu/~/media/research/files/reports/2006/7/poverty-fellowes/20060718_povop.pdf |publisher=Brookings Institution |first=Matt |last=Fellowes |date=July 2006}}
6. ^{{cite web |first=Rob |last=Katz |url=http://nextbillion.net/blogpost.aspx?blogid=337 |date=3 August 2006 |accessdate=9 June 2015 |title=The Ghetto Tax |work=NextBillion.net}}
7. ^{{cite web|url=http://gulcfac.typepad.com/georgetown_university_law/2006/07/more_than_thirt.html|accessdate=14 August 2011|date=20 July 2006|title=Georgetown Law Faculty Blog: Market Failures Mean The Poor Still Pay More}}
8. ^{{cite web|title=The growing distance between people and jobs in metropolitan America|url=http://www.brookings.edu/research/reports2/2015/03/24-people-jobs-distance-metropolitan-areas-kneebone-holmes|publisher=Brookings Institution|access-date=25 July 2016}}
9. ^{{cite web |title=Do the Poor Pay More? |url=http://www.ifs.org.uk/edepo/poor_pay_more.pdf |first=Orazio P. |last=Attanasio |first2=Christine |last2=Frayne |date=January 2006 |publisher=Institute for Fiscal Studies}}
10. ^{{cite journal |first=Jerry A. |last=Hausman |author-link=Jerry A. Hausman |first2=J. Gregory |last2=Sidak |title=Why Do the Poor and the Less-Educated Pay More for Long-Distance Calls? |journal=Contributions to Economic Analysis & Policy |date=April 2004 |volume=3 |issue=1 |url=http://www.degruyter.com/view/j/bejeap.2003.3.issue-1/bejeap.2004.3.1.1210/bejeap.2004.3.1.1210.xml?format=INT |doi=10.2202/1538-0645.1210}}
11. ^{{cite journal|title=Applying an Equity Lens to Tobacco-Control Policies and Their Uptake in Six Western-European Countries|journal=Journal of Public Health Policy|date=1 July 2007|volume=28|pages=261–280|doi=10.1057/palgrave.jphp.3200132|url=http://www.palgrave-journals.com/jphp/journal/v28/n2/full/3200132a.html|accessdate=14 August 2011|last1=Giskes|first1=K|last2=Kunst|first2=A E|last3=Ariza|first3=C|last4=Benach|first4=J|last5=Borrell|first5=C|last6=Helmert|first6=U|last7=Judge|first7=K|last8=Lahelma|first8=E|last9=Moussa|first9=K|last10=Ostergren|first10=P O|last11=Patja|first11=K|last12=Platt|first12=S|last13=Pr\\[Adblac]Tt\\[Adblac]l\\[Adblac]|first13=R|last14=Willemsen|first14=M C|last15=MacKenbach|first15=J P|issue=2|pmid=17585326|display-authors=8}}
12. ^Klontoff E, Fritz J, Landrine H, Riddle R, Tully-Payne L. The problem and sociocultural context of single-cigarette sales. J Am Med Assoc. 1994;271:618–620.

External links

{{cite web |title=From Poverty, Opportunity: Putting the Market to Work for Lower Income Families |url=http://www.brookings.edu/~/media/research/files/reports/2006/7/poverty-fellowes/20060718_povop.pdf |publisher=Brookings Institution |first=Matt |last=Fellowes |date=July 2006}}{{DEFAULTSORT:Ghetto tax}}

2 : Class discrimination|Poverty
随便看

　

开放百科全书收录14589846条英语、德语、日语等多语种百科知识，基本涵盖了大多数领域的百科知识，是一部内容自由、开放的电子版国际百科全书。

　

Copyright © 2023 OENC.NET All Rights Reserved
京ICP备2021023879号 更新时间：2024/11/12 2:25:58