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词条 Housing Bank of Rwanda
释义

  1. History

  2. Ownership

  3. Branch network

  4. Takeover and liquidation

  5. External links

  6. See also

  7. References

{{Infobox company |
  name   = Housing Bank of Rwanda|  logo   = |  type   = Private|  company_slogan = |  foundation     = 1975|  location       =  Kigali, Rwanda |  key_people     = |  num_employees  = |  assets         = US$23.7 million (RWF:14 billion) (2011)|  revenue        = |  industry       = Financial Services|  products       = Mortgages, Checking, Savings, Investments, Debit Cards|  homepage       = Homepage

}}Housing Bank of Rwanda (HBR), also known as Rwanda Housing Bank, was a commercial bank in Rwanda. Its name in French is Banque de l'Habitat du Rwanda SA (BHR). The bank was one of the commercial banks licensed by the National Bank of Rwanda, the national banking regulator.[1]

History

The bank was opened in 1975, as a housing finance institution as well as a real estate developer. HBR was registered as a limited liability company. On 2 July 2004, the National Bank of Rwanda, the country's Central Bank, granted HBR a Provisional License to operate as a Housing Bank. The license was contingent upon the institution raising its share capital to the minimum of US$2.65 million, to comply with then current banking laws in Rwanda.

On 25 February 2005, the shareholders of Banque de l'Habiatat du Rwanda (BHR), held an Extra Ordinary General Meeting and decided to increase their share capital to the required minimum, to change their name to Housing Bank of Rwanda and to change their mission from a mortgage company/real estate developer to a Commercial Bank that specializes in Housing Finance.[2]

Ownership

As of April 2010, the bank's stock was owned by the following corporate entities:[3]

Housing Bank of Rwanda Stock Ownership
RankName of OwnerPercentage Ownership
1Government of Rwanda56.00
2Social Security Fund of Rwanda30.00
3Rwanda Development Bank5.00
4Bank of Kigali5.00
5Commercial Bank of Rwanda1.66
6MAGERWA1.66
7Office of Thé0.68
Total100.00

Branch network

As of April 2010, the bank maintained its headquarters at Avenue de la Justice, in the city of Kigali, Rwanda's capital. No other branches were known to exist at that time.[4]

Takeover and liquidation

In April 2011, Rwanda Development Bank, known by its French symbols BRD, acquired a 100% controlling interest in Housing Bank of Rwanda. BRD is in the process of absorbing the assets, liabilities and staff of HBR. After re-organization, BRD will commence retail banking operations. In addition, it will begin underwriting mortgage products originated by other commercial banks in the country, in an attempt to increase home ownership in Rwanda. At the time of takeover, HBR's total assets were valued at about US$23.7 million (RWF:14 billion).[5][6]

External links

  • HBR One of Three Rwandan Banks in Mortgage Financing (HBR, CBR & KCB)
  • Housing Bank of Rwanda Acquired By Development Bank of Rwanda

See also

  • List of banks in Rwanda
  • Economy of Rwanda

References

1. ^List of Licensed Commercial Banks In Rwanda {{webarchive|url=https://web.archive.org/web/20120512113114/http://www.bnr.rw/supervision/bankregister.aspx |date=2012-05-12 }}
2. ^History of Housing Bank of Rwanda
3. ^Stock Ownership of Housing Bank of Rwanda
4. ^Branch Network of Housing Bank of Rwanda
5. ^{{Cite news|url=http://allafrica.com/stories/201104270102.html|title=Rwanda: Development Bank Takes Full Control of Housing Bank|last=Butera|first=Saul|date=2011-04-27|work=The New Times (Kigali)|access-date=2017-08-30}}
6. ^{{Cite news|url=http://allafrica.com/stories/201205221149.html|title=Rwanda: Retail Banking Unveils New Opportunities At BRD|last=Ojulu|first=Edward|date=2012-05-22|work=Rwanda Focus (Kigali)|access-date=2017-08-30}}
{{Economy of Rwanda}}

6 : Financial services companies established in 1975|Banks of Rwanda|1975 establishments in Rwanda|Real estate companies established in 1975|Banks disestablished in 2011|2011 disestablishments in Rwanda

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