| 词条 | Remittances to India | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 释义 |
A total of US$8.476 billion was made in remittances by foreign workers in India to their home countries. OverviewUnder the Foreign Exchange Management Act (FEMA) of 1999, Non Resident Indians (NRIs) and Persons of Indian Origin (PIOs) can open and maintain three types of accounts namely, Non-Resident Ordinary Rupee Account (NRO Account), Non-Resident (External) Rupee Account (NRE Account) and Foreign Currency Non Resident (Bank) Account – FCNR (B) Account. NRO Accounts are not repatriable except for all current income. Balances in an NRO account of NRIs/ PIOs are remittable up to USD 1 (one) million per financial year (April–March) along with their other eligible assets. NRE Accounts are repatriable. Credits permitted to NRE account are inward remittance from outside India, interest accruing on the account, interest on investment, transfer from other NRE/ FCNR(B) accounts, maturity proceeds of investments (if such investments were made from this account or through inward remittance). Inward remittances from outside India, legitimate dues in India and transfers from other NRO accounts are permissible credits to NRO account.[8] [9]Since 1991, India has experienced sharp remittance growth. In 1991 Indian remittances were valued at 2.1 billion USD;[5][10] in 2006, they were estimated at between $22 billion[11] and $25.7 billion.[4] which grew to $67.6 billion in 2012-13, up from $66.1 billion the fiscal year, 2011-2012,[12] when the remittance exceed the foreign direct investment(FDI) inflow of $46.84 billion into India.[13] Money is sent to India either electronically (for example, by SWIFT) or by demand draft. In recent years many banks are offering money transfers and this has grown into a huge business. Around 40% of the India's remittances flow to the states of Kerala, Andhra Pradesh, Tamil Nadu, Punjab and Uttar Pradesh which are among the top international remittance-dependent economies of the world.[13][14] States like Andhra Pradesh gets most of its remittance from USA, Kerala from UAE, Punjab from Canada as most of the people migrate from their states to these countries. Research work on remittances to India is listed in the India Migration Bibliography.[15] In recent years a lot of Indian Immigrants abroad have started using online money transfer services to send money from overseas to India. A lot of Online and mobile companies have come up in recent years that have facilitated the transition to online remittances. Even some Indian banks have started offering such services in over last few years.[16] A 2012 study, by Reserve Bank of India revealed 30.8% of total foreign remittances was from West Asia, compared to 29.4% from North America and 19.5% from Europe.[13] Remittances to India by fiscal yearThe following table illustrates the remittances to India as percent of GDP, 1990–1991 to 2005–2010.[17][18][19]
Remittances to and from India by countryIn 2016, a total of US$62.744 billion was made in remittances to India from other countries, and a total of US$5.685 billion was made in remittances by foreign workers in India to their home countries. The table on left lists the major source countries for remittances to India, and the table on the right lists the major destination countries for remittances from India in 2016.[21] {{col-begin}}{{col-break}}Remittances to India
Remittances from India
See also
References1. ^1 {{cite web|url=http://www.worldbank.org/en/news/press-release/2015/12/18/international-migrants-and-remittances-continue-to-grow-as-people-search-for-better-opportunities-new-report-finds |title=International Migration at All-Time High |date=18 December 2015 |accessdate=27 May 2016 |work=The World Bank }} 2. ^1 {{cite web|url=http://www.business-standard.com/article/current-affairs/pakistan-4th-largest-source-of-remittances-to-india-115122400035_1.html |title=Pakistan 4th largest source of remittances to India |date=24 December 2015 |accessdate=27 May 2016 |work=The Business Standard }} 3. ^1 {{cite web|url=https://blogs.wsj.com/indiarealtime/2015/04/15/india-wins-the-remittance-race-again/|title=India Wins the Remittance Race Again |publisher=The Wall Street Journal |date=2015-04-15|accessdate=2015-09-10}} 4. ^1 {{cite web|url=http://www.nrirealtynews.com/stories/oct07/remittances-from-indians-abroad-push-india-to-top.php|title=Remittances from Indians abroad push India to the top |publisher=www.nrirealtynews.com |date=2007-10-22|accessdate=2009-03-14}} 5. ^1 {{cite book|url=https://books.google.com/books?id=5bNsS0C8K3UC&pg=PA8&vq=remittance#PPA8,M1| title=Macroeconomic Determinants of Remittances: Evidence from India|publisher=International Monetary Fund| accessdate=2009-03-14|last=Gupta| first=Poonam|isbn=9781451862430|date=2005-12-01}} 6. ^{{Cite web|url=https://exchangerateiq.com/send-money-to-india|title=Best Way to Send Money to india {{!}} Get Best USD to INR Exchange Rate|website=ExchangeRateIQ|language=en-US|access-date=2017-07-22}} 7. ^{{Cite news|url=http://www.business-standard.com/article/economy-policy/remittances-to-india-dropped-by-nearly-9-in-2016-world-bank-117042101131_1.html|title=Remittances to India dropped by nearly 9% in 2016: World Bank|last=India|first=Press Trust of|date=2017-04-21|work=Business Standard India|access-date=2017-07-22}} 8. ^{{cite web | title = Accounts in India by Non Resident Indians |url= https://rbi.org.in/Scripts/FAQView.aspx?Id=52#FQ3 }} 9. ^{{cite web | title =Facilities for Non Resident Indians (NRIs) and Persons of Indian Origin (PIOs)|publisher= Reserve Bank of India| url = http://www.rbi.org.in/scripts/FAQView.aspx?Id=52#F2 | accessdate = 2014-02-23 }} 10. ^{{cite web| url=http://www.migrationinformation.org/Feature/display.cfm?id=577 |title=The Rise in Remittances to India: A Closer Look|publisher=Migration Policy Institute|date=February 2007|accessdate=2009-03-14|last=Chishti|first=Muzaffar}} 11. ^{{cite web|url=http://www.financialexpress.com/news/Remittances-to-India-touch-$22-billion/181655/ |title=Remittances to India touch $22 billion|publisher=The Financial Express|date=2006-10-26|accessdate=2009-03-14}} 12. ^1 2 {{cite web | title = Remittances from Indian diaspora on the rise |publisher=The Economic Times | url = http://articles.economictimes.indiatimes.com/2014-02-19/news/47489867_1_indian-diaspora-remittances-overseas-indians |date=Feb 19, 2014| accessdate = 2014-02-23}} 13. ^1 2 3 {{cite web | title = NRIs beat FDI, keep the money coming |publisher= Hindustan Times| url = http://www.hindustantimes.com/business-news/nris-beat-fdi-keep-the-money-coming/article1-941337.aspx |date=October 8, 2012| accessdate = 2014-02-23}} 14. ^{{cite web| ssrn= 1780289|title= Remittances in India: Facts and Issues |publisher= IIMB Working Paper No. 331|date=March 2011|accessdate=2012-11-05|last=Tumbe|first=Chinmay}} 15. ^{{cite web| ssrn= 2117805|title= India Migration Bibliography|publisher= Indian Institute of Management Bangalore |date= July 2012|accessdate=2012-11-05|last=Tumbe|first=Chinmay}} 16. ^{{Cite web|url=https://exchangerateiq.com/send-money-to-india/compare-usd-to-inr?country_from=usa&amount=500&mode=send|title=Compare Money Transfer to India. Get Best USD to INR Exchange Rate|website=ExchangeRateIQ|language=en-US|access-date=2017-07-22}} 17. ^{{cite web|last=Chishti|first=Muzaffar|title=The Rise in Remittances to India: A Closer Look|url=http://www.migrationinformation.org/Feature/display.cfm?ID=577|date=February 2007|publisher=Migration Information Source|accessdate=2011-07-28|archiveurl=https://web.archive.org/web/20101204064157/http://www.migrationinformation.org//Feature//display.cfm?ID=577|archivedate=2010-12-04|deadurl=no}} 18. ^{{cite web|title=Figure 4. Remittances to India, 1970 to 2008|url=http://www.migrationinformation.org/charts/india-oct09-fig4.cfm|publisher=Migration Information Source|accessdate=2011-07-28|archiveurl=https://web.archive.org/web/20101204062345/http://www.migrationinformation.org/charts/india-oct09-fig4.cfm|archivedate=2010-12-04|deadurl=no}} 19. ^1 {{Cite web|url=http://timesofindia.indiatimes.com/business/india-business/India-is-top-remittance-recipient-of-2015-World-Bank/articleshow/51822766.cms|title=India world’s largest remittance recipient in 2015: World Bank|accessdate=2016-04-14|publisher=The Times of India}} 20. ^{{cite web| title = India tops global remittances list; received $70 billion in 2013: World Bank|publisher=The Economic Times| url = http://economictimes.indiatimes.com/news/nri/forex-and-remittance/india-tops-global-remittances-list-received-70-billion-in-2013-world-bank/articleshow/33623698.cms|date=11 April 2014| accessdate = 2014-04-12}} 21. ^{{cite web|url=http://www.pewglobal.org/interactives/remittance-map/|title=Remittance Flows Worldwide in 2016|date=5 February 2018|publisher=}} 22. ^http://admin.myrepublica.com/politics/story/28892/nepal-7th-largest-source-of-remittance-for-india.html External links
4 : Remittances|Economy of India|Indian diaspora|Investment in India |
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