“Richard H. Neiman”的意思、由来-开放百科全书

Richard H. Neiman was the 43rd Superintendent of Banks for the State of New York. As such, he served as the head of the New York State Banking Department. He was appointed by the Governor in March 2007.

On November 14, 2008 Neiman was appointed by United States House of Representatives Speaker Nancy Pelosi to serve on the five-member Congressional Oversight Panel created to oversee the implementation of the Emergency Economic Stabilization Act.

In October 2010, Neiman joined the Executive Committee to coordinate the 50 state Attorneys General and 39 state banking agencies investigating allegations of the use of fraudulent documentation by mortgage servicers in the foreclosure process.^[1] Neiman is also one of the three bank regulators participating with 12 Attorneys General in the State Foreclosure Prevention Working Group, a multi-state task force established in 2007 seeking to reduce the number of unnecessary foreclosures by encouraging loan modifications and other sustainable long-term solutions by mortgage servicers.^[2]^[3]

Neiman chairs the Foreign Bank Regulatory Committee of the Conference of State Bank Supervisors (CSBS), the nation's only coalition of state bank regulators. He also chairs New York State's HALT (Halt Abusive Lending Transactions) Task Force to address housing and foreclosure issues in New York. He has testified before Congress Several times regarding foreclosure mitigation.^[4]

While Superintendent, his authority over mortgage lending and servicing greatly expanded with new laws in 2008 and 2009.^[5]^[6] Subsequent Superintendent's regulations issued under these laws are considered the nation's most comprehensive governing mortgage loan servicers.^[7]

He advocates for similar mortgage servicer regulations at the national level,^[8] and more broadly for Cooperative Federalism between state and federal bank for improved financial regulation.^[9]

Mr. Neiman began his career with the Office of the Comptroller of the Currency in Washington, D.C. where he served as Special Assistant to the Chief Counsel. After the Comptroller's Office, he spent 10 years at Citicorp, where he held a variety of legal and regulatory positions, including General Counsel of its Global Equities Group. Mr. Neiman then returned to Washington, D.C. to serve as Director of Regulatory Advisory Services for Price Waterhouse. In 1994, Mr. Neiman joined TD Waterhouse Group, Inc., a bank holding company and global online financial services firm, as Executive Vice President and General Counsel. He remained with TD Waterhouse until its acquisition by Ameritrade in 2006.

Immediately prior to joining the Banking Department, Mr. Neiman served as President and Chief Executive Officer of TD Bank USA, N.A., a wholly owned subsidiary of The Toronto-Dominion Bank.

Neiman is on the Board of Directors and a Vice President of the Henry Street Settlement, one of New York’s oldest social services organizations and provider of shelters for the homeless. He also serves on the Board of the Harlem Educational Activities Fund, a mentoring and college preparatory organization serving students in Harlem and Washington Heights.^[10]

He received the Foreign Policy Association Medal for Public Service in 2010 ^[11] and the Rockefeller College of Public Affairs and Policy Distinguished Public Services Award in 2009.^[12]

Neiman received his bachelor's degree from American University, and a juris doctor from the Emory University School of Law.

References

1. ^{{cite web|title=50 States Sign Mortgage Foreclosure Joint Statement|url=http://www.naag.org/joint-statement-of-the-mortgage-foreclosure-multistate-group.php|work=Announcement Review|date=October 13, 2010|deadurl=yes|archiveurl=https://web.archive.org/web/20110304041413/http://www.naag.org/joint-statement-of-the-mortgage-foreclosure-multistate-group.php|archivedate=March 4, 2011|df=}}
2. ^{{cite web|title=State Foreclosure Prevention Working Group Reports|url=http://www.csbs.org/regulatory/Pages/SFPWG.aspx|work=Website}}
3. ^{{cite web|last=Neiman|first=Richard|title=Testimony before the Senate Appropriations Committee, Subcommittee on Financial Services and General Government|url=http://appropriations.senate.gov/ht-financial.cfm?method=hearings.download&id=b9dc8db7-5694-427f-a37a-e489cb7e1b3e|work=Testimony Review|date=April 29, 2010}}
4. ^{{cite web|last=Neiman|first=Richard|title=TARP Accountability and Oversight: Achieving Transparency|url=http://cop.senate.gov/documents/testimony-031109-neiman.pdf|work=Testimony Review|date=March 11, 2009}}
5. ^{{cite news|title=Gov. Paterson signs subprime lending reform bill|url=http://www.bizjournals.com/albany/stories/2008/08/04/daily21.html|newspaper=Business Review|date=August 5, 2008}}
6. ^{{cite news|title=New state law mandates more foreclosure notice|url=http://www.nypost.com/p/news/local/queens/new_state_law_mandates_more_foreclosure_hTy8Al5ofAXAlrZWwv0kPO|newspaper=New York Post|date=December 3, 2009}}
7. ^{{cite news|last=Kiel|first=Paul|title=New York Jumps Ahead of Feds With Law Holding Mortgage Companies Accountable on Mods|url=https://www.propublica.org/article/new-york-jumps-ahead-of-feds-with-law-holding-mortgage-companies-accountabl|newspaper=ProPublica|date=August 10, 2010}}
8. ^{{cite news|last=Prior|first=Jon|title=NY bank super says national mortgage servicing should mirror Empire state|url=http://www.housingwire.com/2011/01/19/ny-bank-super-says-national-mortgage-servicing-should-mirror-empire-state|newspaper=HousingWire|date=January 19, 2011}}
9. ^{{cite news|last=Hopkins|first=Cheyenne|title=Neiman Set to Depart Post as New York Banking Chief|url=http://www.americanbanker.com/issues/176_54/neiman-to-depart-post-1034673-1.html?zkPrintable=true|newspaper=American Banker|date=March 21, 2011}}
10. ^http://cop.senate.gov/about/bio-neiman.cfm Retrieved 2009-01-17.
11. ^{{cite web|title=FPA Medal Recipients|url=http://www.fpa.org/info-url_nocat2379/info-url_nocat_show.htm?doc_id=1437935|deadurl=yes|archiveurl=https://web.archive.org/web/20110725141341/http://www.fpa.org/info-url_nocat2379/info-url_nocat_show.htm?doc_id=1437935|archivedate=2011-07-25|df=}}
12. ^{{cite web|title=Distinguished Public Service Awards Ceremony for|url=http://www.albany.edu/news/release_6109.php|work=Announcement}}

References

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