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词条 Vermont Housing Finance Agency
释义

  1. History

  2. Operations

     Financial  Staffing 

  3. Notes

  4. External links

{{Infobox company
| name = Vermont Housing Finance Agency
| logo =
| type = Non-Profit
| slogan =
| foundation = 1974 (Vermont)
| founder =
| location = Vermont
| area_served = Vermont
| key_people = Maura Collins
| industry = Affordable housing
| products = Affordable housing
| homepage = www.vhfa.org||
}}

The Vermont Housing Finance Agency (VHFA) is chartered as a private non-profit agency to finance and promote affordable housing opportunities for low- and moderate- income Vermonters.[1] They are located in Burlington, Vermont.

History

The Vermont legislature established the agency in 1974.[1]

[1]

By 2018, the VHFA had assisted approximately 29,000 people to purchase primary residences; and provided financing, development and management support, subsidy administration and tax credits for about 13,650 units of multifamily rental housing.[1][1]

Operations

The board of directors has five members whom the Governor of Vermont appoints. There are also four "ex officio" members representing the finance and construction industry who also vote.[2] The Executive Director is Maura Collins.[3]

VHFA helps applicants with[1]

  • Single-family and homeownership mortgage financing programs
  • Multifamily programs including:
    • Multifamily loan programs
    • Asset management and monitoring
    • Housing Assistance Payments contract administration
    • Federal and state Housing Tax Credit programs

VHFA reports housing data to responsible government agencies.

Financial

Since 1974, the agency has issued $2.96 billion worth of bonds and other financial instruments, of which $783.9 million was still outstanding at the end of the fiscal year ending June 30, 2010. Operating expenses were $4.6 million out of which $3.0 million were for personnel salaries and benefits.[4]

Staffing

VHFA has about 40 employees. it issues tax-exempt bonds to fund its loan programs. It supports its operation out of the difference between what it gets for interest from its debtors and what it gets from lenders. The bonds are obligations of the agency and are underwritten by its loans.[1]

Notes

1. ^{{cite web|url=https://www.vhfa.org/about/agency-overview|title=Agency overview|author=|first=|authorlink=|date=2019-01-01|year=Agency overview|work=Vermont Housing Finance Agency|publisher=Vermont Housing Finance Agency|pages=|archive-url=|archive-date=|dead-url=|accessdate=2019-01-04|quote=|coauthors=|month=}}
2. ^{{cite web|url=http://www.vhfa.org/about/board-commissioners|title=VHFA Board of Commissioners|author=|first=|authorlink=|date=2009-11-11|year=|work=|publisher=|pages=|archive-url=|archive-date=|dead-url=|accessdate=2019-01-04|quote=|coauthors=|month=}}
3. ^{{cite web|url=https://www.vhfa.org/about/executive-director|title=Executive Director|author=|first=|authorlink=|date=2019-01-01|year=|work=|publisher=|pages=|archive-url=|archive-date=|dead-url=|accessdate=2019-01-04|quote=|coauthors=|month=}}
4. ^{{cite web |url=http://www.vhfa.org/documents/financial_statements/2010.pdf |title=VHFA Financial Statements for FY ending June 30, 2010 |accessdate= |author= |authorlink= |coauthors= |date=2010-10-06 |year= |month= |work= |publisher= |pages= |quote= }}

External links

  • [https://www.wsj.com/articles/SB123672728060988629 State Housing Agencies Get Caught in Credit Crunch]
  • Forest Park banks on grants for revitalization
  • Tax credits aid Vermont home sales
  • National Homeownership Month program
  • Vermonters Struggle To Afford Renting a Home
  • Study shows recession makes Vermont’s housing problems harder to solve
  • Home prices out of reach for Vermonters (video){{dead link|date=July 2016 |bot=InternetArchiveBot |fix-attempted=yes }}
  • [https://www.youtube.com/watch?v=2KWTMNY8xJA Affordable Housing in Vermont (Video produced by the Vt Housing Awareness Campaign)]
  • [https://web.archive.org/web/20110712223654/http://www.housingfinance.com/ahf/articles/2009/feb/0209-buzz-popquiz.htm Pop Quiz: Sarah Carpenter]
  • She’s got you covered - Magazine profile of Executive Director
{{coord|44.474985|-73.213609|display=title}}{{DEFAULTSORT:Vermont Housing Finance Agency}}

7 : Burlington, Vermont|Non-profit organizations based in Vermont|1974 establishments in Vermont|Affordable housing|Housing finance agencies of the United States|Housing organizations in the United States|Organizations established in 1974

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