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词条 Association of British Credit Unions
释义

  1. History

  2. Activities

  3. See also

  4. References

  5. External links

{{Infobox non-profit
| image = ABCUL (logo).gif
| name = Association of British Credit Unions
| location = Holyoake House, Hanover Street, Manchester M60 0AS
| type = Industrial and Provident Society
| founded = 1984 (1967)
| homepage = abcul.org
}}

The Association of British Credit Unions Limited, commonly known as ABCUL, is the leading trade association for credit unions in Great Britain.

ABCUL represents around 70% of credit unions who in turn provide services to 85% of the British credit union membership.[1] The Irish League of Credit Unions organises in Northern Ireland on an all-island basis.[2] Both ABCUL and ILCU are members of the European Network of Credit Unions and World Council of Credit Unions.

History

{{see also|History of credit unions}}

In 1967, Hornsey Co-operative Credit Union and other West Indian credit unions formed the Credit Union League of Great Britain, which became the Association of British Credit Unions (ABCUL) in 1984.[3]

Separately, in 1964, Wimbledon Credit Union joined forces with two other credit unions operating from Roman Catholic churches in Highgate and Hove to form the National Federation of Savings and Co-operative Credit Unions; this later became the National Federation of Credit Unions (NATFED). The Federation and the League agreed in 1967 to form a single national organisation, but the project never became reality and the Federation continued separately until its dissolution in 2000.[4]

In fact, the two bodies came to represent distinct factions within the early movement: ABCUL represented industrial credit unions exclusively, while NATFED affiliates were drawn from community credit unions. Furthermore, whereas ABCUL pursued a growth-orientated strategy of individual member unions achieving critical mass and market share, NATFED placed greater emphasis on self-help and expansion through the proliferation of smaller member unions.[5]

The Ulster Federation of Credit Unions, which grew out of the Northern Ireland Regional Association of the National Federation in 1995, provides an alternative to the Irish League with a distinct Ulster British identity.[6]

Activities

In common with its member credit unions, ABCUL is registered under the Co-operative and Community Benefit Societies Act 2014. It is governed by a board of directors who are elected by the members.

The Credit Union Foundation Limited is a registered charity and a company limited by guarantee with a board of trustees consisting of the directors of ABCUL and independent trustees. As a registered charity, the Foundation’s rules allow it to carry out a different but complementary role to that of ABCUL.[7]

See also

  • Credit unions in the United Kingdom
  • British co-operative movement

References

1. ^Making a Difference Association of British Credit Unions (retrieved 9 February 2015)
2. ^About the Irish League of Credit Unions {{webarchive |url=https://web.archive.org/web/20150209153916/http://www.creditunion.ie/whoweare/aboutus/abouttheirishleagueofcreditunions/#d.en.169 |date=February 9, 2015 }} Irish League of Credit Unions (retrieved 9 February 2015)
3. ^50 years of credit unions in Britain Credit Union News, Vol. 16 No. 1, Association of British Credit Unions, March 2014
4. ^Voinea, Anca ABCUL marks the 50th anniversary of the first credit union in Britain Co-operative News, 26 March 2014
5. ^Bickerstaffe, Tim George The Significance of the Common Bond In Credit Unions (pp. 7-10) Thesis submitted in accordance with the requirements for the degree of PhD, The University of Leeds, Department of Sociology and Social Policy, September 2001
6. ^The UFCU Success Story Ulster Federation of Credit Unions (retrieved 9 February 2015)
7. ^About the Foundation The Credit Union Foundation (retrieved 11 February 2015)

External links

  • Association of British Credit Unions
  • Irish League of Credit Unions
  • Ulster Federation of Credit Unions
{{Credit Unions in the United Kingdom}}

6 : Cooperative federations|Credit union leagues|Credit unions of the United Kingdom|Companies based in Manchester|Organizations established in 1967|1967 establishments in England

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