| 词条 | B&N Bank |
| 释义 |
| name = B&N Bank | native_name = Бинбанк | native_name_lang = ru | logo = B&N_Bank_Logo.png | type = Public joint-stock company | company_slogan = | foundation = 1993 | location_city = Moscow | location_country = Russia | locations = | key_people = Mikail Shishkhanov, Chairman of the Board of Directors | num_employees = 4,000 | industry = Banking | owner = | products = Retail banking | services = Financial services | revenue = | net_income = {{increase}} RUB 1.899 million (January 2015) |assets = {{increase}} RUB 413.254 million (January 2015) |equity = |homepage = binbank.ru | rating = B (S&P) (2017)[1] }} B&N Bank ({{lang-ru|ПАО "БИНБАНК"}}) is one of Russia’s largest commercial banks organized as a public joint-stock company under the laws of the Russian Federation. The bank was nationalized in September 2017, after running into financial difficulties following its merger with MDM bank.[2] The Central Bank of Russia plans to merge B&N with Otkritie, another failing bank.[3] B&N Bank offers a wide range of corporate banking services (including lending to large corporate clients & SME lending, payment and account services, international settlements, trade finance and ECA-backed finance, payroll services, and leasing), retail banking services (deposits, credit and debit cards, overdraft facilities, etc.) and financial markets activities. HistoryFounded in 1993, B&N Bank has the general license of the Bank of Russia No. 2562.[4] In November 2008, the Bank entered the capital of Bashinvestbank, and in December 2013 Bashinvestbank was integrated with B&N Bank as its branch in Ufa. In April 2014 B&N Bank became the owner of Moscomprivatbank, a former subsidiary of Ukrainian PrivatBank. The deal was concluded as the part of B&N Bank’s strategy for retail business expansion and approved by Banking Supervision Committee of the Bank of Russia. Due to high social importance of Moskomprivatbank, Deposit Insurance Agency (DIA) provided assistance to B&N Bank in a form of RUB 12bn loan. The loan proceeds will be used for maintenance of Moskomprivatbank’s liquidity and implementation of the project related to creation of independent IT-infrastructure of the credit institution. In July 2014, B&N Bank successfully closed the acquisition of DNB Russia. “Asokerco Trading Limited” LLC (an entity affiliated with B&N Bank (JSC) owned by Mikail Shishkhanov) has become the owner of JSC Commercial Bank DNB Bank (“DNB Russia”) located in Murmansk.[5] Previously, DNB Russia was a fully owned subsidiary of DNB Bank ASA (“DNB”), the leading Norwegian financial group. In December 2014 B&N Bank closed the acquisition of five banks of the Rost Group. The deal is a part of financial recovery of Rost Bank, Kedr Bank, Akkobank, SKA-Bank and Tveruniversalbank. The purpose of acquisition of the Rost Group banks is to expand the retail business, regional presence and client base of B&N Bank. The total amount of retail deposits attracted by five banks is RUB 70 billion; the total branch network consists of more than 240 offices and ATM network of more than 440 devices.[6] In January 2015, B&N Bank acquired Uralprivatbank.[7] The transaction was completed in February 2015. The purpose of the acquisition for B&N Bank is to expand its retail business and regional presence. Uralprivatbank is a sustainable regional bank which has been operating in the market for over 25 years. The bank has four offices in Ekaterinburg. In June 2015 the shareholders of B&N Bank, Mikail Shishkhanov and Mikhail Gutseriev, entered into an agreement to acquire a controlling shareholding (58.33%) in MDM Bank from Sergei Popov. Within the framework of the transaction, 100% of the shares of MDM Bank have been valued by the parties at approximately the level of the bank's equity.[8] In February 2015, Banki.ru portal recognized B&N Bank as the Bank of the Year.[9] In July 2015, B&N Bank announced the acquisition of the Russian leading autoleasing company Europlan, and in July 2015[10] the Bank announced the acquisition of the auto-leasing company Carcade. As a result, B&N Group became the leading retailer in vehicle leasing in Russia. In 2016 B&N Bank completed its merger with MDM bank, placing it in the top ten of all Russian lenders. In late 2017 the bank sought a bailout from the Russian state. In 2018 Irish economist Cillian Doyle revealed that prior to the merger between these two banks, MDM had used a series of offshore vehicles located in the Irish Financial Services Center (IFSC) and Malta, as part of a scheme to create fictitious assets on its balance sheet in addition to hiding losses.[11] OwnersThe majority shareholders are the Chairman of the Board of Directors of B&N Bank Mikail Shishkhanov (59,4064 %) and Mikhail Gutseriev (39,3589 %).[12] References1. ^{{cite news|title=Рейтинг банков - 2017 (таблица)|url=http://www.forbes.ru/sp_data/2017/rating-bank/all.html?1&from_alt_domain=1|accessdate=1 May 2017|work=Forbes.ru|date=23 March 2017}} 2. ^{{cite news|title=Russia’s central bank nationalises B&N Bank|url=https://www.ft.com/content/14d03e8f-bf96-3dc8-80a6-73a8e5a79156|accessdate=4 October 2017|work=Financial Times}} 3. ^{{cite news|title=Russia’s central bank says it may merge lenders B&N, Otkritie|url=https://www.ft.com/content/f943db55-5d3d-365b-b6a5-a67298433679|accessdate=4 October 2017|work=Financial Times}} 4. ^B&N Bank's profile, B&N Bank corporate site 5. ^Shishkhanov’s company wraps up acquisition of DNB Bank, Banki.ru 6. ^B&N Bank gains control over Rost Group banks, Banki.ru 7. ^B&N Bank acquires Uralprivatbank, Tver-portal.ru 8. ^ Russia’s B&N Bank shareholders buy 58% in MDM Bank, Prime Business News Agency 9. ^Лучшие из лучших, Banki.ru 10. ^ Владельцы «Бинбанка» покупают автолизинговую компанию «Европлан», Rambler.ru 11. ^ [https://www.counterpunch.org/2018/11/13/fictitious-assets-hidden-losses-and-the-collapse-of-mdm-bank/] 12. ^List of Shareholders of B&N BANK, B&N Bank corporate site External links
3 : Banks of Russia|Banks established in 1993|Companies based in Moscow |
| 随便看 |
|
开放百科全书收录14589846条英语、德语、日语等多语种百科知识，基本涵盖了大多数领域的百科知识，是一部内容自由、开放的电子版国际百科全书。