“Cuscal”的意思、由来-开放百科全书

词条

Cuscal

释义

Services
References
External links

{{Use dmy dates|date=May 2014}}{{Use Australian English|date=May 2014}}{{Infobox company| type = Private
| company_slogan =
| name = Cuscal Limited
| logo = Cuscal.png
| logo_size = 150px
| foundation = 1978 (origins); 1997 (current incorporation)
| defunct =
| location = Sydney, Australia
| key_people =
| area_served = Australia
| locations =
| industry = Banking, Financial services
| num_employees = 201-500
| products = Transactional banking services; card processing; liquidity, debt and capital management, corporate advisory
| homepage = [https://www.cuscalpayments.com.au/ cuscalpayments.com.au]
}}

Cuscal Limited is an Australian company that predominantly provides transactional banking, liquidity and capital management services and products to institutional customers including credit unions, mutual banks and superannuation funds. Cuscal is regulated by the Australian Prudential Regulation Authority (APRA) as an Australian authorised deposit-taking institution (ADI), and by the Australian Securities and Investments Commission (ASIC). It is a member of EFTPOS Payments Australia and the Australian Payments Clearing Association.

Cuscal was established in 1992 as the Credit Union Services Corporation Limited and became Credit Union Services Corporation (Australia) Limited before changing its name to Cuscal Limited in December 2005.^[1] Cuscal replaced the state based credit union bodies, which had been in operation since 1956. Cuscal was incorporated as a Special Service Provider (SSP) under the financial institutions scheme, and assumed a role of providing liquidity and balance sheet support, in addition to aggregated access to money markets, to the mutual banking industry through its treasury function.

In 1994, Cuscal released the Credit Union Code of Practice. Until the Credit Union Industry Association (CUIA) and the Australia Association of Permanent Building Societies (AAPBS) merged to form a new joint industry association in 2006, the Association of Building Societies and Credit Unions (Abacus – Australian Mutuals) now the Customer Owned Banking Association (COBA), Cuscal also assumed the role of a trade association for Australian credit unions and co-operatives.

Cuscal was downgraded by ratings agency Standard & Poor's from a rating of AA-/Stable/A-1+ to A+/Stable/A-1 in 2011.

Services

Cuscal's services include:

electronic and paper payment processing including Acquiring, EFTPOS, ATMs, NPP, Apple Pay, Google Pay, direct entry, BPAY and member and corporate chequing
card products (including rediCARD debit and Visa debit and credit cards)
ownership and management of the rediATM network
specialised credit union finance facilities
network communication services
development of payments infrastructure
Velocity Global Wallet prepaid Visa product.

Treasury services include:

mortgage securitisation services
liquidity management and settlement services
fixed interest / debt securities: Commonwealth bonds, Semi-government bonds, Corporate bonds, Commercial paper, Asset-backed securities
interest rate derivatives: Fixed rate bills, Fixed rate agreements, Interest rate swaps
financing products including standby letters of credit and guarantees
bilateral loan facilities
tradeable security brokerage services
market and liquidity risk management advisory services
fixed income portfolio management services

References

1. ^{{cite web|url=http://www.search.asic.gov.au/cgi-bin/gns030c?juris=9&hdtext=ACN&srchsrc=1&acn=087822455|title=National Names Index|publisher=Australian Securities and Investment Commission|accessdate=26 April 2012}}

External links

{{official website|https://www.cuscalpayments.com.au/}}
Company Overview of Cuscal Limited

3 : Credit unions of Australia|Companies based in Sydney|Cooperative federations

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