| 词条 | Healthy Investment |
| 释义 |
| name = Healthy Investment | image = HILogo.png | size = 200px | abbreviation = HI | formerly = The Rechabite Friendly Society | formation = 25 August 1835 |registration_id = 109994 |parent_organisation = Save21 - {{url|http://www.save21.co.uk/ }} | headquarters = 2 The Old Court House, Tenterden Street, BL9 0AL | location = Bury, Greater Manchester | region_served = United Kingdom | services = Ethical savings and investments | website = {{url|http://www.healthyinvestment.co.uk/ }} }} IntroductionHealthy Investment[1] is a mutual friendly society that provides a range of ethical With-profits savings and investment products. They were originally formed in 1835 as The Rechabite Friendly Society but now trade as Healthy Investment.[2] They have more than 100,000 members and look after over £115m of members’ money. HistoryOn 25 August 1835 a small group of men, already committed to the total abstinence of alcohol, met in Mrs Meadowcrofts’ Temperance Hotel, Bolton Street, Salford in order to discuss a friendly society for those who had ‘signed the pledge’ and abstained from alcohol. From its first procession on New Year’s day in 1836 the organisation grew rapidly with local groups known as ‘tents’ being formed throughout the country. In 1842 contributions of 2 shillings per year for the under 35s entitled you to £5 death benefit and a further penny a week provided you with a sickness benefit of half a crown (12½p). In 1999 the Society, by now known as The Rechabite Friendly Society, modernised and centralised its various local groups and regions into one Manchester based Head Office. In 2004 the Society developed further and opened its membership to include temperate members or those who "enjoy alcohol in moderation".{{citation needed|date=July 2015}} Today The Rechabite Friendly Society trades as Healthy Investment. The Society’s head office is now based in Bury, Greater Manchester.[3] Current ProductsTax Exempt Savings Plans, Standard Savings Plans, Investment Bonds, Individual Savings Accounts (ISA), Junior ISAs and Child Trust Funds. Ethical InvestmentAs a modern financial services organisation it specialises in providing ethical savings and investment products. It remains true to its founders' principles and avoids direct investment in companies in alcohol, arms and tobacco industries and in gambling and pornography providers. This is actively managed by Investec. RegulationHealthy Investment is regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Its members are covered by the Financial Services Compensation Scheme (FSCS) which guarantees investors 100% of all their investment with the Society without limit.{{citation needed|date=September 2015|reason=FSCS page gives compensation limits for all investments}} Healthy Investment is a member of the Association of Financial Mutuals.[4] References1. ^http://www.sda-llp.co.uk/case-studies/healthy-investment-and-the-retail-distribution-review/ 2. ^http://www.healthyinvestment.co.uk/about_us/a_glorious_history.php 3. ^http://www.burytimes.co.uk/news/business/2315531.bury_is_ideal_base_for_friendly_society/ 4. ^http://www.financialmutuals.org/ 2 : Friendly societies of the United Kingdom|Companies based in Bury, Greater Manchester |
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