| 词条 | Scottish Widows |
| 释义 |
| name = Scottish Widows Limited | logo = Scottish Widows logo.svg | type = Subsidiary | founded = {{Start date and age|1815}} | key_people = Nick Prettejohn (Chairman) Antonio Lorenzo (Group Director Insurance & Wealth ) | industry = Financial services | products = Life insurance Pensions Investments Savings | num_employees = 3,500 (2011)[1] | parent = Lloyds Banking Group | location = | location_city = Edinburgh | location_country = Scotland, UK | homepage = {{URL|www.scottishwidows.co.uk}} }}Scottish Widows is a life insurance and pensions company located in Edinburgh, Scotland, and is a subsidiary of Lloyds Banking Group. Its product range includes life assurance and pensions.The company has been providing financial services to the UK market since 1815 and is the most trusted life, pensions and investment provider in the UK according to a 2010 Ipsos study.[2] The company sells products through independent financial advisers, direct to customers and through Lloyds Banking Group bank branches. The well-known investment and asset management arm (Scottish Widows Investment Partnership) was sold in 2013 to Aberdeen Asset Management.[3] HistoryIn March 1812, a number of prominent Scotsmen gathered in the Royal Exchange Coffee Rooms in Edinburgh. They were there to discuss setting up ‘a general fund for securing provisions to widows, sisters and other female relatives’ of fundholders so that they would not be plunged into poverty on the death of the fundholder during and after the Napoleonic Wars. Scottish Widows' Fund and Life Assurance Society opened in 1815 as Scotland's first mutual life office.[4] Its most noteworthy leader was Very Rev James Grant who served as its Director for a record fifty years (1840-1890).[5] In 1999, Lloyds TSB agreed to buy the society for £7 billion.[6] The society demutualised on 3 March 2000 as part of the acquisition.[7] At the time of its takeover, Scottish Widows set up an "additional account" to hold £1.7 billion of the proceeds from the sale. This fund was to be used to enhance terminal bonuses across the company, but was eventually used to compensate guaranteed annuity rate options (GARs) holders. In April 2009, Lloyds Banking Group announced that the sales team of Clerical Medical would be merged into that of Scottish Widows, and the Clerical Medical brand would eventually be phased out.[8] In November 2013, Lloyds Banking Group sold its asset management division, Scottish Widows Investment Partnership (SWIP) to Aberdeen Asset Management in a £660m deal.[9] In 2015, Scottish Widows sold Clerical Medical to international life assurance company RL360°.[10][11] AdvertisingThe Scottish Widow first appeared in a television advert directed by David Bailey in 1986. Since then, Scottish Widows has made 10 adverts featuring the Scottish Widow.[12] Four models have portrayed the Scottish Widow, a hooded character featured in the company's advertising. The original Widow, chosen to portray the company’s brand values in the ‘Looking Good’ commercial in 1986, was Deborah Moore, daughter of actor Roger Moore. In 1994, Amanda Lamb took over the role. Hayley Hunt became the third Scottish Widow in 2005. In 2014, the company announced that the fourth Scottish Widow would be Amber Martinez.[13] SponsorshipsScottish Widows was the Official Pensions and Investment Provider of the London 2012 Olympic and Paralympic Games.[14] The company employs athletes Roger Black MBE and Sarah Storey OBE as their Olympic Ambassadors.[15] In popular cultureThe establishment of the fund is briefly mentioned in Yuval Harari's 2011 book A Brief History of Humankind.[16] References1. ^Scottish Widows staff (www.scottishwidows.co.uk/about_us/who_we_are/our_brand.html) 2. ^IPSOS brand tracking study 2010 3. ^{{cite web|url=https://www.telegraph.co.uk/finance/newsbysector/epic/adn/10456488/Aberdeen-buys-Scottish-Widows-Investment-Partnership-from-Lloyds-for-650m-as-part-of-strategic-partnership.html|title=Aberdeen buys Scottish Widows Investment Partnership from Lloyds for £650m as part of strategic partnership|first=Martin|last=Strydom|date=18 November 2013|publisher=|via=www.telegraph.co.uk}} 4. ^{{cite web|url=http://www.scottishwidows.co.uk/about_us/who_we_are/our_history.html|date=16 September 2016|title=Our History|website=Scottish Widows}} 5. ^{{cite book|title=Biographical Index of Former Fellows of the Royal Society of Edinburgh 1783–2002|date=July 2006|publisher=The Royal Society of Edinburgh|isbn=0 902 198 84 X|url=https://www.royalsoced.org.uk/cms/files/fellows/biographical_index/fells_indexp1.pdf}} 6. ^{{cite news |title=Lloyds TSB buys Scottish Widows |url=http://news.bbc.co.uk/1/hi/business/375807.stm |newspaper=BBC News |date=23 June 1999 |accessdate=22 September 2013}} 7. ^{{cite news |title=Q&A: Standard Life demutualisation |url=http://news.bbc.co.uk/1/hi/business/3586021.stm |newspaper=BBC News |date=31 March 2004 |accessdate=22 September 2013}} 8. ^{{cite news |title=Lloyds cuts 305 jobs and drops Clerical |author=Jonathan Russell |url=https://www.telegraph.co.uk/finance/newsbysector/banksandfinance/5245333/Lloyds-cuts-305-jobs-and-drops-Clerical.html |newspaper=Daily Telegraph |date=29 April 2009 |accessdate=17 March 2013 |location=London}} 9. ^{{cite news| url=https://www.bbc.co.uk/news/business-24983186 | work=BBC News | title=Lloyds sells Scottish Widows Investment in £660m deal | date=18 November 2013}} 10. ^{{cite news| url=https://www.moneymarketing.co.uk/scottish-widows-sells-offshore-business-to-rl360/ | title=Scottish Widows sells offshore business to RL360 | work=Money Marketing | date=7 May 2015}} 11. ^{{cite news| url=https://www.ftadviser.com/2015/12/03/ifa-industry/rl-wraps-up-cmi-acquisition-LLNAq9EhOwz5zMzo67y3KI/article.html | title=RL360 wraps up CMI acquisition | work=FT Adviser | date=3 December 2015}} 12. ^Scottish Widows adverts (www.scottishwidows.co.uk/tv/advertising) 13. ^{{cite news |title=Modern setting as the Scottish Widow returns |last=Quinn |first=James |url=https://www.telegraph.co.uk/finance/newsbysector/banksandfinance/insurance/10264488/Modern-setting-as-the-Scottish-Widow-returns.html |newspaper=The Telegraph |date=24 August 2013 |accessdate=22 September 2013 |location=London}} 14. ^ Scottish Widows London 2012 site (www.scottishwidows.co.uk/london 2012) 15. ^Scottish Widows Ambassadors(www.scottishwidows.co.uk/london2012/ambassadors) 16. ^{{cite web|url=http://www.capx.co/external/why-300-year-old-pension-structures-no-longer-work/|title=Why 300-year-old pension structures no longer work -|publisher=}} External links{{Portal|Companies}}
9 : Companies based in Edinburgh|British companies established in 1815|Insurance companies of Scotland|Insurance companies of the United Kingdom|Former mutual insurance companies|Lloyds Banking Group|Life insurance companies|Scottish brands|1815 establishments in Scotland |
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