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词条 Metromile
释义

  1. Pay-per-mile insurance

  2. Driving app

  3. History

  4. See also

  5. References

  6. External links

{{Infobox company
| name = Metromile
| logo =
| logo_size =
| logo_padding =
| logo_alt =
| logo_caption =
| image = File:Sf building lit up 2.JPG
| image_size =200px
| image_alt =
| image_caption = Metromile building at night, San Francisco
| native_name =
| native_name_lang =
| former_name =
| type =
| industry = Car insurance
| founded = {{start date|2011}} in Redwood City
| hq_location =
| hq_location_city =
| hq_location_country =
| key_people =
| products = Pay-per-mile insurance, driving app
| brands =
| services =
| revenue = US$100 million
| owner =
| num_employees = 200
| website = [https://www.metromile.com/ www.metromile.com]
| founders = David Friedberg
| areas_served = California, Illinois, New Jersey, Oregon, Pennsylvania, Virginia, Washington
}}

Metromile is a San Francisco-based car insurance startup that offers pay-per-mile insurance and a driving app.

Pay-per-mile insurance

Pay-per-mile insurance is a type of usage-based insurance where the user pays a base rate along with a fixed rate per mile. The billing model is intended to benefit low-mileage drivers and does not take driving style or behavior into account (for determining rates or discounts).[1] To measure mileage, the Metromile Pulse device is plugged into the onboard diagnostic (OBD-II) port of the car. The OBD-II port is the same port that mechanics use to diagnose issues that trigger a car’s “check engine” light. The device then transmits mileage data to servers.[2] Metromile provides a full customer service team and 24/7 claims team.[3] Metromile began underwriting its own policies in September 2016.[4]

Per-mile insurance through Metromile is currently available in Arizona, California, Illinois, New Jersey, Oregon, Pennsylvania, Virginia and Washington.[5][6][7][8] Drivers in other states can add themselves to a waitlist to be notified as additional states become available. Metromile is only offering personal car insurance policies at this time.

Driving app

The Pulse device provided to per-mile insurance customers also collects data about trips and car health. Metromile visualizes this information in an app to give drivers insights that can simplify car ownership. Features include street sweeping alerts, where the driver is notified if their car is parked in a street sweeping zone,[9] and a car health monitor.[10] The car locator feature shows where a car is parked, and some users have recovered their stolen vehicles by knowing their car’s location.[11] The app is currently available for both Apple iOS and Google Android phones.[12]

In June 2015, the Metromile Tag was introduced to give non-insurance customers a way to also use the driving app.[13] The Tag wirelessly connects to smartphones via Apple iBeacon technology.

History

Metromile was founded in Redwood City, CA in 2011 by David Friedberg and Steve Pretre.[14] David Friedberg currently sits as the chairman of the board, and the company is led by CEO Dan Preston. To date, Metromile has raised $205 million in disclosed funding (Series A through D) and additional undisclosed funding, with investors including NEA, Index Ventures, First Round Capital, and SV Angel.[15] In 2013, the company moved its headquarters to San Francisco and in April 2015 added a second office space.[16] A new location was opened in Boston in April 2015 and in Tempe in May 2015.[17][18] In September 2016 they announced a new round of $192 million in funding and acquired a carrier which enabled them to start underwriting their own policies.[19]

See also

  • Usage-based insurance
  • Vehicle insurance

References

1. ^{{cite web|last1=Constine|first1=Josh|title=Metromile Launches Per-Mile Car Insurance That Could Save Californians 40%|url=https://techcrunch.com/2014/07/16/per-mile-car-insurance/|website=TechCrunch|date=July 16, 2014}}
2. ^{{cite web|title=Metromile Launches Pay-Per-Mile Car Insurance and Updated Connected Driving Platform in California|url=http://www.marketwatch.com/story/metromile-launches-pay-per-mile-car-insurance-and-updated-connected-driving-platform-in-california-2014-07-16|website=MarketWatch|date=July 16, 2014}}
3. ^{{cite web|title=Metromile Customer Service|url=https://www.metromile.com/service/}}
4. ^{{Cite web|url=https://techcrunch.com/2016/09/21/pay-per-mile-insurance-startup-metromile-raises-191-5m-acquires-mosaic-insurance/|title=Pay-per-mile insurance startup Metromile raises $191.5M, acquires Mosaic Insurance|last=Lunden|first=Ingrid|website=TechCrunch|access-date=2017-02-17}}
5. ^{{cite web|last1=Truong|first1=Alice|title=A New Take on Auto Insurance: Pay by the Mile|url=http://www.fastcompany.com/3033107/fast-feed/a-new-take-on-auto-insurance-pay-by-the-mile|website=Fast Company}}
6. ^{{cite web|last1=Vaughan|first1=Steve|title=Pay by the mile car insurance?|url=http://www.vagazette.com/news/va-vg-biz-column-0624-20150622,0,2276220.story|website=The Virginia Gazette}}
7. ^{{cite web|last1=Weissman|first1=David|title=Pay-per-mile car insurance coming to disrupt traditional model in Pennsylvania|url=http://www.yorkdispatch.com/breaking/ci_28715643/pay-per-mile-car-insurance-coming-disrupt-traditional|website=York Dispatch|deadurl=yes|archiveurl=https://web.archive.org/web/20150903004003/http://www.yorkdispatch.com/breaking/ci_28715643/pay-per-mile-car-insurance-coming-disrupt-traditional|archivedate=2015-09-03|df=}}
8. ^{{cite web|title=Metromile Launches New Form of Car Insurance in New Jersey|url=http://www.fotcp.com/fot/metromile-launches-new-form-of-car-insurance-in-new-jersey/|website=Future of Transport}}
9. ^{{cite web|last1=Balise|first1=Julia|title=MetroMile app aims to help drivers avoid street-sweeping violations|url=http://blog.sfgate.com/techchron/2014/03/19/metromile-app-will-help-drivers-avoid-street-sweeping-violations/|website=SFGate|date=March 19, 2014}}
10. ^{{cite web|last1=Buhayar|first1=Noah|title=Metromile Pitches Pay-as-You-Drive Auto Insurance|url=https://www.bloomberg.com/bw/articles/2014-08-21/metromile-pitches-pay-as-you-drive-auto-insurance|website=Bloomberg|date=August 21, 2014}}
11. ^{{cite web|last1=Vacar|first1=Tom|title=Car insurance app helps San Francisco police nab car thieves|url=http://wn.ktvu.com/story/28285387/car-insurance-app-helps-san-francisco-police-nab-car-thieves|website=Fox KTVU}}
12. ^{{cite web|last1=Dennis|first1=Justin|title=Track Your Mileage, Fuel Costs And More With A Free OBD2 Device|url=http://www.makeuseof.com/tag/track-mileage-fuel-costs-free-obd2-device/|website=MakeUseOf|date=November 3, 2014}}
13. ^{{Cite web|title = Metromile's Tag uses Apple iBeacon tech to track your driving|url = https://www.engadget.com/2015/06/03/metromile-tag-apple-ibeacon/|website = Engadget|accessdate = 2015-06-24}}
14. ^{{cite web|last1=Nieva|first1=Richard|title=Really progressive insurance: MetroMile wants drivers to pay per mile|url=http://pando.com/2012/12/05/metromile-wants-to-reinvent-car-insurance/|website=PandoDaily}}
15. ^{{cite web|title=Metromile - Crunchbase|url=https://www.crunchbase.com/organization/metromile|website=Crunchbase}}
16. ^{{cite web|title=S.F. Startup Revs Up Expansion|url=https://www.bisnow.com/archives/newsletter/san-francisco/3915-sf-startup-revs-up-expansion/|website=Bisnow Commercial Real Estate News}}
17. ^{{cite web|last1=Castellanos|first1=Sara|title=San Francisco insurance company expands in Boston|url=http://www.bizjournals.com/sanfrancisco/blog/real-estate/2015/04/metromile-san-francisco-insurance-boston-preston.html|website=San Francisco Business Times|date=April 2, 2015}}
18. ^{{Cite web|title = San Francisco insurance company, Metromile, to open office in Tempe, hire 130 - Phoenix Business Journal|url = http://www.bizjournals.com/phoenix/news/2015/05/28/san-francisco-insurance-company-to-open-office-in.html|accessdate = 2015-06-24}}
19. ^{{Cite news|url=https://www.bloomberg.com/news/articles/2016-09-21/metromile-raises-192-million-to-take-on-car-insurance-business|title=Metromile Raises $192 Million to Take on Car Insurance Business|date=2016-09-21|newspaper=Bloomberg.com|access-date=2017-02-17}}

External links

  • [https://www.metromile.com/ Official website]

3 : Vehicle insurance|Companies based in San Francisco|Internet of things companies

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