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词条 BKash
释义

  1. History

  2. Coverage

  3. References

  4. External links

{{lowercase}}{{Infobox website
| logo = BKash_Limited_logo.png
| company_type = Private
| launched = 2011
| location = Dhaka, Bangladesh
| services = Payment system
| website type =
| alexa =
| key_people = Kamal Quadir (CEO)
| parent = Brac Bank, Ant Financial, Bill & Melinda Gates Foundation, Money in Motion LLC, International Finance Corporation [1]
| website = {{URL|https://bkash.com}}
| current_status = Online
| name = bKash
}}BKash ({{lang-bn|বিকাশ}}) is a mobile financial service in Bangladesh operating under the authority of Bangladesh Bank as a subsidiary of BRAC Bank Limited.[2] This mobile money system started as a joint venture between BRAC Bank Limited, Bangladesh and Money in Motion LLC, United States of America. bKash users can deposit money into their mobile accounts and then access a range of services, in particular transferring and receiving money domestically, making payments and buying airtime top-up. In April 2013, International Finance Corporation (IFC), a member of the World Bank Group, became an equity partner, in March 2014, Bill & Melinda Gates Foundation became an investor in the company,[3] and in April 2018 Ant Financial, the operators of Alipay (a concern of Chinese giant Alibaba Group), became an equity partner.[4]Fortune magazine ranked bKash among the top 50 companies in their "Change the World" list in 2017.[5] According to them, 22% of Bangladeshi adults use bKash with around 4.5 million daily transactions.[5]

History

bKash was launched in July 2011 in Bangladesh, with basic services: cash in, cash out, send money, airtime top-up and bills payment keeping in mind that more than 70% of the population of Bangladesh lives in rural areas where access to formal banking services is difficult for people.[6][7]

Coverage

bKash can be accessed via several telephone networks in Bangladesh. bKash's agent network covers both urban and rural areas in much of Bangladesh.[8] As of 2018, bKash was the largest provider of mobile financial services (MFS) in Bangladesh.[9]

As of March 2019, there are 16 providers of mobile financial services (MFS),[10] but the two largest, bKash and Rocket, had a combined market share of over 99%.[11] In January 2019 total MFS transactions were in excess of Tk 34,626.24 crore.[10]

bKash has requested official permission to provide loan and insurance services.[9]

References

1. ^{{cite web|url=https://www.bkash.com/node/2473|title=bKash and Ant Financial in strategic partnership to promote financial inclusion for the unbanked in Bangladesh - bKash|author=|date=|website=www.bkash.com|accessdate=26 February 2019}}
2. ^{{cite web|url=http://www.thebanker.com/Banking-Regulation-Risk/Bangladesh-s-bKash-revolution|title=Bangladesh's bKash revolution |website=The Banker}}
3. ^{{cite web|url=https://www.wsj.com/articles/mobile-banking-provides-lifeline-for-bangladeshis-1435043314|title=Mobile Banking Provides Lifeline for Bangladeshis|first=Syed Zain|last=Al-Mahmood|date=24 June 2015|work=The Wall Street Journal}}
4. ^{{cite web|url=https://www.thedailystar.net/business/alibaba-buys-20pc-stake-bkash-1568293|title=Alibaba buys 20pc stake in bKash |work=The Daily Star |date=27 April 2018}}
5. ^{{cite news|url=http://www.dhakatribune.com/what-the-world-says/2017/09/11/fortune-bkash-changing-world/|title=Fortune lists bKash among 50 companies that are changing the world|date=11 September 2017|accessdate=20 September 2017|newspaper=Dhaka Tribune}}
6. ^{{Cite news|url=http://www.brac.net/latest-news/item/463-|title=BRAC Bank's bKash Launches Mobile Banking Services in Bangladesh|work=brac|access-date=2017-07-29|language=en-gb}}
7. ^{{Cite news|url=http://www.thedailystar.net/next-step/features/bkash-of-tip-the-iceberg-1387663|title=BKASH: TIP OF THE ICEBERG|date=7 April 2017|work=The Daily Star|access-date=2017-07-29|language=en}}
8. ^{{cite web|url=http://rtn.bcc.net.bd/index.php/information-on-mobile-banking|title=Information on Mobile Banking|first=|last=Administrator|website=rtn.bcc.net.bd}}
9. ^{{cite news|url=http://www.thefinancialexpress-bd.com/2017/07/14/76863/Loan,-insurance-services-thru%27-MFS-likely-within-five-years |title=Loan, insurance services thru' MFS likely within five years |date=14 July 2017 |work=The Financial Express |location=Dhaka |publisher=International Publications Limited |accessdate=26 July 2017}}
10. ^{{Cite web|url=https://www.bb.org.bd/fnansys/paymentsys/mfsdata.php|title=Mobile Financial Services (MFS) Data|last=|first=|date=|website=www.bb.org.bd|archive-url=|archive-date=|dead-url=|access-date=2019-03-24}}
11. ^{{cite news |url=http://www.thedailystar.net/business/banking/daily-transactions-reach-tk-1000cr-1438690 |title=Daily transactions reach Tk 1,000cr |work= The Daily Star |date=26 July 2017 |first=Muhammad Zahidul |last=Islam|accessdate=26 July 2017}}

External links

  • [https://www.bkash.com Official website]

5 : Internet properties established in 2011|Payment service providers|Companies established in 2011|Online payments|2011 establishments in Bangladesh

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