“Qualified Health Benefit Plan”的意思、由来-开放百科全书

词条

Qualified Health Benefit Plan

释义

References

{{Use American English|date = March 2019}}{{Short description|United States healthcare plan}}{{Use mdy dates|date = March 2019}}

A Qualified Health Benefits Plan (QHBP) is a healthcare plan that follows rules included in the proposed Affordable Health Care for America Act (H.R. 3962), preceded by America's Affordable Health Choices Act of 2009 (H.R. 3200). These rules include offering a standard set of services, which includes hospital and outpatient care, mental health, prevention, well-child care, and maternity care.

H.R. 3962 would require private insurance plans and the public health insurance option to adhere to a set of standards:^[1]

Guaranteed renewal of insurance
Guaranteed acceptance, regardless of a person's current health or health history.
A cap on out-of-pocket costs
Allow the use of affordability credits so that those with (sudden or long-term) lower incomes can afford insurance
Competition in the market place and efficiency requirements for private plans to bring the cost of premiums down

It also requires that the public plan be national – available everywhere in the United States.^[1]

References

1. ^¹Friends Committee on National Legislation, "Health Care Reform – Here's What's on the Table in the House" {{webarchive |url=https://web.archive.org/web/20091008175703/http://www.fcnl.org/issues/item.php?item_id=3677&issue_id=18 |date=October 8, 2009 }} 7/16/2009

3 : Healthcare reform legislation in the United States|111th United States Congress|United States proposed federal health legislation

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